Personal Finance Articles

What is a Bad Bank? A bad bank is a bank/ entity that acquires risky and illiquid assets of banks and financial institutions. Bad banks help in cleaning the balance sheets of a bank by taking over its bad loans....

What is Stop Loss? When you invest in a stock, you anticipate it will increase in value. However, a number of causes can lead to short-term market fluctuations. To protect against a significant change in the market price of a...

Options are financial derivative instruments that derive their value from the underlying assets. The underlying assets can be stocks, bonds, commodities, etc. Since underlying asset value fluctuates continuously, option prices also keep changing.  What are Options? Options are financial instruments...

Derivatives are financial instruments which do not have any inherent value. Instead, they derive their value from their underlying assets. The underlying assets can be stocks, bonds, commodities, indices, currencies, etc. Any change in the price of underlying assets reflects...

Futures and options are derivatives that are traded on the stock exchange and derive their price from the underlying asset. Hedgers, speculators, and arbitrageurs use these contracts to make profits or hedge the risk with the underlying asset. A futures...

What is wealth creation? Wealth creation is the process of investing in different asset classes where the investments will help in fulfilling  key needs. These investments should also be self-contained that can generate a stable source of income, helping one...

What is Venture Capital Firm? A venture capital firm acts as both an investor and the manager of the fund. As an investor, the firm usually puts between 1% and 2% of its own money into the fund. This shows...

Value stocks are underpriced stocks and the investment strategy of investing in value stocks is known as value investing. The concept of value investing was introduced in 1928 by Benjamin Graham and David Dodd. What Are Value Stocks? The 'Value'...