Kerala Gramin Bank Fixed Deposit (FD) Interest Rates 2026
DICGC6.45%
Interest for 3 years
Kerala Gramin Bank FD Interest Rates 2026
| Tenure | Normal Citizen FD Rate | Senior Citizen FD Rate |
|---|---|---|
| 7 days - 14 days | 3.25% | 3.75% |
| 15 days - 1 month 15 days | 3.5% | 4% |
| 1 month 16 days - 5 months 26 days | 5% | 5.5% |
| 5 months 27 days - 11 months 30 days | 6% | 6.5% |
| 1 year - 1 year | 6.3% | 6.8% |
| 1 year 1 day - 1 year 2 months 17 days | 6.5% | 7% |
| 1 year 2 months 18 days - 1 year 2 months 18 days | 7.1% | 7.6% |
| 1 year 2 months 19 days - 1 year 2 months 29 days | 6.5% | 7% |
| 1 year 3 months - 1 year 3 months | 6.75% | 7.25% |
| 1 year 3 months 1 day - 1 year 11 months 30 days | 6.5% | 7% |
| 2 years - 2 years 11 months 30 days | 6.45% | 6.95% |
| 3 years - 9 years 11 months 28 days | 6.4% | 6.9% |
Note: All interest rates shown above are as on 6th Aug 2026
About Kerala Gramin Bank FD
Kerala Gramin Bank (KGB) is a Regional Rural Bank (RRB), headquartered at Malappuram in Kerala, India. The bank is jointly owned by Central and State Governments & sponsored by Canara Bank. It is under the ownership of Ministry of Finance , Government of India. The bank was formed by amalgamating North Malabar Gramin Bank and South Malabar Gramin Bank in 2013.
3.25% - 7.1%
FD Rate
3.75% - 7.6%
FD Rate for Seniors
₹ 500000
Minimum Deposit
₹ 1 Crores
Maximum Deposit
-
Lock-in
-
FD Tenure
-
Loan against FD
NA
CRISIL Rating
Kerala Gramin Bank FD Returns Based on Investment Amount
| Investment Amount | For 3 years with interest of 6.45% | For 5 years with interest of 6.4% |
|---|---|---|
| ₹ 50,000 | ₹ 60,643 | ₹ 68,798 |
| ₹ 1 lakh | ₹ 1,21,286 | ₹ 1,37,596 |
| ₹ 2 lakh | ₹ 2,42,572 | ₹ 2,75,191 |
| ₹ 5 lakh | ₹ 6,06,430 | ₹ 6,87,979 |
| ₹ 10 lakh | ₹ 12,12,861 | ₹ 13,75,957 |
Compare Kerala Gramin Bank Fixed Deposit Returns with Top Banks
Use FD calculator to change values and compare your returns from top banks.
 | | |
|---|---|---|
| Maturity Amount | ₹ 1,06,485 | ₹ 1,08,300 |
| Total Investment Amount | ₹ 1,00,000 | ₹ 1,00,000 |
| Total Interest Gained | ₹6,485 | ₹ 8,300 |
Compare Kerala Gramin Bank Fixed Deposit Rates with Top Banks
| Bank Name | FD Interest Rates |
|---|---|
 | 8% - 8.2% |
 | 6.3% - 6.8% |
 | 5.85% - 6.35% |
 | 7.4% - 7.9% |
 | 6.35% - 6.85% |
 | 7% - 7% |
 | 6.5% - 7% |
 | 6.8% - 7.3% |
 | 7.4% - 7.75% |
 | 6.25% - 6.75% |
Calculate Kerala Gramin Bank FD Returns
₹1,00,000
Total Investment
6,485
Wealth Gained
₹1,06,485
Maturity Amount
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Frequently Asked Questions
The interest from the Kerala Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 64,851. The maturity value will be INR 10,64,851. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.