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  • Karnataka Grameena Bank Fixed Deposit (FD) Interest Rates 2025
Karnataka Grameena Bank Fixed Deposit (FD) Interest Rates 2025

Karnataka Grameena Bank Fixed Deposit (FD) Interest Rates 2025

GraminNA 
Shield CheckDICGC

6.9%

Interest for 3 years

Karnataka Grameena Bank FD Interest Rates 2025

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 14 days3.3%3.8%
1 month 15 days - 2 months 28 days4.3%4.8%
2 months 29 days - 5 months 26 days4.8%5.3%
5 months 27 days - 8 months 26 days5.3%5.8%
8 months 27 days - 11 months 29 days5.8%6.3%
1 year - 1 year6.9%7.4%
1 year 1 day - 1 year 2 months 16 days7%7.5%
1 year 2 months 17 days - 1 year 2 months 17 days7.3%7.8%
1 year 2 months 18 days - 2 years7%7.5%
2 years 1 day - 2 years 11 months 29 days6.9%7.4%
3 years - 3 years 14 days6.5%7%
3 years 15 days - 3 years 15 days7.4%7.9%
3 years 16 days - 9 years 11 months 28 days6.5%7%

Note: All interest rates shown above are as on 1st Jan 1970

About Karnataka Grameena Bank FD

Karnataka Grameena Bank was formed on 1st April, 2019 through the merger of erstwhile Pragathi Krishna Gramin Bank and Kaveri Grameena Bank. The Bank operates across 20 districts in Karnataka, supporting rural development and financial accessibility. Karnataka Grameena Bank reaches its customers through a robust network of 629 branches and several satellite and ultra-small branches, delivering personalized banking solutions across its territory.

Karnataka Grameena Bank FD

3.3% - 7.4%

FD Rate

3.8% - 7.9%

FD Rate for Seniors

₹ 1000

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Karnataka Grameena Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.9%For 5 years with interest of 6.5%
₹ 50,000₹ 61,463₹ 69,141
₹ 1 lakh₹ 1,22,925₹ 1,38,282
₹ 2 lakh₹ 2,45,851₹ 2,76,563
₹ 5 lakh₹ 6,14,627₹ 6,91,409
₹ 10 lakh₹ 12,29,254₹ 13,82,817

Compare Karnataka Grameena Bank Fixed Deposit Returns with Top Banks

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vs
Karnataka Grameena Bank FD
Karnataka Grameena Bank FD
Maturity Amount₹ 1,07,122₹ 1,05,904
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹7,122₹ 5,904

Compare Karnataka Grameena Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
csb-bank.png
CSB Bank FD		5.75% - 6.25%
andhra-pradesh-grameena-vikas-bank.png
Andhra Pradesh Grameena Vikas Bank FD		7% - 7.5%
dcb-bank.png
DCB Bank FD		7.25% - 7.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.9% - 7.4%
post-office.png
Post Office FD		7.1% - 7.1%
tamil-nadu-grama-bank.png
Tamil Nadu Grama Bank FD		6.9% - 7.4%
madhyanchal-gramin-bank.png
Madhyanchal Gramin Bank FD		6% - 6.5%
hdfc-bank.png
HDFC Bank FD		6.9% - 7.4%
assam-gramin-vikash-bank.png
Assam Gramin Vikash Bank FD		7.1% - 7.6%
shriram-finance.png
Shriram Finance FD		8.1% - 8.6%

Calculate Karnataka Grameena Bank FD Returns

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₹1,00,000

Total Investment

7,122

Wealth Gained

₹1,07,122

Maturity Amount

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Frequently Asked Questions

What is the highest Karnataka Grameena Bank FD rate today?

The highest Karnataka Grameena Bank FD rates for general citizens is 7.4% p.a. and 7.9% p.a. for senior citizens.

What is the highest interest rate on Karnataka Grameena Bank 1 year FD scheme?

The highest interest rate on Karnataka Grameena Bank 1 year FD scheme is 6.9% p.a.

What is Karnataka Grameena Bank FD scheme interest rate for 5 years?

6.5% p.a is the interest rate for 5 years on Karnataka Grameena Bank FD scheme.

How many years FD will double in Karnataka Grameena Bank?

To know in how many years Karnataka Grameena Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Karnataka Grameena Bank Bank FD will double. The current highest Karnataka Grameena Bank FD interest rate is 7.4% so investors will double the investment in 9.73 years. Similarly, senior citizen depositors will double their FD investment in 9.11 years, where the highest FD rate for senior citizens is 7.9%.

What is Karnataka Grameena Bank FD minimum deposit amount?

The minimum investment in Karnataka Grameena Bank FD is INR 1,000. However, there is no limit on the maximum amount of investment in Karnataka Grameena Bank FD.

What is senior citizen fixed deposit interest rates in Karnataka Grameena Bank?

The senior citizen fixed deposit interest rates in Karnataka Grameena Bank range between 3.8% to 7.9% p.a. for an available minimum and maximum investment duration.

What are the available FD tenures in Karnataka Grameena Bank?

Karnataka Grameena Bank FD tenure ranges from 7 days to 9 years 11 months 28 days

What is Karnataka Grameena Bank FD ROI for 10 lakh deposit for 1 year?

The interest from the Karnataka Grameena Bank FD calculator for 10 lakh deposit for 1 year will be INR 71,224. The maturity value will be INR 10,71,224. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

How to check the fixed deposit balance in Karnataka Grameena Bank?

You can check Karnataka Grameena Bank FD balance either online or offline mode. For online mode, log in to the Karnataka Grameena Bank internet banking portal. Alternatively, you can visit the nearest Karnataka Grameena Bank bank to update your passbook for FD balance enquiry.

How many FDs can be opened in Karnataka Grameena Bank?

There is no restriction on the number of FDs you can open with Karnataka Grameena Bank.