Personal Finance Articles

What is a redeemable security? Redeemable security is the one which can be liquidated into cash by the issuer at investor's request. The most common redeemable security available in the market is the open-ended mutual fund. Any open-ended mutual fund...

What is a Redeemable Debenture? A debenture is a debt instrument that a company uses to raise capital by borrowing money from the public. A redeemable debenture issue is a legal certificate that mentions the investor's investment amount, interest payment,...

What is Red Herring Prospectus? As per the Securities and Exchange Board of India’s (SEBI) mandate, all companies going public (for an initial public offering (IPO)) must disclose certain facts regarding their business, finances, promoters, risks, the objective of IPO...

What is a Record Date? Whenever the company declares dividends, it sets particular dates. The record date is the date on which the company determines which shareholders are eligible to receive the company’s dividends. This is also known as the...

The Reserve Bank of India in its bimonthly meeting in February 2019 has cut the benchmark policy rate by 25 basis points and is currently at 6.25%. With this rate cut, the central bank has changed its stance to ‘neutral’...

What is the rate of return mean? Rate of Return means the percentage of gain or loss on an investment compared to the principal amount in the beginning of the investment. It can be related to a specific period of...

What is Quick Ratio? The quick ratio measures a company's ability to pay off short term obligations with liquid assets. In other words, the quick ratio is an accounting ratio that measures a company's liquidity. It is also known as...

Who are Qualified Institutional Buyers (QIBs)? Qualified Institutional Buyers (QIB) are investors who follow the rules and regulations governed by SEBI. As per SEBI, QIBs are institutional investors who possess the necessary expertise and financial strength to carefully evaluate and...