7.85%
Interest for 3 years
Tenure | Normal Citizen FD Rate | Senior Citizen FD Rate |
---|---|---|
7 days - 14 days | 3.75% | 4.7% |
15 days - 2 months 1 day | 4.25% | 5.2% |
2 months 2 days - 3 months | 5.25% | 6.2% |
3 months 1 day - 5 months 29 days | 5.5% | 6.45% |
6 months - 11 months 30 days | 7% | 7.95% |
1 year - 1 year | 7.25% | 8.2% |
1 year 1 day - 1 year 11 months 29 days | 7.5% | 8.45% |
1 year 11 months 30 days - 2 years 11 months 30 days | 7.85% | 8.8% |
3 years - 4 years 11 months 29 days | 7.35% | 8.3% |
4 years 11 months 30 days - 4 years 11 months 30 days | 7.25% | 8.2% |
5 years - 9 years 11 months 28 days | 6% | 6.95% |
Note: All interest rates shown below are as on 9th Jan 2023
Jana Small Finance Bank (erstwhile Janalakshmi Financial Services Limited) commenced operations as a non-banking finance company (NBFC) on March 4, 2008 and was later classified as a non-banking finance company-microfinance institution (NBFCMFI). The bank received a license to set up a small finance bank on April 28, 2017 and commenced banking operations on March 28, 2018. Jana Holdings Limited (JHL), a non-banking finance company-non-operative financial holding company (NBFCNOFHC), holds a 42.1% stake in JSFB as on September 30, 2020. Incorporated on March 10, 2016, Jana Holdings Limited (JHL) is a non-banking finance company – non-operative financial holding company (NBFC-NOFHC). JSFB has a diversified presence across 22 states and union territories in India
3.75% - 7.85%
FD Rate
4.7% - 8.8%
FD Rate for Seniors
₹ 1000
Minimum Deposit
₹ 2 Crores
Maximum Deposit
-
Lock-in
-
FD Tenure
-
Loan against FD
NA
CRISIL Rating
Investment Amount | For 3 years with interest of 7.85% | For 5 years with interest of 7.25% |
---|---|---|
₹ 50,000 | ₹ 63,229 | ₹ 71,768 |
₹ 1 lakh | ₹ 126,457 | ₹ 143,535 |
₹ 2 lakh | ₹ 252,914 | ₹ 287,070 |
₹ 5 lakh | ₹ 632,286 | ₹ 717,675 |
₹ 10 lakh | ₹ 1,264,571 | ₹ 1,435,351 |
Use FD calculator to change values and compare your returns from top banks.
Maturity Amount | ₹ 107,496 | ₹ 105,904 |
Total Investment Amount | ₹ 100,000 | ₹ 100,000 |
Total Interest Gained | ₹7,496 | ₹ 5,904 |
Bank Name | FD Interest Rates |
---|---|
5.75% - 6.25% | |
7% - 7.75% | |
7% - 7% | |
7.2% - 7.95% | |
6.25% - 6.75% | |
6.5% - 7% | |
6.25% - 6.75% | |
5.3% - 5.55% | |
5.2% - 5.7% | |
5.7% - 6.2% |
₹ 100,000
Total Investment
7,496
Wealth Gained
₹ 107,496
Maturity Amount
The flexible & tax efficient alternative to FDs.