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Bank Fixed Deposit

Bank Fixed Deposit

GraminNA 
Shield CheckDICGC

6.5%

Interest for 3 years

West Bengal Gramin Bank FD Interest Rates 2025

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 15 days3.5%3.5%
1 month 16 days - 5 months 26 days4.5%4.5%
5 months 27 days - 11 months 30 days5.5%5.5%
1 year - 1 year 1 month 4 days6.8%7.3%
1 year 1 month 5 days - 1 year 1 month 5 days6.9%7.4%
1 year 1 month 6 days - 2 years6.8%7.3%
2 years 1 day - 9 years 11 months 29 days6.5%7%

Note: All interest rates shown above are as on 1st Jan 1970

About West Bengal Gramin Bank FD

West Bengal Gramin Bank (WBGB) is a Regional Rural Bank established on 1 May 2025 through the amalgamation of Bangiya Gramin Vikash Bank, Paschim Banga Gramin Bank, and Uttarbanga Kshetriya Gramin Bank, under the provisions of the Regional Rural Banks Act, 1976. The bank is sponsored by Punjab National Bank and is jointly owned by the Government of India (50%), Government of West Bengal (15%), and Punjab National Bank (35%). WBGB operates under the ownership of the Ministry of Finance, Government of India, with its Head Office located in Kolkata.

West Bengal Gramin Bank FD

3.5% - 6.9%

FD Rate

3.5% - 7.4%

FD Rate for Seniors

₹ 100

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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West Bengal Gramin Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.5%For 5 years with interest of 6.5%
₹ 50,000₹ 60,734₹ 69,141
₹ 1 lakh₹ 1,21,467₹ 1,38,282
₹ 2 lakh₹ 2,42,934₹ 2,76,563
₹ 5 lakh₹ 6,07,336₹ 6,91,409
₹ 10 lakh₹ 12,14,672₹ 13,82,817

Compare West Bengal Gramin Bank Fixed Deposit Returns with Top Banks

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West Bengal Gramin Bank FD
West Bengal Gramin Bank FD
Maturity Amount₹ 1,07,016₹ 1,05,904
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹7,016₹ 5,904

Compare West Bengal Gramin Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
csb-bank.png
CSB Bank FD		5.75% - 6.25%
andhra-pradesh-grameena-vikas-bank.png
Andhra Pradesh Grameena Vikas Bank FD		7% - 7.5%
dcb-bank.png
DCB Bank FD		7.25% - 7.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.9% - 7.4%
post-office.png
Post Office FD		7.1% - 7.1%
tamil-nadu-grama-bank.png
Tamil Nadu Grama Bank FD		6.9% - 7.4%
madhyanchal-gramin-bank.png
Madhyanchal Gramin Bank FD		6% - 6.5%
hdfc-bank.png
HDFC Bank FD		6.9% - 7.4%
assam-gramin-vikash-bank.png
Assam Gramin Vikash Bank FD		7.1% - 7.6%
shriram-finance.png
Shriram Finance FD		8.1% - 8.6%

Calculate West Bengal Gramin Bank FD Returns

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₹1,00,000

Total Investment

7,016

Wealth Gained

₹1,07,016

Maturity Amount

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Frequently Asked Questions

What is the highest West Bengal Gramin Bank FD rate today?

The highest West Bengal Gramin Bank FD rates for general citizens is 6.9% p.a. and 7.4% p.a. for senior citizens.

What is the highest interest rate on West Bengal Gramin Bank 1 year FD scheme?

The highest interest rate on West Bengal Gramin Bank 1 year FD scheme is 6.8% p.a.

What is West Bengal Gramin Bank FD scheme interest rate for 5 years?

6.5% p.a is the interest rate for 5 years on West Bengal Gramin Bank FD scheme.

How many years FD will double in West Bengal Gramin Bank?

To know in how many years West Bengal Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years West Bengal Gramin Bank Bank FD will double. The current highest West Bengal Gramin Bank FD interest rate is 6.9% so investors will double the investment in 10.43 years. Similarly, senior citizen depositors will double their FD investment in 9.73 years, where the highest FD rate for senior citizens is 7.4%.

What is West Bengal Gramin Bank FD minimum deposit amount?

The minimum investment in West Bengal Gramin Bank FD is INR 100. However, there is no limit on the maximum amount of investment in West Bengal Gramin Bank FD.

What is senior citizen fixed deposit interest rates in West Bengal Gramin Bank?

The senior citizen fixed deposit interest rates in West Bengal Gramin Bank range between 3.5% to 7.4% p.a. for an available minimum and maximum investment duration.

What are the available FD tenures in West Bengal Gramin Bank?

West Bengal Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 29 days

What is West Bengal Gramin Bank FD ROI for 10 lakh deposit for 1 year?

The interest from the West Bengal Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 70,160. The maturity value will be INR 10,70,160. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

How to check the fixed deposit balance in West Bengal Gramin Bank?

You can check West Bengal Gramin Bank FD balance either online or offline mode. For online mode, log in to the West Bengal Gramin Bank internet banking portal. Alternatively, you can visit the nearest West Bengal Gramin Bank bank to update your passbook for FD balance enquiry.

How many FDs can be opened in West Bengal Gramin Bank?

There is no restriction on the number of FDs you can open with West Bengal Gramin Bank.