What is LIC surrender Value? Surrender value is the amount that an insurance company pays to the policyholder for surrendering the policy before the maturity date. Surrendering the policy means ending the policy before the date of maturity. Surrender value...

An emergency fund is your cushion that saves you from unforeseen expenditures or during no income days. An emergency can be a natural disaster such as an earthquake or a flood, a health problem that prevents you from working, or...

How is an IPO Priced or Valued? A significant number of private companies raise capital through an Initial Public Offering (IPO). When a firm files for an IPO, its shares become available to the public for the first time. The...

Growth investing and value investing are two distinct investment strategies. Typically, value stocks offer the option to purchase shares at a discount to their actual worth, whereas growth stocks offer above-average returns and earnings growth potential. Although choosing one type...

Who doesn’t want to be rich? Just dreaming or aspiring isn’t enough. It would be best if you acted towards it. With a goal in mind and discipline to achieve it, you can be rich. However, this is not something...

Fundamental analysis and technical analysis are two different mechanisms that help in analysing the financial markets. Fundamental analysis, as the name suggests, looks at the fundamental aspect of the business. Also, it takes into account the financial and economic factors...

​​Floating interest rate refers to the variable interest rate that changes during the duration of the loan/ debt obligation tenure. It is opposite to the fixed interest rate system. The interest rates remain the same for the entire tenure in...

Institutions usually charge a fixed interest rate or a floating interest rate on a home loan, business loan or personal loan. Also, along with the interest rate percentage, it is important to keep a check on the type of interest...