ACI Worldwide, Inc.

ACI Worldwide, Inc., together with its subsidiaries, develops, markets, installs, and supports software products and services for facilitating electronic payments to financial institutions and intermediaries, merchants, and billers worldwide. The company offers UP Retail Payments solution, which integrates UP BASE24-eps and UP Framework products enabling financial institutions to accept switch payment transactions; and UP Immediate Payments solution that integrates UP BASE24-eps and UP Framework products configured to connect to country-level real-time payment schemes and create differentiated products. It also provides UP Transaction Banking solutions, including Universal Online Banker, an online payments portal; Money Transfer System, a global payments engine. In addition, the company provides Postilion, a payments platform; PAY.ON Payments Gateway; and ReD Shield, a real-time fraud prevention solution. Further, it provides UP Payments Risk Management, a fraud prevention and detection solution; UP Bill Payment solutions, which enable direct billers to present bills and collect payments from consumers electronically through a single and integrated platform, which controls the entire bill payments operation. Additionally, the company offers bill presentment and payment collection services to consumer finance, insurance, healthcare, higher education, tax, and utility categories; and implementation, product support, technical, educational, facilities management, business and technical consultancy, and on-site support services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products and services under the ACI Worldwide and Universal Payments brand names. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. ACI Worldwide, Inc. was founded in 1975 and is headquartered in Naples, Florida.