• Recurring Deposit
  • Indusind Bank RD Interest Rates
Indusind Bank RD Interest Rates

Indusind Bank RD (Recurring Deposit) Interest Rate 2025

bank

Indusind Bank RD Interest Rates July 2025

TenureNormal Citizen RD RateSenior Citizen RD Rate
3 Months to 6 Months4.75%5.50%
6 Months to 9 Months5.00%5.75%
9 Months to 1 Year5.85%6.60%
1 Year to 2 Years6.35%7.10%
2 Years to 3 Years7.50%8.25%
3 Years to 5 Years7.25%8.00%
5 Years to 10 Years7.25%8.00%

Note: All interest rates shown above are as on 1st November 2023

Indusind Bank RD Scheme Details

Tenure
3 Months to 10 Years
Public Interest Rates
4.75% to 7.50%
Senior Citizen Interest Rates
5.50% to 8.25%
Minimum Deposit Amount
Rs. 500
Premature Withdrawal
1% of deposit
Highest Rates for Public
7.50%
Highest Rates for Senior Citizen
8.25%

Indusind Bank Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 7.25%For 5 years with interest of 7.25%
₹ 50,000₹ 1,51,809₹ 2,54,540
₹ 1 lakh₹ 3,03,618₹ 5,09,081
₹ 2 lakh₹ 6,07,236₹ 10,18,162
₹ 5 lakh₹ 15,18,089₹ 25,45,404
₹ 10 lakh₹ 30,36,178₹ 50,90,808

Compare Indusind Bank vs Punjab National Bank Recurring Deposit

vs
Punjab National Bank
Indusind Bank
Indusind Bank
Maturity Amount₹ 3,03,618₹ 3,02,621
Total Investment Amount₹ 3,00,000₹ 3,00,000
Total Interest Gained₹3,618₹ 2,621

Compare RD Interest Rates of Other Banks

Bank NameRD Interest Rates
bank-0
Punjab National Bank		4.40% to 6.50%
bank-1
City Union Bank		5.75% to 6.50%
bank-2
BOI Bank		4.50% to 6.50%
bank-3
Canara Bank		5.25% to 6.90%
bank-4
Indian Bank		3.50% to 6.70%
bank-5
BOB Bank		4.50% to 7.05%
bank-6
Central Bank of India		4.50% to 6.75%
bank-7
Karur Vysya Bank		6.00% to 7.00%
bank-8
Union Bank of India		4.30% to 6.70%
bank-9
Tamilnad Mercantile Bank		5.75% to 7.00%
bank-10
Karnataka Bank		5.25% to 7.00%
bank-11
Dhanlaxmi Bank		6.50% to 6.75%
bank-12
South Indian Bank		4.50% to 6.50%
bank-13
Federal Bank		5.00% to 7.30%
bank-14
Bank of Maharashtra		4.50% to 6.00%
bank-15
Indian Overseas Bank		4.50% to 6.80%
bank-16
UCO Bank		4.50% to 6.50%
bank-17
RBL Bank		4.75% to 7.50%
bank-18
State Bank of India		4.50% to 7.00%
bank-19
IDBI Bank		4.50% to 6.80%
bank-20
Axis Bank		4.75% to 7.10%
bank-21
HDFC Bank		4.50% to 7.10%
bank-22
ICICI Bank		4.75% to 7.00%
bank-23
Kotak Mahindra Bank		4.00% to 7.10%
bank-24
Yes Bank		5.00% to 7.75%
bank-25
Bandhan Bank		4.50% to 7.25%
bank-26
IDFC First Bank		5.00% to 7.50%
bank-27
Equitas Small Finance Bank		7.25% to 8.20%
bank-28
Capital Small Finance Bank		4.75% to 7.15%
bank-29
Ujjivan Small Finance Bank		4.75% to 7.50%
bank-30
Fincare Small Finance Bank		5.75% to 8.25%
bank-31
ESAF Small Finance Bank		5.25% to 8.50%
bank-32
North East Small Finance Bank		4.00% to 7.50%
bank-33
Suryoday Small Finance Bank		5.00% to 8.50%
bank-34
Utkarsh Small Finance Bank		6.50% to 8.00%
bank-35
Jana Small Finance Bank		4.00% to 8.50%
bank-36
DBS Bank		3.00% to 7.50%
bank-37
Post Office		6.90% to 7.50%
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Calculate Indusind Bank Returns

36
3.2 %

₹1,00,000

Total Investment

0

Wealth Gained

₹0

Maturity Amount

Invest in SIP to earn ₹37,83,253 moreExplore Best SIP Plans

Frequently Asked Questions

What is the current interest rate of RD in Indusind Bank?

As of today, July 03, 2025, the current Indusind Bank RD rates range from 4.75% to 7.50% for general citizens and from 5.50% to 8.25% for senior citizens.

How to open rd account in Indusind Bank?

Indusind Bank RD account can be opened with a minimum deposit of Rs. 500 with tenure ranging 3 Months to 10 Years. Indusind Bank recurring deposit account can be opened online or by visiting Indusind Bank branches with any ID proof like PAN card, Aadhar card, voter ID, or driving licence etc.

How to close rd in Indusind Bank?

You can close your RD a/c online through "Close A/c" tab or by visiting the branch, this may cost you a penalty. The current premature closer penalty in Indusind Bank RD is 1% of deposit.

How to calculate maturity and interest in Indusind Bank recurring deposit ?

The maturity amount in Indusind Bank recurring deposit account can be calculated by using A = P x(1 + R / N) ^ (NT) formula.
Where:
A: Maturity Amount
P: Recurring Deposit Amount
N: Number of times the interest is compounded
R: annual interest rate
T: Tenure
Example:
If you open recurring deposit account at the Indusind Bank for 5 years and planed to invest INR 50,000.The current Indusind Bank RD interest rate for 5 year is 7.25%.So using the above formula the maturity amount will be - Rs. 36,20,469.

What is Indusind Bank RD interest rates for 1 year in 2025 ?

The Indusind Bank recurring deposit for 12 months or 1 year is 7.10% for senior citizen and 6.35% for others.

What are the limits on the minimum and maximum deposits?

The Indusind Bank RD account can be opened with as low as INR Rs. 500 per month. Also, there is no limit on the maximum amount for investment in a Indusind Bank RD.

What is the current highest Indusind Bank rd interest rates?

The current highest Indusind Bank rd rate is 7.50% p.a. for normal citizen and 8.25% p.a. for senior citizens in India.