• right-arrow
  • Mutual Funds
    right-arrow
  • Aditya Birla Sun Life Mutual Fund
    right-arrow
  • Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A)

Formerly Aditya BSL Liquid Reg DR

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A)

DebtLiquid

Top Ranked

140.2669

NAV (Oct 21)

5%
3 Year CAGR
Scripbox Opinion

Top Ranked

Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) is recommended for investment within liquid mutual funds.

Liquid funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

5 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

33,193 Cr. Category leader in size

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

Invest in this fund
Explore a better alternative to this fund with a Scripbox plan.
Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

No single fund can achieve what a plan can. Learn why

chart-amc-about

Historical NAV

140.2669

NAV (Oct 21)

Fund Returns

Last 1Y
3.2%
Last 3Y
5%
Last 5Y
5.8%
Last 10Y
NA
Since Inception
6.1%
6 Month CAGR
1.6%
info-icon-blue

Scheme Information

Investment Objective

The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Low to Moderate Risk

Expense Ratio
0.32
Launched (5y ago)
Feb 02, 2016
AUM in Crores
33192.776
ISIN
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
1000
Fund Managers
user-avatar

Kaustubh Gupta

Fund Manager

user-avatar

Sunaina Cunha

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

build-long-item-wealth-img

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

Aditya Birla Sun Life AMC Ltd

Aditya Birla Sun Life AMC Ltd manages assets worth 313,741 crores and was set up on 5 September 1994. It's current offering of mutual fund schemes includes 83 equity,329 debt and 19 hybrid funds.

amc-img

  • tel-amc-about
    022-43568000
  • mail-amc-about
    care.mutualfunds@adityabirlacapital.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    21%

    15.1%

    recommended-badge

    5%

    7.1%

    top-ranked-badge

    5%

    6.9%

    top-ranked-badge

    5%

    7.2%

    top-ranked-badge

    5%

    6.8%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    How to invest in best mutual funds?

    Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.

    01

    Choose a plan

    Choose a plan to invest to start investing

    02

    Create an Account

    Create an account with Scripbox through a paperless process, to invest in this fund.

    03

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    04

    Track your investments

    Track, invest more and withdraw your investments through the Scripbox dashboard

    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

    testimonial image
    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A)

    About Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A)

    Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) is a Liquid Debt fund and has delivered an annualised return of 6.1% over a period of 5 years. The fund was previously known as Aditya BSL Liquid Reg DR . The fund is managed by Aditya Birla Sun Life AMC Ltd. The fund managers are Kaustubh Gupta, Sunaina Cunha

    Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) Investment Objective

    The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments. . However, there is no assurance that the objective of the scheme will be realized.

    Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) NAV,AUM,Risk

    The Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) fund was launched on Feb 02, 2016. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-21 is ₹140.27. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹33192.776. The category risk of the Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) fund is Low to Moderate Risk. The fund charges 0.32 % as expense ratio.

    Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , 8.79% govt stock 2021 , reverse repo , 364 dtb 04112021 , 182 dtb 02122021 , tb 112021 , 91 dtb 23122021 , 91 dtb 16122021 , tata steel limited , reliance industries limited , adani ports and special economic zone limited , reliance jio infocomm limited , adani ports and special economic zone limited , indian oil corporation limited , 91 dtb 02122021 , shriram transport finance company limited (30/12/2021) ** , reliance jio infocomm limited , 182 dtb 25112021 , reliance jio infocomm limited , reliance industries limited , chennai petroleum corporation ltd , reliance jio infocomm limited , tata steel limited , national bank for agriculture and rural development , tata steel limited , housing development finance corporation limited , reliance industries limited , bajaj housing finance limited , indus towers limited , hdfc securities limited , tata power solar systems limited , clearing corporation of india limited , nabha power limited , kotak securities ltd , nlc tamil nadu power limited , 182 dtb 18112021 , 08.11 cg sdl 2021 , net receivables / (payables) , icici securities limited , muthoot finance limited , bharat oman refineries limited , hero fincorp limited , 182 dtb 23122021 , birla group holdings private limited , housing development finance corporation limited , rbl bank limited , tata capital financial services ltd. , muthoot finance limited , kotak securities ltd , 91 dtb 04112021 , reliance jio infocomm limited , reliance industries limited , 91 dtb 09122021 , bob financial solutions limited , standard chartered investments and loans (india) limited , barclays investments & loans (india) limited , the tata power company limited , motilal oswal financial services ltd , icici securities limited , hdfc credila financial services limited , kotak mahindra investments limited , icici securities limited , tata capital housing finance limited , julius baer capital (india) private limited , birla group holdings private limited , julius baer capital (india) private limited , hdfc securities limited , bharti enterprises limited , julius baer capital (india) private limited , bharti hexacom limited , standard chartered investments and loans (india) limited , standard chartered investments and loans (india) ltd , 182 dtb 12112021 , housing development finance corporation limited , hdfc securities limited , cholamandalam investment and fin. co. ltd , barclays investments & loans (india) private limited , birla group holdings private limited , pilani investments and industries corporation limited , godrej industries limited , godrej industries limited , godrej industries limited , godrej industries limited , axis securities limited , tata motors finance limited , kec international limited , godrej industries limited , infina finance private limited , power finance corporation limited , 91 dtb 28102021 , 9.17% andhra gs 2021 , power grid corporation of india limited , godrej agrovet ltd. , dabur india limited (14/12/2021) ** , godrej agrovet ltd. , tata capital financial services limited , hdb financial services limited , 8.13% oil mkt comp goi sb 2021 , 182 dtb 09122021 , 182 dtb 04112021 , astec lifesciences limited , barclays investments & loans (india) private limited , sterlite technologies limited , julius baer capital (india) private limited , motilal oswal finvest limited , bharti enterprises limited , icici securities limited , axis securities limited , creamline dairy products limited , creamline dairy products limited , l&t finance limited , l & t infrastructure finance company limited , credit suisse finance (india) private limited

    Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 1000.

    Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) Review

    Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) has a score of 5 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Aditya Birla Sun Life Liquid Inc Dist cum Cap Wdrl fund (RIDCW-A) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

    Get started with investing today

    Invest in the best mutual funds recommended by Scripbox that are algorithmically selected that best suit your needs.