6.25%
Interest for 3 years
Tenure | Normal Citizen FD Rate | Senior Citizen FD Rate |
---|---|---|
7 days - 1 month 14 days | 3.5% | 3.5% |
1 month 15 days - 3 months | 4.5% | 4.5% |
3 months 1 day - 5 months 28 days | 5% | 5% |
5 months 29 days - 8 months 27 days | 6% | 6% |
8 months 28 days - 11 months 30 days | 6.1% | 6.1% |
1 year - 1 year 1 month 28 days | 6.5% | 6.5% |
1 year 2 months - 1 year 2 months | 6.75% | 6.75% |
1 year 2 months 1 day - 1 year 8 months 15 days | 6.5% | 6.5% |
1 year 8 months 16 days - 1 year 8 months 16 days | 7.25% | 7.25% |
1 year 8 months 17 days - 2 years 11 months 29 days | 6.5% | 6.5% |
2 years 11 months 30 days - 9 years 11 months 28 days | 6.25% | 6.25% |
Note: All interest rates shown below are as on 9th Jan 2023
The Central Government of India, vide its notification dated 21-12-2018, amalgamated Punjab Gramin Bank, Malwa Gramin Bank and Sutlej Gramin Bank and a single regional rural Bank called as ‘Punjab Gramin Bank’ came into existence in Punjab State with w.e.f 01-01-2019 with its Head Office at Kapurthala.
3.5% - 7.25%
FD Rate
3.5% - 7.25%
FD Rate for Seniors
-
Minimum Deposit
₹ 2 Crores
Maximum Deposit
-
Lock-in
-
FD Tenure
-
Loan against FD
NA
CRISIL Rating
Investment Amount | For 3 years with interest of 6.25% | For 5 years with interest of 6.25% |
---|---|---|
₹ 50,000 | ₹ 60,282 | ₹ 68,286 |
₹ 1 lakh | ₹ 120,564 | ₹ 136,573 |
₹ 2 lakh | ₹ 241,129 | ₹ 273,146 |
₹ 5 lakh | ₹ 602,822 | ₹ 682,865 |
₹ 10 lakh | ₹ 1,205,643 | ₹ 1,365,730 |
Use FD calculator to change values and compare your returns from top banks.
Maturity Amount | ₹ 106,697 | ₹ 108,139 |
Total Investment Amount | ₹ 100,000 | ₹ 100,000 |
Total Interest Gained | ₹6,697 | ₹ 8,139 |
Bank Name | FD Interest Rates |
---|---|
7.85% - 8.8% | |
5.75% - 6.25% | |
7% - 7.75% | |
7% - 7% | |
7.2% - 7.95% | |
6.25% - 6.75% | |
6.5% - 7% | |
6.25% - 6.75% | |
5.3% - 5.55% | |
5.2% - 5.7% |
₹ 100,000
Total Investment
6,697
Wealth Gained
₹ 106,697
Maturity Amount
The flexible & tax efficient alternative to FDs.