• Recurring Deposit
  • RD Interest Rates

RD Interest Rates

RD Schemes with highest interest rate can ensure your earning are more over tenure. Here is a list of recurring deposit with interest rates for normal and senior citizen for all banks in India.

Highest RD Interest Rates 2025

Bank NameNormal Interest RateSenior Citizen Interest Rate
Punjab National Bank
Punjab National Bank
6.50%7.30%
City Union Bank
City Union Bank
6.50%6.75%
BOI Bank
BOI Bank
6.50%7.25%
Canara Bank
Canara Bank
6.90%7.40%
Indian Bank
Indian Bank
6.70%7.20%
BOB Bank
BOB Bank
7.05%7.55%
Central Bank of India
Central Bank of India
6.75%7.25%
Karur Vysya Bank
Karur Vysya Bank
7.00%7.40%
Union Bank of India
Union Bank of India
6.70%7.20%
Tamilnad Mercantile Bank
Tamilnad Mercantile Bank
7.00%7.50%
Karnataka Bank
Karnataka Bank
7.00%7.40%
Dhanlaxmi Bank
Dhanlaxmi Bank
6.75%7.25%
South Indian Bank
South Indian Bank
6.50%7.00%
Federal Bank
Federal Bank
7.30%7.80%
Bank of Maharashtra
Bank of Maharashtra
6.00%6.50%
Indian Overseas Bank
Indian Overseas Bank
6.80%7.30%
UCO Bank
UCO Bank
6.50%7.00%
RBL Bank
RBL Bank
7.50%8.00%
State Bank of India
State Bank of India
7.00%7.50%
IDBI Bank
IDBI Bank
6.80%7.30%
Axis Bank
Axis Bank
7.10%7.85%
HDFC Bank
HDFC Bank
7.10%7.60%
ICICI Bank
ICICI Bank
7.00%7.50%
Indusind Bank
Indusind Bank
7.50%8.25%
Kotak Mahindra Bank
Kotak Mahindra Bank
7.10%7.60%
Yes Bank
Yes Bank
7.75%8.25%
Bandhan Bank
Bandhan Bank
7.25%7.75%
IDFC First Bank
IDFC First Bank
7.50%8.00%
Equitas Small Finance Bank
Equitas Small Finance Bank
8.20%8.70%
Capital Small Finance Bank
Capital Small Finance Bank
7.15%7.65%
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
7.50%8.00%
Fincare Small Finance Bank
Fincare Small Finance Bank
8.25%8.05%
ESAF Small Finance Bank
ESAF Small Finance Bank
8.50%9.00%
North East Small Finance Bank
North East Small Finance Bank
7.50%8.00%
Suryoday Small Finance Bank
Suryoday Small Finance Bank
8.50%9.00%
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
8.00%8.50%
Jana Small Finance Bank
Jana Small Finance Bank
8.50%9.00%
DBS Bank
DBS Bank
7.50%8.00%
Post Office
Post Office
7.50%7.50%

Note : *NA implies that Fund is relatively new. Not enough data available

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