Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Growth

₹ 375.23

NAV (Apr 11)

7.297%
3 Year CAGR
Scripbox Opinion
not-recommended
Top Ranked
These are the top-ranked funds within banking and psu mutual funds.Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Category Leader

The fund has been a Category Leader on the Fund Size metric

Consistency of Credit quality

Good

The performance of the fund on a Consistency of Credit Quality metric has been Good

View all 7 analysis

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Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,41,281

Wealth Gained

8,73,893

Total Corpus Created (₹)

With CAGR of 7.288 % in 5 years

Historical NAV

₹ 375.2321

NAV (Apr 11)

Fund Returns

Last 1Y
9.3%
Last 3Y
7.3%
Last 5Y
7.3%
Last 10Y
7.9%
Since Inception
8.5%
6 Month CAGR
4.6%

Scheme Information

Investment Objective

The scheme seeks to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

Expense Ratio
0.39 %
Launched
-
AUM in Crores
8588.2
ISIN
INF209K01YN0
Lock-in (days)
No Lock-in
Benchmark
Nifty Banking & PSU Debt Index A-II
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation
0.9
Beta
1.9
Sharpe Ratio
0.3
YTM
-
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Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Aditya Birla Sun Life Banking & PSU Debt Fund Direct (G)70%8,73,893 1,41,2817.3%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

asset-allocation

Asset allocation and Holdings

Last updated on 2025-03-12

Top Debt Holdings

GOI

8.11%
8.111%

Power Finance Corporation Ltd.

3.19%
3.193%

GOI

2.91%
2.907%

HDFC Bank Ltd.

2.89%
2.889%

Others

2.81%
2.81%
See all holdings
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comparison

Comparison with Debt Funds

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About the AMC

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Asset Management Company Limited is a joint venture between the Aditya Birla Group of India and Sun Life Financial Inc. of Canada. It was founded in 1994 and operates in about 40 countries with more than 120,000 employees worldwide.amc-img

Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,41,281

Wealth Gained

8,73,893

Total Corpus Created (₹)

With CAGR of 7.288 % in 5 years

Frequently Asked Questions

What is the expense ratio for Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Growth?

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Which are the top sector holdings in Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan?

Which are the top stock holdings in Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan?

What is the asset allocation of Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Growth?

What has been the performance of Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth returns?

Does Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth have a lock-in period?

Can I invest in both SIP and lump sum options in Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Growth?

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Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,41,281

Wealth Gained

8,73,893

Total Corpus Created (₹)

With CAGR of 7.288 % in 5 years