- Recurring Deposit
- Dbs Bank RD Interest Rates
DBS Bank RD (Recurring Deposit) Interest Rate 2025
bank
DBS Bank RD Interest Rates July 2025
| Tenure | Normal Citizen RD Rate | Senior Citizen RD Rate |
|---|---|---|
| 3 Months to 6 Months | 3.00% | 3.00% |
| 6 Months to 9 Months | 4.75% | 5.25% |
| 9 Months to 1 Year | 4.75% | 5.25% |
| 1 Year to 2 Years 6 Mohts | 7.25% | 7.75% |
| 2 Year 6 Months to 3 Years | 7.50% | 8.00% |
| 3 years to 10 years | 6.50% | 7.00% |
Note: All interest rates shown above are as on 1st November 2023
DBS Bank RD Scheme Details
Tenure | 6 Months to 10 Years |
Public Interest Rates | 3.00% to 7.50% |
Senior Citizen Interest Rates | 3.00% to 8.00% |
Minimum Deposit Amount | Rs. 100 |
Premature Withdrawal | 1% of deposit |
Highest Rates for Public | 7.50% |
Highest Rates for Senior Citizen | 8.00% |
DBS Bank Returns Based on Investment Amount
| Investment Amount | For 3 years with interest of - |
|---|---|
| ₹ 50,000 | ₹ |
| ₹ 1 lakh | ₹ |
| ₹ 2 lakh | ₹ |
| ₹ 5 lakh | ₹ |
| ₹ 10 lakh | ₹ |
Compare DBS Bank vs Punjab National Bank Recurring Deposit
vs
Punjab National Bank
 | | |
|---|---|---|
| Maturity Amount | ₹ - | ₹ 3,02,621 |
| Total Investment Amount | ₹ 3,00,000 | ₹ 3,00,000 |
| Total Interest Gained | ₹- | ₹ 2,621 |
Compare RD Interest Rates of Other Banks
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Calculate DBS Bank Returns
36
3.2 %
₹1,00,000
Total Investment
0
Wealth Gained
₹0
Maturity Amount
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Frequently Asked Questions
What is the current interest rate of RD in DBS Bank?
As of today, July 12, 2025, the current DBS Bank RD rates range from 3.00% to 7.50% for general citizens and from 3.00% to 8.00% for senior citizens.
How to open rd account in DBS Bank?
DBS Bank RD account can be opened with a minimum deposit of Rs. 100 with tenure ranging 6 Months to 10 Years. DBS Bank recurring deposit account can be opened online or by visiting DBS Bank branches with any ID proof like PAN card, Aadhar card, voter ID, or driving licence etc.
How to close rd in DBS Bank?
You can close your RD a/c online through "Close A/c" tab or by visiting the branch, this may cost you a penalty. The current premature closer penalty in DBS Bank RD is 1% of deposit.
How to calculate maturity and interest in DBS Bank recurring deposit ?
The maturity amount in DBS Bank recurring deposit account can be calculated by using A = P x(1 + R / N) ^ (NT) formula.
Where:
A: Maturity Amount
P: Recurring Deposit Amount
N: Number of times the interest is compounded
R: annual interest rate
T: Tenure
Example:
If you open recurring deposit account at the DBS Bank for 5 years and planed to invest INR 50,000.The current DBS Bank RD interest rate for 5 year is 0.So using the above formula the maturity amount will be - Rs. -.
Where:
A: Maturity Amount
P: Recurring Deposit Amount
N: Number of times the interest is compounded
R: annual interest rate
T: Tenure
Example:
If you open recurring deposit account at the DBS Bank for 5 years and planed to invest INR 50,000.The current DBS Bank RD interest rate for 5 year is 0.So using the above formula the maturity amount will be - Rs. -.
What is DBS Bank RD interest rates for 1 year in 2025 ?
The DBS Bank recurring deposit for 12 months or 1 year is 7.75% for senior citizen and 7.25% for others.
What are the limits on the minimum and maximum deposits?
The DBS Bank RD account can be opened with as low as INR Rs. 100 per month. Also, there is no limit on the maximum amount for investment in a DBS Bank RD.
What is the current highest DBS Bank rd interest rates?
The current highest DBS Bank rd rate is 7.50% p.a. for normal citizen and 8.00% p.a. for senior citizens in India.