Personal Finance Articles

Intraday trading or day trading is the process of buying and selling stocks on the same day (squaring off the position) before the market closes. Investing is not the main focus of intraday trading, instead, it focuses on generating profits...

What is Interest Rate Swap? An interest rate swap (IRS) is a type of derivative contract where the two counterparties agree to exchange one stream of future interest payments for another based on the specific principal amount. Generally, these contracts...

What is Interest Rate Risk? Interest rate risk refers to the possibility that a loss could happen as a result of a fluctuation in interest rates. A bond's or another fixed-income security's value will decrease if the rate rises. Interest...

What is Interest Coverage Ratio? Interest coverage ratio is an accounting ratio.  It determines how many times the company can pay off the accumulated interest before taxes and interest are deducted. The ratio is commonly referred to as "times interest...

In a world filled with uncertainties, an insurance cover acts as a protection. Insurance is a risk mitigating mechanism that helps restore balance in one's life. Having an insurance cover not only benefits the policyholders by helping lead a stress-free...

What are Inflation Indexed Bonds? Inflation is bad for investments. How is that? High inflation eats into your profits, reducing your actual return. The inflation in November 2022 was close to 7%, indicating that if you made 10% on your...

What is Nasdaq? The NASDAQ is the American stock exchange and stands for National Association of Securities Dealers Automated Quotations. This was the first electronic stock exchange founded in 1971. This exchange enabled investors to buy and sell stocks quickly...

Bonds are debt instruments where the lender lends money to a bond issuer. The bond issuer guarantees to repay the sum borrowed at the end of the bond tenure, plus interest at regular intervals. A private or public company, a...