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Gujarat Gramin Bank Fixed Deposit (FD) Interest Rates 2026

Gujarat Gramin Bank Fixed Deposit (FD) Interest Rates 2026

GraminNA 
Shield CheckDICGC

6.55%

Interest for 3 years

Gujarat Gramin Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 15 days3%3.5%
1 month 16 days - 5 months 27 days4.5%5%
5 months 28 days - 8 months 26 days5.25%5.75%
8 months 27 days - 11 months 30 days5.75%6.25%
1 year - 1 year6.3%6.8%
1 year 1 day - 1 year 1 month 4 days6.55%7.05%
1 year 1 month 5 days - 1 year 1 month 5 days6.65%7.15%
1 year 1 month 6 days - 1 year 2 months 17 days6.55%7.05%
1 year 2 months 18 days - 1 year 2 months 18 days6.65%7.15%
1 year 2 months 19 days - 2 years 11 months 30 days6.55%7.05%
3 years - 9 years 11 months 28 days6.25%6.75%

Note: All interest rates shown above are as on 5th Feb 2026

About Gujarat Gramin Bank FD

Gujarat Gramin Bank came into existence on 12th September, 2005 through amalgamation of erstwhile Surat Bharatiya Gramin Bank and Sabarkantha Gramin Bank, under the provisions of the Regional Rural Banks Act, 1976. The Bank’s area of operation spans 18 districts across Gujarat. Gujarat Gramin Bank is serving its clientele through a wide network of 238 branches and multiple service outlets to ensure deep rural outreach and financial inclusion across the region.

Gujarat Gramin Bank FD

3% - 6.65%

FD Rate

3.5% - 7.15%

FD Rate for Seniors

₹ 1000

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Gujarat Gramin Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.55%For 5 years with interest of 6.25%
₹ 50,000₹ 60,824₹ 68,286
₹ 1 lakh₹ 1,21,649₹ 1,36,573
₹ 2 lakh₹ 2,43,297₹ 2,73,146
₹ 5 lakh₹ 6,08,243₹ 6,82,865
₹ 10 lakh₹ 12,16,485₹ 13,65,730

Compare Gujarat Gramin Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

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Gujarat Gramin Bank FD
Gujarat Gramin Bank FD
Maturity Amount₹ 1,06,485₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹6,485₹ 6,432

Compare Gujarat Gramin Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
bihar-gramin-bank.png
Bihar Gramin Bank FD		6.5% - 6.5%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%

Calculate Gujarat Gramin Bank FD Returns

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₹1,00,000

Total Investment

6,485

Wealth Gained

₹1,06,485

Maturity Amount

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Frequently Asked Questions

The highest Gujarat Gramin Bank FD rates for general citizens is 6.65% p.a. and 7.15% p.a. for senior citizens.

The highest interest rate on Gujarat Gramin Bank 1 year FD scheme is 6.3% p.a.

6.25% p.a is the interest rate for 5 years on Gujarat Gramin Bank FD scheme.

To know in how many years Gujarat Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Gujarat Gramin Bank Bank FD will double. The current highest Gujarat Gramin Bank FD interest rate is 6.65% so investors will double the investment in 10.83 years. Similarly, senior citizen depositors will double their FD investment in 10.07 years, where the highest FD rate for senior citizens is 7.15%.

The minimum investment in Gujarat Gramin Bank FD is INR 1,000. However, there is no limit on the maximum amount of investment in Gujarat Gramin Bank FD.

The senior citizen fixed deposit interest rates in Gujarat Gramin Bank range between 3.5% to 7.15% p.a. for an available minimum and maximum investment duration.

Gujarat Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 28 days

The interest from the Gujarat Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 64,851. The maturity value will be INR 10,64,851. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check Gujarat Gramin Bank FD balance either online or offline mode. For online mode, log in to the Gujarat Gramin Bank internet banking portal. Alternatively, you can visit the nearest Gujarat Gramin Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with Gujarat Gramin Bank.