West Bengal Gramin Bank Fixed Deposit (FD) Interest Rates 2026
DICGC6.25%
Interest for 3 years
West Bengal Gramin Bank FD Interest Rates 2026
| Tenure | Normal Citizen FD Rate | Senior Citizen FD Rate |
|---|---|---|
| 7 days - 1 month 15 days | 3% | 3% |
| 1 month 16 days - 3 months 28 days | 4.5% | 4.5% |
| 3 months 29 days - 3 months 29 days | 6.7% | 7.2% |
| 3 months 30 days - 5 months 26 days | 4.5% | 4.5% |
| 5 months 27 days - 11 months 30 days | 5.5% | 5.5% |
| 1 year - 1 year 6 months 7 days | 6% | 6.5% |
| 1 year 6 months 8 days - 1 year 6 months 8 days | 6.5% | 7% |
| 1 year 6 months 9 days - 2 years 11 months 30 days | 6.25% | 6.75% |
| 3 years - 9 years 11 months 28 days | 6% | 6.5% |
Note: All interest rates shown above are as on 6th Aug 2026
About West Bengal Gramin Bank FD
West Bengal Gramin Bank (WBGB) is a Regional Rural Bank established on 1 May 2025 through the amalgamation of Bangiya Gramin Vikash Bank, Paschim Banga Gramin Bank, and Uttarbanga Kshetriya Gramin Bank, under the provisions of the Regional Rural Banks Act, 1976. The bank is sponsored by Punjab National Bank and is jointly owned by the Government of India (50%), Government of West Bengal (15%), and Punjab National Bank (35%). WBGB operates under the ownership of the Ministry of Finance, Government of India, with its Head Office located in Kolkata.
3% - 6.7%
FD Rate
3% - 7.2%
FD Rate for Seniors
₹ 100
Minimum Deposit
-
Maximum Deposit
-
Lock-in
-
FD Tenure
-
Loan against FD
NA
CRISIL Rating
West Bengal Gramin Bank FD Returns Based on Investment Amount
| Investment Amount | For 3 years with interest of 6.25% | For 5 years with interest of 6% |
|---|---|---|
| ₹ 50,000 | ₹ 60,282 | ₹ 67,443 |
| ₹ 1 lakh | ₹ 1,20,564 | ₹ 1,34,885 |
| ₹ 2 lakh | ₹ 2,41,129 | ₹ 2,69,770 |
| ₹ 5 lakh | ₹ 6,02,822 | ₹ 6,74,425 |
| ₹ 10 lakh | ₹ 12,05,643 | ₹ 13,48,850 |
Compare West Bengal Gramin Bank Fixed Deposit Returns with Top Banks
Use FD calculator to change values and compare your returns from top banks.
 | | |
|---|---|---|
| Maturity Amount | ₹ 1,06,168 | ₹ 1,08,300 |
| Total Investment Amount | ₹ 1,00,000 | ₹ 1,00,000 |
| Total Interest Gained | ₹6,168 | ₹ 8,300 |
Compare West Bengal Gramin Bank Fixed Deposit Rates with Top Banks
| Bank Name | FD Interest Rates |
|---|---|
 | 8% - 8.2% |
 | 6.3% - 6.8% |
 | 5.85% - 6.35% |
 | 7.4% - 7.9% |
 | 6.35% - 6.85% |
 | 7% - 7% |
 | 6.5% - 7% |
 | 6.8% - 7.3% |
 | 7.4% - 7.75% |
 | 6.25% - 6.75% |
Calculate West Bengal Gramin Bank FD Returns
₹1,00,000
Total Investment
6,168
Wealth Gained
₹1,06,168
Maturity Amount
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Frequently Asked Questions
The interest from the West Bengal Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 69,096. The maturity value will be INR 10,69,096. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.