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Suryoday Small Finance Bank Fixed Deposit (FD) Interest Rates 2026

Suryoday Small Finance Bank Fixed Deposit (FD) Interest Rates 2026

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7.25%

Interest for 3 years

Suryoday Small Finance Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 14 days4%4.2%
15 days - 1 month 14 days4.25%4.45%
1 month 15 days - 2 months 29 days4.5%4.7%
2 months 30 days - 5 months 27 days5%5.2%
5 months 28 days - 5 months 28 days6.5%6.7%
5 months 29 days - 8 months 29 days5.5%5.7%
8 months 30 days - 11 months 29 days6%6.2%
1 year - 1 year 5 months 29 days7.25%7.45%
1 year 5 months 30 days - 1 year 5 months 30 days7.5%7.7%
1 year 6 months - 2 years 11 months 29 days7.25%7.45%
3 years - 4 years 11 months 28 days6.75%6.95%
4 years 11 months 29 days - 4 years 11 months 29 days7.9%7.9%
5 years - 9 years 11 months 27 days7.25%7.45%

Note: All interest rates shown above are as on 5th Feb 2026

About Suryoday Small Finance Bank FD

Suryoday Small Finance Bank started as a non-banking financial institution called Suryoday Micro Finance Ltd in November 2008, providing micro loans to women in urban and semi-urban areas under the joint liability group model of lending. It commenced operations as a small finance bank on January 23, 2017, and received the status of a scheduled commercial bank in fiscal 2018.

Suryoday Small Finance Bank FD

4% - 7.9%

FD Rate

4.2% - 7.9%

FD Rate for Seniors

₹ 1000

Minimum Deposit

₹ 2 Crores

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Suryoday Small Finance Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 7.25%For 5 years with interest of 7.9%
₹ 50,000₹ 62,108₹ 74,123
₹ 1 lakh₹ 1,24,215₹ 1,48,246
₹ 2 lakh₹ 2,48,430₹ 2,96,493
₹ 5 lakh₹ 6,21,076₹ 7,41,232
₹ 10 lakh₹ 12,42,152₹ 14,82,464

Compare Suryoday Small Finance Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

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Suryoday Small Finance Bank FD
Suryoday Small Finance Bank FD
Maturity Amount₹ 1,07,496₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹7,496₹ 6,432

Compare Suryoday Small Finance Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
bihar-gramin-bank.png
Bihar Gramin Bank FD		6.5% - 6.5%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%

Calculate Suryoday Small Finance Bank FD Returns

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₹1,00,000

Total Investment

7,496

Wealth Gained

₹1,07,496

Maturity Amount

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Frequently Asked Questions

The highest Suryoday Small Finance Bank FD rates for general citizens is 7.9% p.a. and 7.9% p.a. for senior citizens.

The highest interest rate on Suryoday Small Finance Bank 1 year FD scheme is 7.25% p.a.

7.9% p.a is the interest rate for 5 years on Suryoday Small Finance Bank FD scheme.

To know in how many years Suryoday Small Finance Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Suryoday Small Finance Bank Bank FD will double. The current highest Suryoday Small Finance Bank FD interest rate is 7.9% so investors will double the investment in 9.11 years. Similarly, senior citizen depositors will double their FD investment in 9.11 years, where the highest FD rate for senior citizens is 7.9%.

The minimum investment in Suryoday Small Finance Bank FD is INR 1,000. However, there is no limit on the maximum amount of investment in Suryoday Small Finance Bank FD.

The senior citizen fixed deposit interest rates in Suryoday Small Finance Bank range between 4.2% to 7.9% p.a. for an available minimum and maximum investment duration.

Suryoday Small Finance Bank FD tenure ranges from 7 days to 9 years 11 months 27 days

The interest from the Suryoday Small Finance Bank FD calculator for 10 lakh deposit for 1 year will be INR 74,958. The maturity value will be INR 10,74,958. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check Suryoday Small Finance Bank FD balance either online or offline mode. For online mode, log in to the Suryoday Small Finance Bank internet banking portal. Alternatively, you can visit the nearest Suryoday Small Finance Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with Suryoday Small Finance Bank.