DBS Bank RD (Recurring Deposit) Interest Rate 2026

As of today, May 17, 2026, the current DBS Bank RD rates range from 3.00% to 7.50% for general citizens and from 3.00% to 8.00% for senior citizens.

DBS Bank RD account can be opened with a minimum deposit of Rs. 100 with tenure ranging 6 Months to 10 Years. DBS Bank recurring deposit account can be opened online or by visiting DBS Bank branches with any ID proof like PAN card, Aadhar card, voter ID, or driving licence etc.

You can close your RD a/c online through "Close A/c" tab or by visiting the branch, this may cost you a penalty. The current premature closer penalty in DBS Bank RD is 1% of deposit.

The maturity amount in DBS Bank recurring deposit account can be calculated by using A = P x(1 + R / N) ^ (NT) formula.
Where:
A: Maturity Amount
P: Recurring Deposit Amount
N: Number of times the interest is compounded
R: annual interest rate
T: Tenure
Example:
If you open recurring deposit account at the DBS Bank for 5 years and planed to invest INR 50,000.The current DBS Bank RD interest rate for 5 year is 0.So using the above formula the maturity amount will be - Rs. -.

The DBS Bank recurring deposit for 12 months or 1 year is 7.75% for senior citizen and 7.25% for others.

The DBS Bank RD account can be opened with as low as INR Rs. 100 per month. Also, there is no limit on the maximum amount for investment in a DBS Bank RD.

The current highest DBS Bank rd rate is 7.50% p.a. for normal citizen and 8.00% p.a. for senior citizens in India.