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PPF Withdrawal Rules

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You can make partial withdrawal after a given number of years or a complete withdrawal after the maturity period. In this article, we have covered the PPF withdrawal rules in detail.

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PPF Withdrawal Rules on Maturity

At the time of withdrawal after 15 years, the account holder has the following options. 

1. Complete withdrawal

2. PPF account extension without contributions

3. PPF account extension with contributions

In case the account holder wants to keep the account active and continue to make contributions. 

PPF Withdrawal Rules on Premature withdrawal

Investors can partially withdraw their investment from PPF accounts. However, there are specific rules on partial withdrawals. 

YearInvestment amount (in ₹)Total corpus (In ₹)
201250,00050,000
201350,0001,00,000
201460,0001,60,000
201580,0002,40,000
20161,50,0003,90,000
201790,0004,80,000
20181,00,0005,80,000
20191,10,0006,90,000

you can withdraw 50% of the corpus at the end of the fourth financial year (FY2015) or the preceding year (FY2019); whichever amount is lower. As per the table:

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