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  • Paytm Payment Bank Fixed Deposit (FD) Interest Rates 2025
Paytm Payment Bank Fixed Deposit (FD) Interest Rates 2025

Paytm Payment Bank Fixed Deposit (FD) Interest Rates 2025

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%

Interest for 3 years

Paytm Payments Bank FD Interest Rates 2025

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 30 days3.5%3.5%
1 month - 1 month 14 days3.75%3.75%
1 month 15 days - 3 months 28 days4.75%4.75%
3 months 29 days - 5 months 27 days5%5%
5 months 28 days - 6 months 26 days5.85%5.85%
6 months 27 days - 8 months 26 days6.1%6.1%
8 months 27 days - 11 months 19 days6.35%6.35%
11 months 20 days - 11 months 29 days6.5%6.5%
1 year - 1 year7.75%7.75%

Note: All interest rates shown above are as on 14th May 2025

About Paytm Payments Bank FD

Paytm Payments Bank Limited (PPBL), an associate entity of Paytm, has received Scheduled Bank status from Reserve Bank of India (RBI) and has been included in the Second Schedule to the Reserve Bank of India Act, 1934.

Paytm Payments Bank FD

3.5% - 7.75%

FD Rate

3.5% - 7.75%

FD Rate for Seniors

-

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Paytm Payments Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 7.75%For 5 years with interest of 7.75%
₹ 50,000₹ 63,040₹ 73,573
₹ 1 lakh₹ 1,26,081₹ 1,47,146
₹ 2 lakh₹ 2,52,162₹ 2,94,292
₹ 5 lakh₹ 6,30,404₹ 7,35,729
₹ 10 lakh₹ 12,60,808₹ 14,71,458

Compare Paytm Payments Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs
Paytm Payments Bank FD
Paytm Payments Bank FD
Maturity Amount₹ 1,08,031₹ 1,05,904
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹8,031₹ 5,904

Compare Paytm Payments Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
csb-bank.png
CSB Bank FD		5.75% - 6.25%
andhra-pradesh-grameena-vikas-bank.png
Andhra Pradesh Grameena Vikas Bank FD		7% - 7.5%
dcb-bank.png
DCB Bank FD		7.25% - 7.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.9% - 7.4%
post-office.png
Post Office FD		7.1% - 7.1%
tamil-nadu-grama-bank.png
Tamil Nadu Grama Bank FD		6.9% - 7.4%
madhyanchal-gramin-bank.png
Madhyanchal Gramin Bank FD		6% - 6.5%
hdfc-bank.png
HDFC Bank FD		6.9% - 7.4%
assam-gramin-vikash-bank.png
Assam Gramin Vikash Bank FD		7.1% - 7.6%
shriram-finance.png
Shriram Finance FD		8.1% - 8.6%

Calculate Paytm Payments Bank FD Returns

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₹1,00,000

Total Investment

8,031

Wealth Gained

₹1,08,031

Maturity Amount

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Frequently Asked Questions

What is the highest Paytm Payments Bank FD rate today?

The highest Paytm Payments Bank FD rates for general citizens is 7.75% p.a. and 7.75% p.a. for senior citizens.

What is the highest interest rate on Paytm Payments Bank 1 year FD scheme?

The highest interest rate on Paytm Payments Bank 1 year FD scheme is 7.75% p.a.

What is Paytm Payments Bank FD scheme interest rate for 5 years?

7.75% p.a is the interest rate for 5 years on Paytm Payments Bank FD scheme.

How many years FD will double in Paytm Payments Bank?

To know in how many years Paytm Payments Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Paytm Payments Bank Bank FD will double. The current highest Paytm Payments Bank FD interest rate is 7.75% so investors will double the investment in 9.29 years. Similarly, senior citizen depositors will double their FD investment in 9.29 years, where the highest FD rate for senior citizens is 7.75%.

What is Paytm Payments Bank FD minimum deposit amount?

The minimum investment in Paytm Payments Bank FD is INR 0. However, there is no limit on the maximum amount of investment in Paytm Payments Bank FD.

What is senior citizen fixed deposit interest rates in Paytm Payments Bank?

The senior citizen fixed deposit interest rates in Paytm Payments Bank range between 3.5% to 7.75% p.a. for an available minimum and maximum investment duration.

What are the available FD tenures in Paytm Payments Bank?

Paytm Payments Bank FD tenure ranges from 7 days to 1 year

What is Paytm Payments Bank FD ROI for 10 lakh deposit for 1 year?

The interest from the Paytm Payments Bank FD calculator for 10 lakh deposit for 1 year will be INR 80,313. The maturity value will be INR 10,80,313. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

How to check the fixed deposit balance in Paytm Payments Bank?

You can check Paytm Payments Bank FD balance either online or offline mode. For online mode, log in to the Paytm Payments Bank internet banking portal. Alternatively, you can visit the nearest Paytm Payments Bank bank to update your passbook for FD balance enquiry.

How many FDs can be opened in Paytm Payments Bank?

There is no restriction on the number of FDs you can open with Paytm Payments Bank.