Personal Finance Articles

“The first rule is not to lose. The second rule is not to forget the first rule.” Warren Buffett.  None of us likes to lose our money and therefore are always looking for safe investment options that give high returns....

What are Rupee Denominated Bonds? A rupee-denominated bond is also known as a masala bond. It is a debt instrument issued by an Indian entity in foreign markets in Indian currency. Also, the interest and principal amount are denominated in...

When you join a company, your salary may not be the only compensation you receive. You will also receive some perks, vacation days, and possibly some company shares. Your salary may include some type of equity, most likely stock options...

What is Revenue Expenditure? Revenue expenditure refers to the funds spent by a company to maintain the regular functioning of the system. It does not boost the profit-generating capacity of a company. It is the total cost incurred by a company...

What is Return on Equity Ratio? The Return on Equity (ROE) Ratio is an accounting ratio of a company's net profit to its total shareholder equity. There are two basic sources of shareholder equity. The money that was originally invested...

What is Return on Assets (ROA)? The Return on Assets (ROA) ratio assesses how well a company can manage its assets to generate profits over time. Since the main objective of a company's assets is to generate revenue and profits,...

5 top rules for retirement saving Retirement saving is a lifelong process. It sounds daunting to many, especially since the event is years away but it is unavoidable. However, by adhering to some simple rules, an effective retirement plan can...

Retirement planning is an essential part of financial planning. An increase in average life expectancy increases the need for retirement planning. Planning  for retirement not only ensures an additional source of income but also helps in dealing with medical emergencies,...