Retirement is usually not on your priority list in your 30s. It’s just too far away and the responsibilities of today occupy your mind. However, it’s the one financial event in your life that is inevitable. Many Indians do not realise just what kind of corpus they will need for their ideal post-retirement lifestyle.

The good news is that if you have some idea of your goals, starting even in your mid-30s is much better than never. Your existing investments especially EPF can help you quite a bit. For the rest, all you need is the right SIP.

Want to know what a rough plan looks like? We have analysed two hypothetical investors to understand what it will take to achieve their retirement corpus. Check out the graphic below.

As you can see, the earlier you start, the lesser the investment burden to get you there. So start today if you want an easier ride in the future!