Jammu Kashmir Bank Fixed Deposit

Private

AA- (Negative)

DICGC

5.3%

Interest for 3 years

Jammu & Kashmir Bank FD Interest Rates Sep 2021

Note: All interest rates shown below are as on 25th Jun 2021

Historical FD Rates →
TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month3%3.5%
1 month 1 day - 1 month 15 days3.1%3.6%
1 month 16 days - 2 months 29 days3.25%3.75%
3 months - 5 months 27 days4%4.5%
6 months - 8 months 28 days4.4%4.9%
8 months 29 days - 11 months 30 days4.5%5%
1 year - 1 year 11 months 30 days5.1%5.6%
2 years - 2 years 11 months 29 days5.2%5.7%
2 years 11 months 30 days - 9 years 11 months 29 days5.3%5.8%

About Jammu & Kashmir Bank FD

J&K Bank, headquartered in Srinagar, was established in 1938. The bank has a balance sheet size of Rs. 1,08,929 Cr as on 31st March 2020. The bank recorded a loss of Rs 1183 Cr in FY20

3% - 5.3%

FD Rate

3.5% - 5.8%

FD Rate for Seniors

-

Minimum Deposit

₹ 2 Crores

Maximum Deposit

days

Lock-in

-

FD Tenure

-

Loan against FD

AA- (Negative)

CRISIL Rating

Fixed Deposits

Flexible tenure & partial withdrawal facility, without the hassle of opening a savings account.

Jammu & Kashmir Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 5.3%For 5 years with interest of 5.3%
₹ 50,000₹65134₹65134
₹ 1 lakh₹130267₹130267
₹ 2 lakh₹260534₹260534
₹ 5 lakh₹651335₹651335
₹ 10 lakh₹1302671₹1302671

Compare Jammu & Kashmir Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs

Pre Tax

Post Tax

Tax Rate
Maturity Amount₹105221₹ 101764
Total Investment Amount₹ 100000₹ 100000
Total Interest Gained₹5221

₹5221

₹ 1764
Income Tax on Wealth Gained₹ 12898₹ 13092

Compare Jammu & Kashmir Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
Dhanlaxmi Bank
5.4% - 5.9%
Tamilnad Mercantile Bank
5.5% - 5.5%
IDBI Bank
5.3% - 5.8%
Bank of India
5.15% - 5.65%
Sundaram Finance
6.25% - 6.75%
AU Small Finance Bank
6.25% - 6.75%
Canara Bank
5.5% - 6%
Axis Bank
5.4% - 5.9%
Mahindra Finance
6.3% - 6.55%
PNB Housing Finance Ltd
6.6% - 6.85%
IDFC First Bank
5.75% - 6.25%
State Bank of India
5.3% - 5.8%
HDFC Bank
5.15% - 5.65%
Bank of Baroda
5.1% - 5.6%
LIC Housing Finance
5.75% - 6%
Tamil Nadu Power Finance
7.75% - 8.25%
Bajaj Finance
6.5% - 6.75%
Yes Bank
6.25% - 7%
RBL Bank
6.3% - 6.8%
Punjab and Sind Bank
5.3% - 5.8%
Kotak Mahindra Bank
5.1% - 5.6%
IndusInd Bank
6% - 6.5%
Central Bank of India
5% - 5%
DCB Bank
6.5% - 7%
Bandhan Bank
5.25% - 6%
Fincare Small Finance Bank
6.25% - 6.75%
DBS Bank
5.5% - 5.5%
Indian Overseas Bank
5.2% - 5.7%
Karur Vysya Bank
5.5% - 6%
Equitas Small Finance Bank
6.35% - 6.85%
City Union Bank
5.5% - 6%
SCB Bank
5.35% - 5.85%
Karnataka Bank
5.5% - 5.9%
South Indian Bank
5.5% - 6%
HDFC Ltd Fixed Deposit
6.05% - 6.3%
Bank of Maharashtra
4.9% - 5.4%
ICICI Housing Finance Company
6.05% - 6.3%
ESAF Small Finance Bank
5.75% - 6.25%
Indian Bank
5.15% - 5.65%
Shriram Finance
8% - 8.4%
Federal Bank
5.35% - 5.85%
ICICI Bank
5.15% - 5.65%
Ujjivan Small Finance Bank
6.75% - 7.25%
Post Office
5.5% - 5.5%
Punjab National Bank
5.1% - 5.6%
Union Bank of India
5.4% - 5.4%

Calculate Jammu & Kashmir Bank FD Returns

₹ 100000

Total Investment

₹5221

Wealth Gained

₹5221

Wealth Gained

₹105221

Maturity Amount

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