Recurring Deposit
Icici Bank RD Interest Rates

ICICI Bank RD (Recurring Deposit) Interest Rate 2025

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ICICI Bank RD Interest Rates Apr 2025

Tenure	Normal Citizen RD Rate	Senior Citizen RD Rate
3 Months to 6 Months	4.75%	5.25%
6 Months to 9 Months	5.75%	6.25%
9 Months to 1 Year	6.00%	6.50%
1 Year to 2 Years	6.70%	7.20%
2 Years to 3 Years	7.00%	7.50%
3 Years to 5 Years	7.00%	7.50%
5 Years to 10 Years	6.90%	7.50%

Note: All interest rates shown above are as on 1st November 2023

ICICI Bank RD Scheme Details

Tenure	6 Months -10 Year
Public Interest Rates	4.75% to 7.00%
Senior Citizen Interest Rates	5.25% to 7.50%
Minimum Deposit Amount	Rs. 500
Premature Withdrawal	NA
Highest Rates for Public	7.00%
Highest Rates for Senior Citizen	7.50%

ICICI Bank Returns Based on Investment Amount

Investment Amount	For 3 years with interest of 7.00%	For 5 years with interest of 6.90%
₹ 50,000	₹ 1,51,747	₹ 2,54,321
₹ 1 lakh	₹ 3,03,493	₹ 5,08,642
₹ 2 lakh	₹ 6,06,987	₹ 10,17,283
₹ 5 lakh	₹ 15,17,466	₹ 25,43,208
₹ 10 lakh	₹ 30,34,933	₹ 50,86,415

Compare ICICI Bank vs Punjab National Bank Recurring Deposit

Punjab National Bank


Maturity Amount	₹ 3,03,493	₹ 3,02,621
Total Investment Amount	₹ 3,00,000	₹ 3,00,000
Total Interest Gained	₹3,493	₹ 2,621

Compare RD Interest Rates of Other Banks

Bank Name	RD Interest Rates
Punjab National Bank	4.40% to 6.50%
City Union Bank	5.75% to 6.50%
BOI Bank	4.50% to 6.50%
Canara Bank	5.25% to 6.90%
Indian Bank	3.50% to 6.70%
BOB Bank	4.50% to 7.05%
Central Bank of India	4.50% to 6.75%
Karur Vysya Bank	6.00% to 7.00%
Union Bank of India	4.30% to 6.70%
Tamilnad Mercantile Bank	5.75% to 7.00%
Karnataka Bank	5.25% to 7.00%
Dhanlaxmi Bank	6.50% to 6.75%
South Indian Bank	4.50% to 6.50%
Federal Bank	5.00% to 7.30%
Bank of Maharashtra	4.50% to 6.00%
Indian Overseas Bank	4.50% to 6.80%
UCO Bank	4.50% to 6.50%
RBL Bank	4.75% to 7.50%
State Bank of India	4.50% to 7.00%
IDBI Bank	4.50% to 6.80%
Axis Bank	4.75% to 7.10%
HDFC Bank	4.50% to 7.10%
Indusind Bank	4.75% to 7.50%
Kotak Mahindra Bank	4.00% to 7.10%
Yes Bank	5.00% to 7.75%
Bandhan Bank	4.50% to 7.25%
IDFC First Bank	5.00% to 7.50%
Equitas Small Finance Bank	7.25% to 8.20%
Capital Small Finance Bank	4.75% to 7.15%
Ujjivan Small Finance Bank	4.75% to 7.50%
Fincare Small Finance Bank	5.75% to 8.25%
ESAF Small Finance Bank	5.25% to 8.50%
North East Small Finance Bank	4.00% to 7.50%
Suryoday Small Finance Bank	5.00% to 8.50%
Utkarsh Small Finance Bank	6.50% to 8.00%
Jana Small Finance Bank	4.00% to 8.50%
DBS Bank	3.00% to 7.50%
Post Office	6.90% to 7.50%

Calculate ICICI Bank Returns

Investment Amount

Investment Period (in months)36

Interest Rate3.2 %

₹1,00,000

Total Investment

1,82,751

Wealth Gained

₹37,82,751

Maturity Amount

Invest in SIP to earn ₹37,83,253 moreExplore Best SIP Plans

About ICICI Bank Recurring Deposit

ICICI Bank recurring deposits allow investors to invest in small amounts regularly for a fixed tenure. ICICI Bank recurring deposit rate ranges between 4.75% to 6.90% p.a. for regular citizens. For senior citizens, the RD interest rates range between 5.25% to 7.50% p.a. Also, ICICI Bank rd interest rates are higher than its saving account rates.

Can I open a ICICI recurring deposit account for a minor?

Yes, a minor can open ICICI Bank recurring deposit account, however under the guardianship of their parents or legal guardian.

Is it possible to renew an ICICI RD account?

No, it is not possible to renew an ICICI Bank RD account.

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