• Fixed Deposit
  • Utkarsh Small Finance Bank
  • Utkarsh Small Finance Bank Fixed Deposit
Utkarsh Small Finance Bank Fixed Deposit

Utkarsh Small Finance Bank Fixed Deposit

PrivateNA 
DICGC

7.5%

Interest for 3 years

Utkarsh Small Finance Bank FD Interest Rates February 2023

Historical FD Rates →
TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 17 days4%4.75%
1 month 18 days - 3 months 1 day4.25%5%
3 months 2 days - 5 months 30 days5%5.75%
6 months - 11 months 30 days6%6.75%
1 year - 1 year 10 months 30 days7.5%8.25%
1 year 11 months - 1 year 11 months8%8.75%
1 year 11 months 1 day - 4 years 11 months 30 days7.5%8.25%
5 years - 9 years 11 months 28 days6.25%7%

Note: All interest rates shown below are as on 9th Jan 2023

About Utkarsh Small Finance Bank FD

Incorporated in 2009, Utkarsh Micro Finance Limited received the small finance bank (SFB) licence from the Reserve Bank of India (RBI) in November 2016 and completed the conversion to a bank in January 2017. It is promoted by Mr. Govind Singh, who was earlier the business head of micro banking at ICICI Bank. Operating in 18 states as on March 31, 2021, the bank offers deposits, microfinance loans, MSME loans, affordable housing loans and corporate loans.

Utkarsh Small Finance Bank FD

4% - 8%

FD Rate

4.75% - 8.75%

FD Rate for Seniors

₹ 1000

Minimum Deposit

₹ 2 Crores

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

Utkarsh Small Finance Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 7.5%For 5 years with interest of 7.5%
₹ 50,000 ₹ 62,572₹ 72,665
₹ 1 lakh ₹ 125,145₹ 145,329
₹ 2 lakh ₹ 250,289₹ 290,659
₹ 5 lakh ₹ 625,723₹ 726,647
₹ 10 lakh ₹ 1,251,446₹ 1,453,294

Compare Utkarsh Small Finance Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs
Jana Small Finance Bank FD
Utkarsh Small Finance Bank FD
Utkarsh Small Finance Bank FD
Maturity Amount 107,763 108,139
Total Investment Amount₹ 100,000₹ 100,000
Total Interest Gained7,763 8,139

Compare Utkarsh Small Finance Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
Jana Small Finance Bank FD
7.85% - 8.8%
CSB Bank FD
5.75% - 6.25%
Axis Bank FD
7% - 7.75%
Deutsche Bank FD
7% - 7%
Ujjivan Small Finance Bank FD
7.2% - 7.95%
Indian Bank FD
6.25% - 6.75%
Federal Bank FD
6.5% - 7%
Chaitanya Godavari Grameena Bank FD
6.25% - 6.75%
Ellaquai Dehati Bank FD
5.3% - 5.55%
Paschim Banga Gramin Bank FD
5.2% - 5.7%

Calculate Utkarsh Small Finance Bank FD Returns

₹ 100,000

Total Investment

7,763

Wealth Gained

₹ 107,763

Maturity Amount

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