Jana Small Finance Bank Fixed Deposit

Private

NA

DICGC

6.75%

Interest for 3 years

Jana Small Finance Bank FD Interest Rates May 2022

Note: All interest rates shown below are as on 2nd May 2022

Historical FD Rates →
TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 14 days2.5%3.3%
15 days - 1 month 29 days3%3.8%
2 months - 2 months 29 days3.75%4.55%
2 months 30 days - 5 months 27 days4.5%5.3%
5 months 28 days - 11 months 29 days5.5%6.3%
1 year - 1 year 11 months 28 days6.5%7.3%
1 year 11 months 29 days - 4 years 11 months 29 days6.75%7.55%
5 years - 9 years 11 months 27 days6%6.8%

About Jana Small Finance Bank FD

Jana Small Finance Bank (erstwhile Janalakshmi Financial Services Limited) commenced operations as a non-banking finance company (NBFC) on March 4, 2008 and was later classified as a non-banking finance company-microfinance institution (NBFCMFI). The bank received a license to set up a small finance bank on April 28, 2017 and commenced banking operations on March 28, 2018. Jana Holdings Limited (JHL), a non-banking finance company-non-operative financial holding company (NBFCNOFHC), holds a 42.1% stake in JSFB as on September 30, 2020. Incorporated on March 10, 2016, Jana Holdings Limited (JHL) is a non-banking finance company – non-operative financial holding company (NBFC-NOFHC). JSFB has a diversified presence across 22 states and union territories in India

2.5% - 6.75%

FD Rate

3.3% - 7.55%

FD Rate for Seniors

₹ 1000

Minimum Deposit

₹ 2 Crores

Maximum Deposit

days

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

Fixed Deposits

Flexible tenure & partial withdrawal facility, without the hassle of opening a savings account.

Jana Small Finance Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.75%For 5 years with interest of 6.75%
₹ 50,000₹61188₹70006
₹ 1 lakh₹122377₹140011
₹ 2 lakh₹244753₹280023
₹ 5 lakh₹611883₹700057
₹ 10 lakh₹1223766₹1400115

Compare Jana Small Finance Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs

Pre Tax

Post Tax

Tax Rate
Maturity Amount₹106697₹ 105326
Total Investment Amount₹ 100000₹ 100000
Total Interest Gained₹6697

₹6697

₹ 5326

Compare Jana Small Finance Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ICICI Bank FD
5.2% - 5.7%
UCO Bank FD
5.1% - 5.6%
SCB FD
5.35% - 5.85%
Andhra Pradesh Grameena Vikas Bank FD
5.65% - 6.15%
Bank of India FD
5.2% - 5.95%
Madhyanchal Gramin Bank FD
5.3% - 5.8%
Axis Bank FD
5.4% - 6.05%
Vidharbha Konkan Gramin Bank FD
5% - 5%
Jammu And Kashmir Grameen Bank FD
5.3% - 5.8%
Kerala Gramin Bank FD
5.25% - 5.75%

Calculate Jana Small Finance Bank FD Returns

₹ 100000

Total Investment

₹6697

Wealth Gained

₹6697

Wealth Gained

₹106697

Maturity Amount

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