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  • Maharashtra Gramin Bank Fixed Deposit (FD) Interest Rates 2025
Maharashtra Gramin Bank Fixed Deposit (FD) Interest Rates 2025

Maharashtra Gramin Bank Fixed Deposit (FD) Interest Rates 2025

GraminNA 
Shield CheckDICGC

6.5%

Interest for 3 years

Maharashtra Gramin Bank FD Interest Rates 2025

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 15 days3.3%3.3%
1 month 16 days - 2 months 29 days4.8%4.8%
2 months 30 days - 5 months 26 days5%5.5%
5 months 27 days - 11 months 30 days6%6.5%
5 months 27 days - 7 months 7 days6.3%6.8%
7 months 8 days - 7 months 8 days7%7.5%
7 months 9 days - 10 months 28 days6.3%6.8%
10 months 29 days - 10 months 29 days7.1%7.6%
11 months - 11 months 30 days6.3%6.8%
1 year - 1 year 2 months 17 days7%7.5%
1 year - 1 year 11 months 30 days6.9%7.4%
1 year 2 months 18 days - 1 year 2 months 18 days7.3%7.8%
1 year 2 months 19 days - 1 year 11 months 30 days7%7.5%
2 years - 9 years 11 months 29 days6.5%7%
2 years - 2 years 11 months 29 days6.8%7.3%
2 years 11 months 30 days - 2 years 11 months 30 days6.9%7.4%
3 years - 4 years 11 months 29 days6.5%7%
4 years 11 months 30 days - 4 years 11 months 30 days6.9%7.4%
5 years - 9 years 11 months 29 days6.5%7%

Note: All interest rates shown above are as on 14th May 2025

About Maharashtra Gramin Bank FD

Maharashtra Gramin Bank came in to existence after amalgamation of erstwhile Maharashtra Godavari Gramin Bank and Marathawada Gramin Bank as per the notification issued by Government of India, Ministry of Finance, Department of Financial Services ref No F.No. 1/4/2006-RRB(II) dated 20 July 2009 with its head office at Aurangabad. The Bank is sponsored by Bank of Maharashtra. The share capital of the Bank is contributed by Government of India, Government of Maharashtra and Bank of Maharashtra in proportion of 50:15:35

Maharashtra Gramin Bank FD

3.3% - 7.3%

FD Rate

3.3% - 7.8%

FD Rate for Seniors

₹ 100

Minimum Deposit

₹ 2 Crores

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Maharashtra Gramin Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.9%For 5 years with interest of 6.9%
₹ 50,000₹ 61,463₹ 70,530
₹ 1 lakh₹ 1,22,925₹ 1,41,060
₹ 2 lakh₹ 2,45,851₹ 2,82,119
₹ 5 lakh₹ 6,14,627₹ 7,05,298
₹ 10 lakh₹ 12,29,254₹ 14,10,595

Compare Maharashtra Gramin Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

vs
Maharashtra Gramin Bank FD
Maharashtra Gramin Bank FD
Maturity Amount₹ 1,07,229₹ 1,05,904
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹7,229₹ 5,904

Compare Maharashtra Gramin Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
csb-bank.png
CSB Bank FD		5.75% - 6.25%
andhra-pradesh-grameena-vikas-bank.png
Andhra Pradesh Grameena Vikas Bank FD		7% - 7.5%
dcb-bank.png
DCB Bank FD		7.25% - 7.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.9% - 7.4%
post-office.png
Post Office FD		7.1% - 7.1%
tamil-nadu-grama-bank.png
Tamil Nadu Grama Bank FD		6.9% - 7.4%
madhyanchal-gramin-bank.png
Madhyanchal Gramin Bank FD		6% - 6.5%
hdfc-bank.png
HDFC Bank FD		6.9% - 7.4%
assam-gramin-vikash-bank.png
Assam Gramin Vikash Bank FD		7.1% - 7.6%
shriram-finance.png
Shriram Finance FD		8.1% - 8.6%

Calculate Maharashtra Gramin Bank FD Returns

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₹1,00,000

Total Investment

7,229

Wealth Gained

₹1,07,229

Maturity Amount

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Frequently Asked Questions

What is the highest Maharashtra Gramin Bank FD rate today?

The highest Maharashtra Gramin Bank FD rates for general citizens is 7.3% p.a. and 7.8% p.a. for senior citizens.

What is the highest interest rate on Maharashtra Gramin Bank 1 year FD scheme?

The highest interest rate on Maharashtra Gramin Bank 1 year FD scheme is 7.1% p.a.

What is Maharashtra Gramin Bank FD scheme interest rate for 5 years?

6.9% p.a is the interest rate for 5 years on Maharashtra Gramin Bank FD scheme.

How many years FD will double in Maharashtra Gramin Bank?

To know in how many years Maharashtra Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Maharashtra Gramin Bank Bank FD will double. The current highest Maharashtra Gramin Bank FD interest rate is 7.3% so investors will double the investment in 9.86 years. Similarly, senior citizen depositors will double their FD investment in 9.23 years, where the highest FD rate for senior citizens is 7.8%.

What is Maharashtra Gramin Bank FD minimum deposit amount?

The minimum investment in Maharashtra Gramin Bank FD is INR 100. However, there is no limit on the maximum amount of investment in Maharashtra Gramin Bank FD.

What is senior citizen fixed deposit interest rates in Maharashtra Gramin Bank?

The senior citizen fixed deposit interest rates in Maharashtra Gramin Bank range between 3.3% to 7.8% p.a. for an available minimum and maximum investment duration.

What are the available FD tenures in Maharashtra Gramin Bank?

Maharashtra Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 29 days

What is Maharashtra Gramin Bank FD ROI for 10 lakh deposit for 1 year?

The interest from the Maharashtra Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 73,357. The maturity value will be INR 10,73,357. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

How to check the fixed deposit balance in Maharashtra Gramin Bank?

You can check Maharashtra Gramin Bank FD balance either online or offline mode. For online mode, log in to the Maharashtra Gramin Bank internet banking portal. Alternatively, you can visit the nearest Maharashtra Gramin Bank bank to update your passbook for FD balance enquiry.

How many FDs can be opened in Maharashtra Gramin Bank?

There is no restriction on the number of FDs you can open with Maharashtra Gramin Bank.