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West Bengal Gramin Bank Fixed Deposit (FD) Interest Rates 2026

West Bengal Gramin Bank Fixed Deposit (FD) Interest Rates 2026

GraminNA 
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6.25%

Interest for 3 years

West Bengal Gramin Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 14 days3%3%
1 month 15 days - 5 months 26 days4.5%4.5%
5 months 27 days - 11 months 29 days5.5%5.5%
1 year - 1 year 14 days6.25%6.75%
1 year 15 days - 1 year 15 days6.7%7.2%
1 year 16 days - 4 years 11 months 29 days6.25%6.75%
5 years - 9 years 11 months 27 days6%6.5%

Note: All interest rates shown above are as on 5th Feb 2026

About West Bengal Gramin Bank FD

West Bengal Gramin Bank (WBGB) is a Regional Rural Bank established on 1 May 2025 through the amalgamation of Bangiya Gramin Vikash Bank, Paschim Banga Gramin Bank, and Uttarbanga Kshetriya Gramin Bank, under the provisions of the Regional Rural Banks Act, 1976. The bank is sponsored by Punjab National Bank and is jointly owned by the Government of India (50%), Government of West Bengal (15%), and Punjab National Bank (35%). WBGB operates under the ownership of the Ministry of Finance, Government of India, with its Head Office located in Kolkata.

West Bengal Gramin Bank FD

3% - 6.7%

FD Rate

3% - 7.2%

FD Rate for Seniors

₹ 100

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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West Bengal Gramin Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.25%For 5 years with interest of 6.25%
₹ 50,000₹ 60,282₹ 68,286
₹ 1 lakh₹ 1,20,564₹ 1,36,573
₹ 2 lakh₹ 2,41,129₹ 2,73,146
₹ 5 lakh₹ 6,02,822₹ 6,82,865
₹ 10 lakh₹ 12,05,643₹ 13,65,730

Compare West Bengal Gramin Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

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West Bengal Gramin Bank FD
West Bengal Gramin Bank FD
Maturity Amount₹ 1,06,432₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹6,432₹ 6,432

Compare West Bengal Gramin Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
bihar-gramin-bank.png
Bihar Gramin Bank FD		6.5% - 6.5%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%

Calculate West Bengal Gramin Bank FD Returns

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₹1,00,000

Total Investment

6,432

Wealth Gained

₹1,06,432

Maturity Amount

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Frequently Asked Questions

The highest West Bengal Gramin Bank FD rates for general citizens is 6.7% p.a. and 7.2% p.a. for senior citizens.

The highest interest rate on West Bengal Gramin Bank 1 year FD scheme is 6.25% p.a.

6.25% p.a is the interest rate for 5 years on West Bengal Gramin Bank FD scheme.

To know in how many years West Bengal Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years West Bengal Gramin Bank Bank FD will double. The current highest West Bengal Gramin Bank FD interest rate is 6.7% so investors will double the investment in 10.75 years. Similarly, senior citizen depositors will double their FD investment in 10.00 years, where the highest FD rate for senior citizens is 7.2%.

The minimum investment in West Bengal Gramin Bank FD is INR 100. However, there is no limit on the maximum amount of investment in West Bengal Gramin Bank FD.

The senior citizen fixed deposit interest rates in West Bengal Gramin Bank range between 3% to 7.2% p.a. for an available minimum and maximum investment duration.

West Bengal Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 27 days

The interest from the West Bengal Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 64,322. The maturity value will be INR 10,64,322. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check West Bengal Gramin Bank FD balance either online or offline mode. For online mode, log in to the West Bengal Gramin Bank internet banking portal. Alternatively, you can visit the nearest West Bengal Gramin Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with West Bengal Gramin Bank.