Personal Finance Articles

A portfolio is one of the basic concepts while investing and in finance. The term can have a variety of meanings depending on the context. However, the simplest meaning of a portfolio is a collection of assets owned by an...

The Government of India needs money to meet its financial obligations. They approach the general public to raise funds. The funds can be raised by offering different financial instruments. Treasury bill is one such money market instrument that the government...

What is Revenue Expenditure? Revenue expenditure refers to the funds spent by a company to maintain the regular functioning of the system. It does not boost the profit-generating capacity of a company. It is the total cost incurred by a company...

Initial public offering (IPO) allotment status provides information on the number of shares allocated to the investor in an IPO. The registrar is responsible for the allocation procedure. You can know the allotment status of the allocation day. You can...

Demat account is also known as a Dematerialized account. The primary use of Demat account is to hold shares and securities in an electronic format. It helps you in online trading like buying or selling shares, or converting physical shares...

What is the 50/30/20 Rule of Budgeting?  The 50/30/20 rule of budgeting is a simple method that helps you manage your money more effectively. This basic thumb rule is to divide your post-tax income into three spending categories - 50%...

​​Financial derivatives are contracts whose value is derived from the underlying asset. Hedgers and speculators widely use these contracts to take advantage of market volatility. The buyer of the contract agrees to buy the asset at a specific price on...

What is Stock Exchange? A stock market is a place where the shares of publicly listed companies are traded. It originated in India at the end of the 18th century when a lot of negotiable instruments were introduced in the...