What is Fixed Deposit

The financial market in India has been witnessing many changes in recent years. New financial instruments have gained importance along with the previous instruments that exist. Hence, there are plenty of investment options in the industry, like stocks, Bank FD…

https://www.youtube.com/watch?v=h-2T8K1A_rc Parents want to give their child the best living, the best education and the best health care. But taking care of a child requires parents to have deep pockets. Hence, it is always better for parents to devise a…

Living out of India has its advantages. NRI earns in dollars and works with the most developed economies of the world. Some NRIs wonder whether living and earning out of India debars them from investing in India. And if not…

When you want to invest for one year, it needs a mix of capital safety and liquidity. The intention of searching for the best investment plans is to earn returns during the investment horizon, either short or long term. For…

Target Maturity Funds (TMF) are passively managed debt mutual fund schemes where the underlying securities are aligned to a specific maturity date. The fund portfolio replicates the performance of the underlying index they follow (like Nifty PSU bond, Nifty SDL,…

Systematic Investment Plans (SIPs) and Public Provident Fund (PPF) are long-term investment options. Though they belong to different asset categories both of them are suitable to fulfil your long-term financial goals. However, each of these investments involves different levels of…

What is ICICI Prudential Freedom SIP? ICICI Prudential Freedom SIP combines Systematic Investment Plans (SIP) and Systematic Withdrawal Plans (SWP) in one scheme. The motive of the scheme is to empower investors to reach their financial objectives. This scheme allows…

What is HDFC Dream SIP? The HDFC Dream SIP integrates both HDFC Systematic Investment Plans (SIP) and Systematic Withdrawal Plans (SWAP) into a single program. The primary goal of this initiative is to enable investors to achieve their financial objectives….

Just married? Life is all bliss and you are all excited about being married. But once the stage of euphoria ends starts the actual married life. There will be a lot of adjusting from both sides. Adjusting also includes finances….

You don’t have to be an investment guru to decide on your investment portfolio. Making a sound investment plan requires more than research and a few tips and tricks. Here are 5 ways to get better at investing.  1. Start…

All of us have bank accounts and most of us even have a surplus amount lying in that account. The first step to financial planning is having an emergency fund. It should cover at least a minimum of 3-6 months…

In recent times, mutual funds investments have emerged as a popular choice amongst Indians. This signals the shift of investing habits of Indians, away from the traditional savings methods. There are more than 2400 mutual funds to invest in. However,…

What is TREPS? Treasury Bills Repurchase (TREPS) is a short-term money market instrument that helps investors earn returns on their idle cash. Financial institutions, banks, and mutual funds use these. One party sells treasury bills to another party with a…

What is SIP account? When you have decided to invest in best SIP mutual funds, the next step which follows is the way in which investment can be made. You can either invest lump-sum money at any particular time or…

What is the Central Bank and Its Functions? The Central Bank in India is a national authority. It is responsible for managing inflation, conducting monetary policy, and maintaining the financial and economic stability of the country. Furthermore, it is responsible…

Sometimes, mutual fund investors prefer an income in the form of a dividend from their investments. This income is useful for any inevitable expenses that may incur or sometimes as regular income as well. This is when the investors opt…

What is simple interest? Simple interest is a method that is used in the calculation of the interest charged on a loan. It is calculated by multiplying the daily interest rate by the principal by the number of days that…

Bonds are a type of debt instrument in which the investor loans money to an entity. The entity borrows money at a fixed interest rate for a specific time duration where an entity can be government, banks or corporates. One…

Index funds are a type of mutual fund that tracks the performance of a specific market index, such as the Nifty 50 or the Sensex. They are passively managed, which means they do not try to beat the market by…

A systematic Investment Plan (SIP) is a mode of investing in mutual funds. To invest in mutual funds, one can choose either the lump sum investment route or the SIP route. In SIP, investors can invest in mutual funds at…

Attention mutual fund investors! Is your SIP returns negative? Do you know how to deal with loss making SIPs? Have you started investing in mid-caps and small-caps after looking the high returns they gave in 2017? The nifty midcap index…

Mutual funds have diverse options to choose from. There are funds for every need and each time period. There are funds for the long term and short term. For tax purposes, short term and long term are defined.  In mutual…

The most common advice one receives when the topic of investments comes up is this: if you start investing in mutual funds, you will get rich! But for some reason, nobody seems to have a clear answer to the ever so common question of how mutual funds work? We’ll address that topic today.

You should go for mutual fund redemption process only when you have achieved your investment objective or there is a drastic change in the portfolio. In this article you would know how to redeem mutual funds online and offline