Question 1

What is the current interest rate of RD in Jana Small Finance Bank?

Accepted Answer

As of today, April 14, 2025, the current Jana Small Finance Bank RD rates range from 4.00% to 8.50%  for general citizens and from 4.50% to 9.00% for senior citizens.

Question 2

How to open rd account in Jana Small Finance Bank?

Accepted Answer

Jana Small Finance Bank RD account can be opened with a minimum deposit of Rs. 100 with tenure ranging 6 months to 10 Years. Jana Small Finance Bank recurring deposit account can be opened online or by visiting Jana Small Finance Bank branches with any ID proof like PAN card, Aadhar card, voter ID, or driving licence etc.

Question 3

How to close rd in Jana Small Finance Bank?

Accepted Answer

You can close your RD a/c online through "Close A/c" tab or by visiting the branch, this may cost you a penalty. The current premature closer penalty in Jana Small Finance Bank RD is 0.50% of deposit.

Question 4

How to calculate maturity and interest in Jana Small Finance Bank recurring deposit ?

Accepted Answer

The maturity amount in Jana Small Finance Bank recurring deposit account can be calculated by using A = P x(1 + R / N) ^ (NT) formula.Where: A: Maturity Amount 
        P: Recurring Deposit Amount 
        N: Number of times the interest is compounded 
        R: annual interest rate 
        T: Tenure 
        Example: 
            If you open recurring deposit account at the Jana Small Finance Bank for 5 years and planed to invest INR 50,000.The current Jana Small Finance Bank RD interest rate for 5 year is 6.50%.So using the above formula the maturity amount will be - Rs. 35,49,541.

Question 5

What is Jana Small Finance Bank RD interest rates for 1 year in 2025 ?

Accepted Answer

The Jana Small Finance Bank recurring deposit for 12 months or 1 year is 8.50% for senior citizen and 8.00% for others.

Question 6

What are the limits on the minimum and maximum deposits?

Accepted Answer

The Jana Small Finance Bank RD account can be opened with as low as INR Rs. 100 per month. Also, there is no limit on the maximum amount for investment in a Jana Small Finance Bank RD.

Question 7

What is the current highest Jana Small Finance Bank rd interest rates?

Accepted Answer

The current highest Jana Small Finance Bank rd rate is 8.50% p.a. for normal citizen and 9.00% p.a. for senior citizens in India.

Tenure	Normal Citizen RD Rate	Senior Citizen RD Rate
1 Months - 6 Months	4.00%	4.50%
6 Months to 1 Year	7.75%	8.25%
1 Year	8.00%	8.50%
1 Year to 2 Years	8.25%	8.75%
2 Years to 3 Years	8.50%	9.00%
3 Years to 5 Years	7.25%	7.75%
5 Years to 10 Years	6.50%	7.00%

Investment Amount	For 3 years with interest of 7.25%	For 5 years with interest of 6.50%
₹ 50,000	₹ 1,51,809	₹ 2,54,070
₹ 1 lakh	₹ 3,03,618	₹ 5,08,140
₹ 2 lakh	₹ 6,07,236	₹ 10,16,279
₹ 5 lakh	₹ 15,18,089	₹ 25,40,698
₹ 10 lakh	₹ 30,36,178	₹ 50,81,397


Maturity Amount	₹ 3,03,618	₹ 3,02,621
Total Investment Amount	₹ 3,00,000	₹ 3,00,000
Total Interest Gained	₹3,618	₹ 2,621

Bank Name	RD Interest Rates
Punjab National Bank	4.40% to 6.50%
City Union Bank	5.75% to 6.50%
BOI Bank	4.50% to 6.50%
Canara Bank	5.25% to 6.90%
Indian Bank	3.50% to 6.70%
BOB Bank	4.50% to 7.05%
Central Bank of India	4.50% to 6.75%
Karur Vysya Bank	6.00% to 7.00%
Union Bank of India	4.30% to 6.70%
Tamilnad Mercantile Bank	5.75% to 7.00%
Karnataka Bank	5.25% to 7.00%
Dhanlaxmi Bank	6.50% to 6.75%
South Indian Bank	4.50% to 6.50%
Federal Bank	5.00% to 7.30%
Bank of Maharashtra	4.50% to 6.00%
Indian Overseas Bank	4.50% to 6.80%
UCO Bank	4.50% to 6.50%
RBL Bank	4.75% to 7.50%
State Bank of India	4.50% to 7.00%
IDBI Bank	4.50% to 6.80%
Axis Bank	4.75% to 7.10%
HDFC Bank	4.50% to 7.10%
ICICI Bank	4.75% to 7.00%
Indusind Bank	4.75% to 7.50%
Kotak Mahindra Bank	4.00% to 7.10%
Yes Bank	5.00% to 7.75%
Bandhan Bank	4.50% to 7.25%
IDFC First Bank	5.00% to 7.50%
Equitas Small Finance Bank	7.25% to 8.20%
Capital Small Finance Bank	4.75% to 7.15%
Ujjivan Small Finance Bank	4.75% to 7.50%
Fincare Small Finance Bank	5.75% to 8.25%
ESAF Small Finance Bank	5.25% to 8.50%
North East Small Finance Bank	4.00% to 7.50%
Suryoday Small Finance Bank	5.00% to 8.50%
Utkarsh Small Finance Bank	6.50% to 8.00%
DBS Bank	3.00% to 7.50%
Post Office	6.90% to 7.50%

Jana Small Finance Bank RD (Recurring Deposit) Interest Rate 2025

Jana Small Finance Bank RD Interest Rates Apr 2025

Jana Small Finance Bank RD Scheme Details

Jana Small Finance Bank Returns Based on Investment Amount

Compare Jana Small Finance Bank vs Punjab National Bank Recurring Deposit

Compare RD Interest Rates of Other Banks

Calculate Jana Small Finance Bank Returns

Frequently Asked Questions