Best RD Interest Rates & Highest RD Interest Rates in India 2026

Bank Name	Normal Interest Rate	Senior Citizen Interest Rate
Punjab National Bank	6.50%	7.30%
City Union Bank	6.50%	6.75%
BOI Bank	6.50%	7.25%
Canara Bank	6.90%	7.40%
Indian Bank	6.70%	7.20%
BOB Bank	7.05%	7.55%
Central Bank of India	6.75%	7.25%
Karur Vysya Bank	7.00%	7.40%
Union Bank of India	6.70%	7.20%
Tamilnad Mercantile Bank	7.00%	7.50%
Karnataka Bank	7.00%	7.40%
Dhanlaxmi Bank	6.75%	7.25%
South Indian Bank	6.50%	7.00%
Federal Bank	7.30%	7.80%
Bank of Maharashtra	6.00%	6.50%
Indian Overseas Bank	6.80%	7.30%
UCO Bank	6.50%	7.00%
RBL Bank	7.50%	8.00%
State Bank of India	7.00%	7.50%
IDBI Bank	6.80%	7.30%
Axis Bank	7.10%	7.85%
HDFC Bank	7.10%	7.60%
ICICI Bank	7.00%	7.50%
Indusind Bank	7.50%	8.25%
Kotak Mahindra Bank	7.10%	7.60%
Yes Bank	7.75%	8.25%
Bandhan Bank	7.25%	7.75%
IDFC First Bank	7.50%	8.00%
Equitas Small Finance Bank	8.20%	8.70%
Capital Small Finance Bank	7.15%	7.65%
Ujjivan Small Finance Bank	7.50%	8.00%
Fincare Small Finance Bank	8.25%	8.05%
ESAF Small Finance Bank	8.50%	9.00%
North East Small Finance Bank	7.50%	8.00%
Suryoday Small Finance Bank	8.50%	9.00%
Utkarsh Small Finance Bank	8.00%	8.50%
Jana Small Finance Bank	8.50%	9.00%
DBS Bank	7.50%	8.00%
Post Office	7.50%	7.50%

Note : *NA implies that Fund is relatively new. Not enough data available