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  • Principal Credit Risk Fund (PIDCW-M)

Formerly Principal Credit Opportunities Mn DP

Principal Mutual Fund

Principal Credit Risk Fund (PIDCW-M)

DebtCredit Risk

1236.557

NAV (Sep 03)

1.7%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

17 Years.

Relative Size

15 Cr.

Impact of Interest Rate Changes

.

Credit Quality Of Fund's Portfolio

.

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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Historical NAV

1236.557

NAV (Sep 3)

Fund Returns

Last 1Y
4.9%
Last 3Y
1.7%
Last 5Y
3.4%
Last 10Y
3.6%
Since Inception
4.8%
6 Month CAGR
1.5%
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Scheme Information

Investment Objective

The Fund seeks to generate income and capital gains by predominantly investing in a portfolio of AA and below rated corporate debt securities across the credit spectrum within the investment grade.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
1.51
Launched (17y ago)
Sep 14, 2004
AUM in Crores
14.892
ISIN
INF173K01BJ4
Lock-in
No Lock-in
Benchmark
NIFTY Credit Risk Bond TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
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Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 22,849 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

Principal Asset Management Private Limited

Principal Asset Management Private Limited manages assets worth 9,397 crores and was set up on 20 November 1994. It's current offering of mutual fund schemes includes 30 equity,31 debt and 16 hybrid funds.

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  • tel-amc-about
    022-67720555
  • mail-amc-about
    customer@principalindia.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    24.7%

    25.2%

    top-ranked-badge

    25.5%

    16.3%

    top-ranked-badge

    4.6%

    6.5%

    top-ranked-badge

    21.3%

    16.6%

    top-ranked-badge

    20.9%

    13.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Principal Credit Risk Fund (PIDCW-M)

    About Principal Credit Risk Fund (PIDCW-M)

    Principal Credit Risk Fund (PIDCW-M) is a Credit Risk Debt fund and has delivered an annualised return of 4.8% over a period of 17 years. The fund was previously known as Principal Credit Opportunities Mn DP . The fund is managed by Principal Asset Management Private Limited. The fund manager’s name is null

    Principal Credit Risk Fund (PIDCW-M) Investment Objective

    The Fund seeks to generate income and capital gains by predominantly investing in a portfolio of AA and below rated corporate debt securities across the credit spectrum within the investment grade. . However, there is no assurance that the objective of the scheme will be realized.

    Principal Credit Risk Fund (PIDCW-M) NAV,AUM,Risk

    The Principal Credit Risk Fund (PIDCW-M) fund was launched on Sep 14, 2004. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2020-09-03 is ₹1236.56. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹14.892. The category risk of the Principal Credit Risk Fund (PIDCW-M) fund is Moderate Risk. The fund charges 1.51 % as expense ratio.

    Principal Credit Risk Fund (PIDCW-M) Holdings

    The fund’s highest allocation is towards Others and has invested 85.5% in this asset class. The top three holdings of the fund are

    Principal Credit Risk Fund (PIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Principal Credit Risk Fund (PIDCW-M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    Principal Credit Risk Fund (PIDCW-M) Review

    Principal Credit Risk Fund (PIDCW-M) has a score of 0 on a scale of 5. The fund has a score of 0 out of 5 based on historical performance. As compared to the other funds in its category, Principal Credit Risk Fund (PIDCW-M) has a score of 0out of 5 The credit risk of the fund is 0 out of 5 as compared to other debt funds.

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