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Unity Small Finance Bank Fixed Deposit (FD) Interest Rates 2026

Unity Small Finance Bank Fixed Deposit (FD) Interest Rates 2026

PrivateA 
Shield CheckDICGC

%

Interest for 3 years

Unity Small Finance Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
- 0%0%

Note: All interest rates shown above are as on 4th Dec 2025

About Unity Small Finance Bank FD

Unity SFB was licensed by the RBI and began operations in November 2021. It offers Fixed Deposits starting from as little as ₹1,000 and provides tenures from 7 days to 10 years. The bank enjoys a credit-grade issuer rating of [ICRA] A (Stable), and has a short-term CD programme rated [CRISIL] A1+. Deposit insurance by DICGC covers up to ₹5 lakh per depositor. Some public slabs reference FD limits up to ₹2 crores or higher bulk slabs, but there is no universally published “max deposit cap” in crores.

Unity Small Finance Bank FD

0% - 0%

FD Rate

0% - 0%

FD Rate for Seniors

₹ 1000

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

A

CRISIL Rating

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Unity Small Finance Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 0%For 5 years with interest of 0%
₹ 50,000₹ 50,000₹ 50,000
₹ 1 lakh₹ 1,00,000₹ 1,00,000
₹ 2 lakh₹ 2,00,000₹ 2,00,000
₹ 5 lakh₹ 5,00,000₹ 5,00,000
₹ 10 lakh₹ 10,00,000₹ 10,00,000

Compare Unity Small Finance Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs
Unity Small Finance Bank FD
Unity Small Finance Bank FD
Maturity Amount₹ 1,00,000₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹0₹ 6,432

Compare Unity Small Finance Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
bihar-gramin-bank.png
Bihar Gramin Bank FD		6.5% - 6.5%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%

Calculate Unity Small Finance Bank FD Returns

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₹1,00,000

Total Investment

0

Wealth Gained

₹1,00,000

Maturity Amount

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Frequently Asked Questions

The highest Unity Small Finance Bank FD rates for general citizens is 0% p.a. and 0% p.a. for senior citizens.

The highest interest rate on Unity Small Finance Bank 1 year FD scheme is 0% p.a.

-% p.a is the interest rate for 5 years on Unity Small Finance Bank FD scheme.

To know in how many years Unity Small Finance Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Unity Small Finance Bank Bank FD will double. The current highest Unity Small Finance Bank FD interest rate is 0% so investors will double the investment in Infinity years. Similarly, senior citizen depositors will double their FD investment in Infinity years, where the highest FD rate for senior citizens is 0%.

The minimum investment in Unity Small Finance Bank FD is INR 1,000. However, there is no limit on the maximum amount of investment in Unity Small Finance Bank FD.

The senior citizen fixed deposit interest rates in Unity Small Finance Bank range between 0% to 0% p.a. for an available minimum and maximum investment duration.

Unity Small Finance Bank FD tenure ranges from to

The interest from the Unity Small Finance Bank FD calculator for 10 lakh deposit for 1 year will be INR 0. The maturity value will be INR 10,00,000. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check Unity Small Finance Bank FD balance either online or offline mode. For online mode, log in to the Unity Small Finance Bank internet banking portal. Alternatively, you can visit the nearest Unity Small Finance Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with Unity Small Finance Bank.