Personal Finance Articles

Being self-employed has its own pros and cons. Pros are the flexibility of work and the rules around your schedule. On the other hand, being self-employed, you may not have a regular stream of income (compared to employed individuals). No...

A stock market is a popular way to build wealth. Similarly, investing in an IPO in the stock market has several advantages in both the short and long term. You can enjoy the steady growth of your investments over time....

What is a Bear Market? A bear market is an extended period of fall in the price of the investment. It occurs when the investment falls by more than 20% from its recent high. Not just markets but individual stocks...

Bandhan Bank offers a wide range of savings accounts for different types of investor needs. All the Bandhan Bank Savings Accounts have an interest in the range of 3%-7.15%. Also, Bandhan Bank offers phone banking, net banking, and mobile banking...

When a loan is repaid, the instalments have the interest component first and the principal amount is paid when the loan matures. As opposed to this, amortization is when the instalments contain both the interest component as well as the...

What is American Depositary Receipts ADR? American Depositary Receipt or ADR is a negotiable certificate of shares of a foreign company. The U.S. Bank that owns these shares issues an ADR against them. ADR may comprise a portion of shares,...

Financial advisors are experts in managing the money of an individual. Right from devising an emergency fund plan to constructing complex investment portfolios, they do it all. They also play the role of educators by educating their clients about the...

What is an Accounts Payable Turnover Ratio? The accounts payable turnover ratio is a short-term liquidity accounting ratio. It is an indicator that quantifies how quickly a company pays its suppliers. Accounts payable turnover indicates how many times a company's...