- Fixed Deposit
- Utkarsh Small Finance Bank
- Utkarsh Small Finance Bank Fixed Deposit
Utkarsh Small Finance Bank Fixed Deposit
7.5%
Interest for 3 years
Utkarsh Small Finance Bank FD Interest Rates February 2023
| Tenure | Normal Citizen FD Rate | Senior Citizen FD Rate |
|---|---|---|
| 7 days - 1 month 17 days | 4% | 4.75% |
| 1 month 18 days - 3 months 1 day | 4.25% | 5% |
| 3 months 2 days - 5 months 30 days | 5% | 5.75% |
| 6 months - 11 months 30 days | 6% | 6.75% |
| 1 year - 1 year 10 months 30 days | 7.5% | 8.25% |
| 1 year 11 months - 1 year 11 months | 8% | 8.75% |
| 1 year 11 months 1 day - 4 years 11 months 30 days | 7.5% | 8.25% |
| 5 years - 9 years 11 months 28 days | 6.25% | 7% |
Note: All interest rates shown below are as on 9th Jan 2023
About Utkarsh Small Finance Bank FD
Incorporated in 2009, Utkarsh Micro Finance Limited received the small finance bank (SFB) licence from the Reserve Bank of India (RBI) in November 2016 and completed the conversion to a bank in January 2017. It is promoted by Mr. Govind Singh, who was earlier the business head of micro banking at ICICI Bank. Operating in 18 states as on March 31, 2021, the bank offers deposits, microfinance loans, MSME loans, affordable housing loans and corporate loans.
4% - 8%
FD Rate
4.75% - 8.75%
FD Rate for Seniors
₹ 1000
Minimum Deposit
₹ 2 Crores
Maximum Deposit
-
Lock-in
-
FD Tenure
-
Loan against FD
NA
CRISIL Rating
Utkarsh Small Finance Bank FD Returns Based on Investment Amount
| Investment Amount | For 3 years with interest of 7.5% | For 5 years with interest of 7.5% |
|---|---|---|
| ₹ 50,000 | ₹ 62,572 | ₹ 72,665 |
| ₹ 1 lakh | ₹ 125,145 | ₹ 145,329 |
| ₹ 2 lakh | ₹ 250,289 | ₹ 290,659 |
| ₹ 5 lakh | ₹ 625,723 | ₹ 726,647 |
| ₹ 10 lakh | ₹ 1,251,446 | ₹ 1,453,294 |
Compare Utkarsh Small Finance Bank Fixed Deposit Returns with Top Banks
Use FD calculator to change values and compare your returns from top banks.
| Maturity Amount | ₹ 107,763 | ₹ 108,139 |
| Total Investment Amount | ₹ 100,000 | ₹ 100,000 |
| Total Interest Gained | ₹7,763 | ₹ 8,139 |
Compare Utkarsh Small Finance Bank Fixed Deposit Rates with Top Banks
| Bank Name | FD Interest Rates |
|---|---|
| 7.85% - 8.8% | |
| 5.75% - 6.25% | |
| 7% - 7.75% | |
| 7% - 7% | |
| 7.2% - 7.95% | |
| 6.25% - 6.75% | |
| 6.5% - 7% | |
| 6.25% - 6.75% | |
| 5.3% - 5.55% | |
| 5.2% - 5.7% |
Calculate Utkarsh Small Finance Bank FD Returns
₹ 100,000
Total Investment
7,763
Wealth Gained
₹ 107,763
Maturity Amount
The flexible & tax efficient alternative to FDs.