Top 20 Mutual Funds with Highest Return in December 2025

Fund Name	3 Year Return	3 Year Category Average
BHARAT Bond FOF - April 2031 Direct (G)	8.2%	NA
Kotak US Specific Equity Passive FoF Direct (G)	33.6%	NA
HDFC Floating Rate Debt Fund Direct (G)	8.2%	NA
HDFC Gold ETF Fund of Fund Direct (G)	32.2%	NA
Nippon India Arbitrage Fund Direct (G)	7.7%	NA
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct (G)	7.7%	NA
BHARAT Bond ETF FOF - April 2032 Direct (G)	8.2%	NA
Parag Parikh Flexi Cap Fund Direct (G)	21.7%	NA
HDFC Overnight Fund Direct (G)	6.4%	NA
ICICI Prudential Liquid Fund Direct (G)	7.1%	NA
Aditya Birla Sun Life Money Manager Fund Direct (G)	7.7%	NA
Aditya Birla Sun Life Savings Fund Direct (G)	7.7%	NA
ICICI Prudential Large Cap Fund Direct (G)	18.1%	NA
Kotak Gold Fund Direct (G)	32.2%	NA
HDFC Large and Mid Cap Fund Direct (G)	19.9%	NA
DSP ELSS Tax Saver Fund Direct (G)	19.9%	NA
HDFC Flexi Cap Fund Direct (G)	21.5%	NA
SBI ELSS Tax Saver Fund Direct (G)	23.1%	NA
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund Direct (G)	7.4%	NA
Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct (G)	7.9%	NA

Note: *NA implies that Fund is relatively new. Not enough data available.

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Top 10 Mutual Funds with Highest Return in December 2025

Below are the Top 20 Mutual Funds with Highest Return in india:

1 . BHARAT Bond FOF - April 2031 Direct (G)

BHARAT Bond FOF - April 2031 Direct (G) is a Debt fund that has delivered a 1 Year return of 8.7% , a 3 Years return of 8.2% and a 5 Years return of 6.6% . The fund has an expense ratio of 0.1% and an AUM of ₹ 4722 crores as of 2025-12-07. It was Launched on 2020-07-23. The minimum lump sum investment is ₹5000.

2 . Kotak US Specific Equity Passive FoF Direct (G)

Kotak US Specific Equity Passive FoF Direct (G) is a International Equity fund that has delivered a 1 Year return of 26.6% and a 3 Years return of 33.6% . The fund has an expense ratio of 0.3% and an AUM of ₹ 3883 crores as of 2025-12-07. It was Launched on 2021-02-02. The minimum lump sum investment is ₹5000.

3 . HDFC Floating Rate Debt Fund Direct (G)

HDFC Floating Rate Debt Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.3% , a 3 Years return of 8.2% and a 5 Years return of 6.8% . The fund has an expense ratio of 0.3% and an AUM of ₹ 15773 crores as of 2025-12-07. It was Launched on 2013-01-01. The minimum lump sum investment is ₹5000.

4 . HDFC Gold ETF Fund of Fund Direct (G)

HDFC Gold ETF Fund of Fund Direct (G) is a Precious Metals fund that has delivered a 1 Year return of 66.5% , a 3 Years return of 32.2% and a 5 Years return of 19.9% . The fund has an expense ratio of 0.2% and an AUM of ₹ 7092 crores as of 2025-12-07. It was Launched on 2013-01-01. The minimum lump sum investment is ₹5000.

5 . Nippon India Arbitrage Fund Direct (G)

Nippon India Arbitrage Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 6.9% , a 3 Years return of 7.7% and a 5 Years return of 6.5% . The fund has an expense ratio of 0.4% and an AUM of ₹ 15895 crores as of 2025-12-07. The minimum lump sum investment is ₹5000.

6 . Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct (G)

Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 7.7% and a 3 Years return of 7.7% . The fund has an expense ratio of 0.2% and an AUM of ₹ 7328 crores as of 2025-12-07. It was Launched on 2022-02-11. The minimum lump sum investment is ₹5000.

7 . BHARAT Bond ETF FOF - April 2032 Direct (G)

BHARAT Bond ETF FOF - April 2032 Direct (G) is a Debt fund that has delivered a 1 Year return of 8.5% and a 3 Years return of 8.2% . The fund has an expense ratio of 0.1% and an AUM of ₹ 4517 crores as of 2025-12-07. It was Launched on 2021-12-15. The minimum lump sum investment is ₹5000.

8 . Parag Parikh Flexi Cap Fund Direct (G)

Parag Parikh Flexi Cap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 7.9% , a 3 Years return of 21.7% and a 5 Years return of 21.5% . The fund has an expense ratio of 0.6% and an AUM of ₹ 125800 crores as of 2025-12-07. It was Launched on 2013-05-24. The minimum lump sum investment is ₹5000.

9 . HDFC Overnight Fund Direct (G)

HDFC Overnight Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 5.9% , a 3 Years return of 6.4% and a 5 Years return of 5.3% . The fund has an expense ratio of 0.1% and an AUM of ₹ 9641 crores as of 2025-12-07. It was Launched on 2013-01-01. The minimum lump sum investment is ₹5000.

10 . ICICI Prudential Liquid Fund Direct (G)

ICICI Prudential Liquid Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 6.7% , a 3 Years return of 7.1% and a 5 Years return of 5.8% . The fund has an expense ratio of 0.2% and an AUM of ₹ 50121 crores as of 2025-12-07. The minimum lump sum investment is ₹1000.