Lump sum investment depends on your financial goals, risk tolerance, investment horizon, and overall portfolio strategy. Here is a list of top 20 mutual funds for lump sum investment that will suit your investment need.
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Below are the best mutual funds for lump sum investment in india:
BHARAT Bond FOF - April 2031 Direct (G) is a Debt fund that has delivered a 1 Year return of 9.7% and a 3 Years return of 6.3%. The fund has an expense ratio of 0.1% and an AUM of ₹4617 crores as of 2024-11-29. It was Launched on 2020-07-24. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 096.83% to debt and 3.17% to other assets.
HDFC Floating Rate Debt Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.6%, a 3 Years return of 6.9% and a 5 Years return of 6.9%. The fund has an expense ratio of 0.3% and an AUM of ₹15004 crores as of 2024-11-29. It was Launched on 2013-01-01. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 096.96% to debt and 3.04% to other assets.
ICICI Prudential Liquid Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 7.5%, a 3 Years return of 6.3% and a 5 Years return of 5.4%. The fund has an expense ratio of 0.2% and an AUM of ₹51423 crores as of 2024-11-29.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹1000. The fund allocates 0107.81% to debt and -7.81% to other assets.
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.8%. The fund has an expense ratio of 0.2% and an AUM of ₹7945 crores as of 2024-11-29. It was Launched on 2022-02-11. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 098.46% to debt and 1.54% to other assets.
BHARAT Bond ETF FOF - April 2032 Direct (G) is a Debt fund that has delivered a 1 Year return of 9.9%. The fund has an expense ratio of 0.1% and an AUM of ₹4550 crores as of 2024-11-29. It was Launched on 2021-12-15. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 096.01% to debt and 3.99% to other assets.
Aditya Birla Sun Life Money Manager Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 7.9%, a 3 Years return of 6.7% and a 5 Years return of 6.2%. The fund has an expense ratio of 0.2% and an AUM of ₹26348 crores as of 2024-11-29.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 0109.30% to debt and -9.30% to other assets.
Aditya Birla Sun Life Savings Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.0%, a 3 Years return of 6.6% and a 5 Years return of 6.3%. The fund has an expense ratio of 0.4% and an AUM of ₹15098 crores as of 2024-11-29.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 098.49% to debt and 1.51% to other assets.
Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.6% and a 3 Years return of 5.6%. The fund has an expense ratio of 0.2% and an AUM of ₹4748 crores as of 2024-11-29. It was Launched on 2021-03-23. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 098.28% to debt and 1.72% to other assets.
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund Direct (G) is a Debt fund that has delivered a 1 Year return of 8.2% and a 3 Years return of 5.5%. The fund has an expense ratio of 0.2% and an AUM of ₹9814 crores as of 2024-11-29. It was Launched on 2021-09-24. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 098.22% to debt and 1.78% to other assets.
BHARAT Bond FOF - April 2030 Direct (G) is a Debt fund that has delivered a 1 Year return of 9.0% and a 3 Years return of 6.3%. The fund has an expense ratio of 0.1% and an AUM of ₹6833 crores as of 2024-11-29. It was Launched on 2019-12-27. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 096.21% to debt and 3.79% to other assets.
