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Kerala Gramin Bank Fixed Deposit

GraminNA

DICGC

6.5%

Interest for 3 years

Kerala Gramin Bank FD Interest Rates 2023

Tenure	Normal Citizen FD Rate	Senior Citizen FD Rate
7 days - 14 days	3.25%	3.75%
15 days - 2 months 29 days	4%	4.5%
2 months 30 days - 5 months 26 days	4.75%	5.25%
5 months 27 days - 11 months 9 days	5.75%	6.25%
11 months 10 days - 11 months 10 days	6%	6.5%
11 months 11 days - 11 months 29 days	5.75%	6.25%
11 months 30 days - 11 months 30 days	6.25%	6.75%
1 year - 1 year 4 months 12 days	7%	7.5%
1 year 4 months 13 days - 2 years 11 months 29 days	6.75%	7.25%
2 years 11 months 30 days - 9 years 11 months 28 days	6.5%	7%

Note: All interest rates shown above are as on 2nd Jun 2023

About Kerala Gramin Bank FD

Kerala Gramin Bank (KGB) is a Regional Rural Bank (RRB), headquartered at Malappuram in Kerala, India. The bank is jointly owned by Central and State Governments & sponsored by Canara Bank. It is under the ownership of Ministry of Finance , Government of India. The bank was formed by amalgamating North Malabar Gramin Bank and South Malabar Gramin Bank in 2013.

3.25% - 7%

FD Rate

3.75% - 7.5%

FD Rate for Seniors

₹ 500000

Minimum Deposit

₹ 1 Crores

Maximum Deposit

Lock-in

FD Tenure

Loan against FD

CRISIL Rating

Kerala Gramin Bank FD Returns Based on Investment Amount

Investment Amount	For 3 years with interest of 6.5%	For 5 years with interest of 6.5%
₹ 50,000	₹ 60,734	₹ 69,141
₹ 1 lakh	₹ 1,21,467	₹ 1,38,282
₹ 2 lakh	₹ 2,42,934	₹ 2,76,563
₹ 5 lakh	₹ 6,07,336	₹ 6,91,409
₹ 10 lakh	₹ 12,14,672	₹ 13,82,817

Compare Kerala Gramin Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

Bank of India FD


Maturity Amount	₹ 1,06,432	₹ 1,06,697
Total Investment Amount	₹ 1,00,000	₹ 1,00,000
Total Interest Gained	₹6,432	₹ 6,697

Compare Kerala Gramin Bank Fixed Deposit Rates with Top Banks

Bank Name	FD Interest Rates
Bank of India FD	6.5% - 7.25%
Karnataka Gramin Bank FD	6.85% - 7.35%
ESAF Small Finance Bank FD	6.75% - 7.25%
Union Bank of India FD	6.5% - 7%
Utkarsh Small Finance Bank FD	8.25% - 8.85%
IndusInd Bank FD	7.5% - 8%
CSB Bank FD	5.75% - 6.25%
HDFC Bank FD	7% - 7.5%
Central Bank of India FD	6.25% - 6.75%
RBL Bank FD	7.1% - 7.6%

Calculate Kerala Gramin Bank FD Returns

Investment Amount

Investment Period

Interest Rate

Compounding Period

Senior Citizen

₹ 1,00,000

Total Investment

6,432

Wealth Gained

₹ 1,06,432

Maturity Amount

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Frequently Asked Questions

What is the highest Kerala Gramin Bank FD rate today?

The highest Kerala Gramin Bank FD rates for general citizens is 7% p.a. and 7.5% p.a. for senior citizens.

What is the highest interest rate on Kerala Gramin Bank 1 year FD scheme?

The highest interest rate on Kerala Gramin Bank 1 year FD scheme is 6.25% p.a.

What is Kerala Gramin Bank FD scheme interest rate for 5 years?

6.5% p.a is the interest rate for 5 years on Kerala Gramin Bank FD scheme.

How many years FD will double in Kerala Gramin Bank?

To know in how many years Kerala Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Kerala Gramin Bank Bank FD will double. The current highest Kerala Gramin Bank FD interest rate is 7% so investors will double the investment in 10.29 years. Similarly, senior citizen depositors will double their FD investment in 9.60 years, where the highest FD rate for senior citizens is 7.5%.

What is Kerala Gramin Bank FD minimum deposit amount?

The minimum investment in Kerala Gramin Bank FD is INR 5,00,000. However, there is no limit on the maximum amount of investment in Kerala Gramin Bank FD.

What is senior citizen fixed deposit interest rates in Kerala Gramin Bank?

The senior citizen fixed deposit interest rates in Kerala Gramin Bank range between 3.75% to 7.5% p.a. for an available minimum and maximum investment duration.

What are the available FD tenures in Kerala Gramin Bank?

Kerala Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 28 days

What is Kerala Gramin Bank FD ROI for 10 lakh deposit for 1 year?

The interest from the Kerala Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 64,322. The maturity value will be INR 10,64,322. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

How to check the fixed deposit balance in Kerala Gramin Bank?

You can check Kerala Gramin Bank FD balance either online or offline mode. For online mode, log in to the Kerala Gramin Bank internet banking portal. Alternatively, you can visit the nearest Kerala Gramin Bank bank to update your passbook for FD balance enquiry.

How many FDs can be opened in Kerala Gramin Bank?

There is no restriction on the number of FDs you can open with Kerala Gramin Bank.