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Highest Return Mutual Funds in 2025

Compare 20 high-return mutual funds in India updated on January 2025 to achieve capital appreciation and potentially grow your investments at a faster rate.

Top 20 Mutual Funds with Highest Return in January 2025

Fund Name3 Year Return3 Year Category Average
HDFC Floating Rate Debt Fund Direct (G)
HDFC Floating Rate Debt Fund Direct (G)
7.1%6.6%
Aditya Birla Sun Life Money Manager Fund Direct (G)
Aditya Birla Sun Life Money Manager Fund Direct (G)
6.8%6.4%
SBI Long Term Equity Fund Direct (G)
SBI Long Term Equity Fund Direct (G)
21.4%17.7%
HDFC Large and Mid Cap Fund Direct (G)
HDFC Large and Mid Cap Fund Direct (G)
17.8%19.2%
ICICI Prudential Bluechip Fund Direct (G)
ICICI Prudential Bluechip Fund Direct (G)
14.3%14.9%
Kotak Nasdaq 100 FOF Direct (G)
Kotak Nasdaq 100 FOF Direct (G)
15.3%6.5%
Aditya Birla Sun Life Savings Fund Direct (G)
Aditya Birla Sun Life Savings Fund Direct (G)
6.8%6.3%
Kotak Gold Fund Direct (G)
Kotak Gold Fund Direct (G)
16.3%16.9%
BHARAT Bond FOF - April 2031 Direct (G)
BHARAT Bond FOF - April 2031 Direct (G)
6.7%5.7%
BHARAT Bond ETF FOF - April 2032 Direct (G)
BHARAT Bond ETF FOF - April 2032 Direct (G)
6.8%5.8%
HDFC Gold ETF Fund of Fund Direct (G)
HDFC Gold ETF Fund of Fund Direct (G)
16.9%13.4%
Nippon India Arbitrage Fund Direct (G)
Nippon India Arbitrage Fund Direct (G)
7.0%6.6%
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct (G)
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct (G)
NA5.8%
ICICI Prudential US Bluechip Equity Fund Direct (G)
ICICI Prudential US Bluechip Equity Fund Direct (G)
11.0%6.5%
BHARAT Bond FOF - April 2030 Direct (G)
BHARAT Bond FOF - April 2030 Direct (G)
6.6%5.8%
Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct (G)
Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct (G)
6.0%5.8%
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund Direct (G)
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund Direct (G)
5.9%5.8%
ICICI Prudential Value Discovery Fund Direct (G)
ICICI Prudential Value Discovery Fund Direct (G)
19.5%21.3%
ICICI Prudential Liquid Fund Direct (G)
ICICI Prudential Liquid Fund Direct (G)
6.5%6.2%
DSP ELSS Tax Saver Fund Direct (G)
DSP ELSS Tax Saver Fund Direct (G)
16.0%17.7%

Note : *NA implies that Fund is relatively new. Not enough data available

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Top 10 Mutual Funds with Highest Return in January 2025

Below are the top 20 mutual funds with highest return in india:

1. HDFC Floating Rate Debt Fund Direct (G)

HDFC Floating Rate Debt Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.5%, a 3 Years return of 7.1% and a 5 Years return of 7.0%. The fund has an expense ratio of 0.3% and an AUM of ₹14929 crores as of 2025-01-15. It was Launched on 2013-01-01. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 096.96% to debt and 3.04% to other assets.

2. Aditya Birla Sun Life Money Manager Fund Direct (G)

Aditya Birla Sun Life Money Manager Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 7.8%, a 3 Years return of 6.8% and a 5 Years return of 6.2%. The fund has an expense ratio of 0.2% and an AUM of ₹22772 crores as of 2025-01-15.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 0109.30% to debt and -9.30% to other assets.

3. SBI Long Term Equity Fund Direct (G)

SBI Long Term Equity Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 20.1%, a 3 Years return of 21.4% and a 5 Years return of 23.5%. The fund has an expense ratio of 0.9% and an AUM of ₹27791 crores as of 2025-01-15.The minimum SIP investment is ₹500 and the minimum lump sum investment is ₹500. The fund allocates 91.11% to equities and 8.89% to other assets.

4. HDFC Large and Mid Cap Fund Direct (G)

HDFC Large and Mid Cap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 10.8%, a 3 Years return of 17.8% and a 5 Years return of 22.2%. The fund has an expense ratio of 0.8% and an AUM of ₹23899 crores as of 2025-01-15. It was Launched on 2013-01-01. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 97.42% to equities and 2.21% to other assets.

5. ICICI Prudential Bluechip Fund Direct (G)

ICICI Prudential Bluechip Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 12.1%, a 3 Years return of 14.3% and a 5 Years return of 18.1%. The fund has an expense ratio of 0.9% and an AUM of ₹63264 crores as of 2025-01-15.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 90.00% to equities, 0.49% to debt and 9.51% to other assets.

6. Kotak Nasdaq 100 FOF Direct (G)

Kotak Nasdaq 100 FOF Direct (G) is a International Equity fund that has delivered a 1 Year return of 27.5% and a 3 Years return of 15.3%. The fund has an expense ratio of 0.3% and an AUM of ₹3434 crores as of 2025-01-15. It was Launched on 2021-02-02. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 99.95% to equities and 0.05% to other assets.

7. Aditya Birla Sun Life Savings Fund Direct (G)

Aditya Birla Sun Life Savings Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.0%, a 3 Years return of 6.8% and a 5 Years return of 6.3%. The fund has an expense ratio of 0.4% and an AUM of ₹16349 crores as of 2025-01-15.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 098.49% to debt and 1.51% to other assets.

8. Kotak Gold Fund Direct (G)

Kotak Gold Fund Direct (G) is a Precious Metals fund that has delivered a 1 Year return of 24.6%, a 3 Years return of 16.3% and a 5 Years return of 13.6%. The fund has an expense ratio of 0.2% and an AUM of ₹2291 crores as of 2025-01-15.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 03.86% to other assets.

9. BHARAT Bond FOF - April 2031 Direct (G)

BHARAT Bond FOF - April 2031 Direct (G) is a Debt fund that has delivered a 1 Year return of 9.3% and a 3 Years return of 6.7%. The fund has an expense ratio of 0.1% and an AUM of ₹4675 crores as of 2025-01-15. It was Launched on 2020-07-23. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 097.20% to debt and 2.79% to other assets.

10. BHARAT Bond ETF FOF - April 2032 Direct (G)

BHARAT Bond ETF FOF - April 2032 Direct (G) is a Debt fund that has delivered a 1 Year return of 9.7% and a 3 Years return of 6.8%. The fund has an expense ratio of 0.1% and an AUM of ₹4598 crores as of 2025-01-15. It was Launched on 2021-12-15. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 096.01% to debt and 3.99% to other assets.

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