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Punjab Gramin Bank Fixed Deposit (FD) Interest Rates 2026

Punjab Gramin Bank Fixed Deposit (FD) Interest Rates 2026

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6%

Interest for 3 years

Punjab Gramin Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 14 days3.5%4.1%
1 month 15 days - 2 months 29 days4.75%5.35%
2 months 30 days - 5 months 26 days5.5%6.1%
5 months 27 days - 8 months 25 days6.1%6.7%
8 months 26 days - 10 months 25 days6.3%6.9%
10 months 26 days - 11 months 29 days6.5%7.1%
1 year - 1 year6.3%6.9%
1 year 1 day - 1 year 2 months 3 days6.5%7.1%
1 year 2 months 4 days - 1 year 2 months 4 days6.6%7.2%
1 year 2 months 5 days - 1 year 11 months 29 days6.5%7.1%
2 years - 2 years 11 months 28 days6.25%6.85%
2 years 11 months 29 days - 4 years 11 months 29 days6%6.6%
5 years - 9 years 11 months 27 days5.75%6.35%

Note: All interest rates shown above are as on 5th Feb 2026

About Punjab Gramin Bank FD

The Central Government of India, vide its notification dated 21-12-2018, amalgamated Punjab Gramin Bank, Malwa Gramin Bank and Sutlej Gramin Bank and a single regional rural Bank called as ‘Punjab Gramin Bank’ came into existence in Punjab State with w.e.f 01-01-2019 with its Head Office at Kapurthala.

Punjab Gramin Bank FD

3.5% - 6.6%

FD Rate

4.1% - 7.2%

FD Rate for Seniors

-

Minimum Deposit

₹ 2 Crores

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Punjab Gramin Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6%For 5 years with interest of 6%
₹ 50,000₹ 59,834₹ 67,443
₹ 1 lakh₹ 1,19,668₹ 1,34,885
₹ 2 lakh₹ 2,39,336₹ 2,69,770
₹ 5 lakh₹ 5,98,340₹ 6,74,425
₹ 10 lakh₹ 11,96,681₹ 13,48,850

Compare Punjab Gramin Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

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Punjab Gramin Bank FD
Punjab Gramin Bank FD
Maturity Amount₹ 1,06,485₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹6,485₹ 6,432

Compare Punjab Gramin Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
bihar-gramin-bank.png
Bihar Gramin Bank FD		6.5% - 6.5%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%

Calculate Punjab Gramin Bank FD Returns

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₹1,00,000

Total Investment

6,485

Wealth Gained

₹1,06,485

Maturity Amount

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Frequently Asked Questions

The highest Punjab Gramin Bank FD rates for general citizens is 6.6% p.a. and 7.2% p.a. for senior citizens.

The highest interest rate on Punjab Gramin Bank 1 year FD scheme is 6.5% p.a.

6% p.a is the interest rate for 5 years on Punjab Gramin Bank FD scheme.

To know in how many years Punjab Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Punjab Gramin Bank Bank FD will double. The current highest Punjab Gramin Bank FD interest rate is 6.6% so investors will double the investment in 10.91 years. Similarly, senior citizen depositors will double their FD investment in 10.00 years, where the highest FD rate for senior citizens is 7.2%.

The minimum investment in Punjab Gramin Bank FD is INR 0. However, there is no limit on the maximum amount of investment in Punjab Gramin Bank FD.

The senior citizen fixed deposit interest rates in Punjab Gramin Bank range between 4.1% to 7.2% p.a. for an available minimum and maximum investment duration.

Punjab Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 27 days

The interest from the Punjab Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 66,972. The maturity value will be INR 10,66,972. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check Punjab Gramin Bank FD balance either online or offline mode. For online mode, log in to the Punjab Gramin Bank internet banking portal. Alternatively, you can visit the nearest Punjab Gramin Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with Punjab Gramin Bank.