- Fixed Deposit
- Utkarsh Small Finance Bank
- Utkarsh Small Finance Bank Fixed Deposit
Utkarsh Small Finance Bank Fixed Deposit
8.3%
Interest for 3 years
Utkarsh Small Finance Bank FD Interest Rates 2023
| Tenure | Normal Citizen FD Rate | Senior Citizen FD Rate |
|---|---|---|
| 7 days - 1 month 14 days | 4% | 4.6% |
| 1 month 15 days - 2 months 29 days | 4.8% | 5.4% |
| 2 months 30 days - 5 months 28 days | 5.5% | 6.1% |
| 5 months 29 days - 11 months 28 days | 6.5% | 7.1% |
| 11 months 29 days - 1 year 10 months 29 days | 8% | 8.6% |
| 1 year 10 months 30 days - 1 year 11 months 28 days | 8.3% | 8.9% |
| 1 year 11 months 29 days - 2 years 11 months 28 days | 8.5% | 9.1% |
| 2 years 11 months 29 days - 3 years 11 months 28 days | 8.3% | 8.9% |
| 3 years 11 months 29 days - 4 years 11 months 28 days | 7.5% | 8.1% |
| 4 years 11 months 29 days - 9 years 11 months 27 days | 7% | 7.6% |
Note: All interest rates shown above are as on 5th Sep 2023
About Utkarsh Small Finance Bank FD
Incorporated in 2009, Utkarsh Micro Finance Limited received the small finance bank (SFB) licence from the Reserve Bank of India (RBI) in November 2016 and completed the conversion to a bank in January 2017. It is promoted by Mr. Govind Singh, who was earlier the business head of micro banking at ICICI Bank. Operating in 18 states as on March 31, 2021, the bank offers deposits, microfinance loans, MSME loans, affordable housing loans and corporate loans.
4% - 8.5%
FD Rate
4.6% - 9.1%
FD Rate for Seniors
₹ 1000
Minimum Deposit
₹ 2 Crores
Maximum Deposit
-
Lock-in
-
FD Tenure
-
Loan against FD
NA
CRISIL Rating
Utkarsh Small Finance Bank FD Returns Based on Investment Amount
| Investment Amount | For 3 years with interest of 8.3% | For 5 years with interest of 7.5% |
|---|---|---|
| ₹ 50,000 | ₹ 64,082 | ₹ 72,665 |
| ₹ 1 lakh | ₹ 1,28,164 | ₹ 1,45,329 |
| ₹ 2 lakh | ₹ 2,56,329 | ₹ 2,90,659 |
| ₹ 5 lakh | ₹ 6,40,821 | ₹ 7,26,647 |
| ₹ 10 lakh | ₹ 12,81,643 | ₹ 14,53,294 |
Compare Utkarsh Small Finance Bank Fixed Deposit Returns with Top Banks
Use FD calculator to change values and compare your returns from top banks.
 | | |
|---|---|---|
| Maturity Amount | ₹ 1,08,300 | ₹ 1,06,697 |
| Total Investment Amount | ₹ 1,00,000 | ₹ 1,00,000 |
| Total Interest Gained | ₹8,300 | ₹ 6,697 |
Compare Utkarsh Small Finance Bank Fixed Deposit Rates with Top Banks
| Bank Name | FD Interest Rates |
|---|---|
 | 6.5% - 7.25% |
 | 6.6% - 7.1% |
 | 5.3% - 5.8% |
 | 6.25% - 6.75% |
 | 6.5% - 7% |
 | 6.5% - 7% |
 | 8% - 8.5% |
 | 7.1% - 7.6% |
 | 7.15% - 7.65% |
 | 6.25% - 6.75% |
Calculate Utkarsh Small Finance Bank FD Returns
₹1,00,000
Total Investment
8,300
Wealth Gained
₹1,08,300
Maturity Amount
The flexible & tax efficient alternative to FDs.
Frequently Asked Questions
What is the highest Utkarsh Small Finance Bank FD rate today?
What is the highest interest rate on Utkarsh Small Finance Bank 1 year FD scheme?
What is Utkarsh Small Finance Bank FD scheme interest rate for 5 years?
How many years FD will double in Utkarsh Small Finance Bank?
What is Utkarsh Small Finance Bank FD minimum deposit amount?
What is senior citizen fixed deposit interest rates in Utkarsh Small Finance Bank?
What are the available FD tenures in Utkarsh Small Finance Bank?
What is Utkarsh Small Finance Bank FD ROI for 10 lakh deposit for 1 year?
The interest from the Utkarsh Small Finance Bank FD calculator for 10 lakh deposit for 1 year will be INR 83,000. The maturity value will be INR 10,83,000. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.
How to check the fixed deposit balance in Utkarsh Small Finance Bank?
How many FDs can be opened in Utkarsh Small Finance Bank?