Fixed Deposit CalculatorRecurring Deposit CalculatorSIP CalculatorPPF Calculator
Kerala Gramin Bank Fixed Deposit (FD) Interest Rates 2026

Kerala Gramin Bank Fixed Deposit (FD) Interest Rates 2026

GraminNA 
Shield CheckDICGC

6.7%

Interest for 3 years

Kerala Gramin Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 14 days3.25%3.75%
15 days - 1 month 14 days4%4.5%
1 month 15 days - 5 months 26 days5.5%6%
5 months 27 days - 11 months 29 days6%6.5%
1 year - 1 year6.25%6.75%
1 year 1 day - 1 year 2 months 29 days6.8%7.3%
1 year 2 months 30 days - 1 year 2 months 30 days6.9%7.4%
1 year 3 months - 1 year 11 months 29 days6.65%7.15%
2 years - 2 years 11 months 29 days6.7%7.2%
3 years - 4 years 11 months 28 days6.65%7.15%
4 years 11 months 29 days - 9 years 11 months 27 days6.5%7%

Note: All interest rates shown above are as on 5th Feb 2026

About Kerala Gramin Bank FD

Kerala Gramin Bank (KGB) is a Regional Rural Bank (RRB), headquartered at Malappuram in Kerala, India. The bank is jointly owned by Central and State Governments & sponsored by Canara Bank. It is under the ownership of Ministry of Finance , Government of India. The bank was formed by amalgamating North Malabar Gramin Bank and South Malabar Gramin Bank in 2013.

Kerala Gramin Bank FD

3.25% - 6.9%

FD Rate

3.75% - 7.4%

FD Rate for Seniors

₹ 500000

Minimum Deposit

₹ 1 Crores

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

Confused if your portfolio is performing right enough to meet your goals?
Avail a free session with a certified financial expert.
Get a second opinion on your portfolio and much more.
Schedule a Call

Kerala Gramin Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.7%For 5 years with interest of 6.5%
₹ 50,000₹ 61,097₹ 69,141
₹ 1 lakh₹ 1,22,194₹ 1,38,282
₹ 2 lakh₹ 2,44,388₹ 2,76,563
₹ 5 lakh₹ 6,10,971₹ 6,91,409
₹ 10 lakh₹ 12,21,941₹ 13,82,817

Compare Kerala Gramin Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs
Kerala Gramin Bank FD
Kerala Gramin Bank FD
Maturity Amount₹ 1,06,432₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹6,432₹ 6,432

Compare Kerala Gramin Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
bihar-gramin-bank.png
Bihar Gramin Bank FD		6.5% - 6.5%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%

Calculate Kerala Gramin Bank FD Returns

rupee-icon
dropdown-icon
fd-percentage-icon
dropdown-icon
dropdown-icon

₹1,00,000

Total Investment

6,432

Wealth Gained

₹1,06,432

Maturity Amount

Speak to Financial Expert, Instead

Book a free call to get expert insights on your existing investments.

Frequently Asked Questions

The highest Kerala Gramin Bank FD rates for general citizens is 6.9% p.a. and 7.4% p.a. for senior citizens.

The highest interest rate on Kerala Gramin Bank 1 year FD scheme is 6.25% p.a.

6.5% p.a is the interest rate for 5 years on Kerala Gramin Bank FD scheme.

To know in how many years Kerala Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Kerala Gramin Bank Bank FD will double. The current highest Kerala Gramin Bank FD interest rate is 6.9% so investors will double the investment in 10.43 years. Similarly, senior citizen depositors will double their FD investment in 9.73 years, where the highest FD rate for senior citizens is 7.4%.

The minimum investment in Kerala Gramin Bank FD is INR 5,00,000. However, there is no limit on the maximum amount of investment in Kerala Gramin Bank FD.

The senior citizen fixed deposit interest rates in Kerala Gramin Bank range between 3.75% to 7.4% p.a. for an available minimum and maximum investment duration.

Kerala Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 27 days

The interest from the Kerala Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 64,322. The maturity value will be INR 10,64,322. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check Kerala Gramin Bank FD balance either online or offline mode. For online mode, log in to the Kerala Gramin Bank internet banking portal. Alternatively, you can visit the nearest Kerala Gramin Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with Kerala Gramin Bank.