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Mizoram Rural Bank
Mizoram Rural Bank Fixed Deposit (FD) Interest Rates 2025

Mizoram Rural Bank Fixed Deposit (FD) Interest Rates 2025

Public SectorNA

DICGC

Interest for 3 years

Mizoram Rural Bank FD Interest Rates 2025

Tenure	Normal Citizen FD Rate	Senior Citizen FD Rate
7 days - 1 month 14 days	3.6%	4.1%
1 month 15 days - 5 months 27 days	4.8%	5.3%
5 months 28 days - 11 months 29 days	6.1%	6.6%
1 year - 1 year 11 months 29 days	7%	7.5%
2 years - 2 years 11 months 28 days	7.1%	7.6%
2 years 11 months 29 days - 4 years 11 months 29 days	7%	7.5%
5 years - 9 years 11 months 28 days	7%	7.8%

Note: All interest rates shown above are as on 4th Apr 2025

About Mizoram Rural Bank FD

Mizoram Rural Bank, established on 27th September 1983 under the Regional Rural Bank Act 1976 is perhaps the only RRB in the country having a spread in all the districts and blocks of a state. It covers 8 districts and 25 RD blocks including 1 urban and 11 semi urban centres. It is a Regional Rural Bank in Mizoram sponsored by State Bank of India. It is under the ownership of Ministry of Finance, Government of India.

3.6% - 7.1%

FD Rate

4.1% - 7.8%

FD Rate for Seniors

Minimum Deposit

Maximum Deposit

Lock-in

FD Tenure

Loan against FD

CRISIL Rating

Mizoram Rural Bank FD Returns Based on Investment Amount

Investment Amount	For 3 years with interest of 7%	For 5 years with interest of 7%
₹ 50,000	₹ 61,646	₹ 70,881
₹ 1 lakh	₹ 1,23,293	₹ 1,41,763
₹ 2 lakh	₹ 2,46,585	₹ 2,83,525
₹ 5 lakh	₹ 6,16,463	₹ 7,08,813
₹ 10 lakh	₹ 12,32,926	₹ 14,17,625

Compare Mizoram Rural Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.


Maturity Amount	₹ 1,07,229	₹ 1,05,326
Total Investment Amount	₹ 1,00,000	₹ 1,00,000
Total Interest Gained	₹7,229	₹ 5,326

Compare Mizoram Rural Bank Fixed Deposit Rates with Top Banks

Bank Name	FD Interest Rates
Uttarbanga Kshetriya Gramin Bank FD	5.2% - 5.2%
Bank of Maharashtra FD	6.5% - 7%
UCO Bank FD	6.3% - 6.8%
Arunachal Pradesh Rural Bank FD	6.75% - 7.25%
ESAF Small Finance Bank FD	6.75% - 7.25%
State Bank of India FD	6.75% - 7.25%
Baroda Gujarat Gramin Bank FD	6.75% - 7.25%
Aryavart Bank FD	6.5% - 7%
IDBI Bank FD	7% - 7.5%
Punjab and Sind Bank FD	6% - 6.5%

Calculate Mizoram Rural Bank FD Returns

Investment Amount

Investment Period

Interest Rate

Compounding Period

Senior Citizen

₹1,00,000

Total Investment

7,229

Wealth Gained

₹1,07,229

Maturity Amount

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Frequently Asked Questions

What is the highest Mizoram Rural Bank FD rate today?

The highest Mizoram Rural Bank FD rates for general citizens is 7.1% p.a. and 7.8% p.a. for senior citizens.

What is the highest interest rate on Mizoram Rural Bank 1 year FD scheme?

The highest interest rate on Mizoram Rural Bank 1 year FD scheme is 7% p.a.

What is Mizoram Rural Bank FD scheme interest rate for 5 years?

7% p.a is the interest rate for 5 years on Mizoram Rural Bank FD scheme.

How many years FD will double in Mizoram Rural Bank?

To know in how many years Mizoram Rural Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Mizoram Rural Bank Bank FD will double. The current highest Mizoram Rural Bank FD interest rate is 7.1% so investors will double the investment in 10.14 years. Similarly, senior citizen depositors will double their FD investment in 9.23 years, where the highest FD rate for senior citizens is 7.8%.

What is Mizoram Rural Bank FD minimum deposit amount?

The minimum investment in Mizoram Rural Bank FD is INR 0. However, there is no limit on the maximum amount of investment in Mizoram Rural Bank FD.

What is senior citizen fixed deposit interest rates in Mizoram Rural Bank?

The senior citizen fixed deposit interest rates in Mizoram Rural Bank range between 4.1% to 7.8% p.a. for an available minimum and maximum investment duration.

What are the available FD tenures in Mizoram Rural Bank?

Mizoram Rural Bank FD tenure ranges from 7 days to 9 years 11 months 28 days

What is Mizoram Rural Bank FD ROI for 10 lakh deposit for 1 year?

The interest from the Mizoram Rural Bank FD calculator for 10 lakh deposit for 1 year will be INR 72,290. The maturity value will be INR 10,72,290. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

How to check the fixed deposit balance in Mizoram Rural Bank?

You can check Mizoram Rural Bank FD balance either online or offline mode. For online mode, log in to the Mizoram Rural Bank internet banking portal. Alternatively, you can visit the nearest Mizoram Rural Bank bank to update your passbook for FD balance enquiry.

How many FDs can be opened in Mizoram Rural Bank?

There is no restriction on the number of FDs you can open with Mizoram Rural Bank.