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Maharashtra Gramin Bank Fixed Deposit (FD) Interest Rates 2026

Maharashtra Gramin Bank Fixed Deposit (FD) Interest Rates 2026

GraminNA 
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6.1%

Interest for 3 years

Maharashtra Gramin Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 1 month 15 days3.25%3.25%
1 month 16 days - 2 months 29 days4.5%4.5%
3 months - 3 months 8 days5%5%
3 months 9 days - 3 months 9 days5.1%5.1%
3 months 10 days - 5 months 26 days5%5%
5 months 27 days - 7 months 7 days5.75%5.75%
7 months 8 days - 7 months 8 days6%6%
7 months 9 days - 10 months 28 days5.75%5.75%
10 months 29 days - 10 months 29 days6.1%6.1%
11 months - 11 months 30 days5.75%5.75%
1 year - 1 year 2 months 17 days6.25%6.25%
1 year 2 months 18 days - 1 year 2 months 18 days6.5%6.5%
1 year 2 months 19 days - 1 year 11 months 29 days6.3%6.3%
1 year 11 months 30 days - 9 years 11 months 28 days6.1%6.1%

Note: All interest rates shown above are as on 5th Feb 2026

About Maharashtra Gramin Bank FD

Maharashtra Gramin Bank came in to existence after amalgamation of erstwhile Maharashtra Godavari Gramin Bank and Marathawada Gramin Bank as per the notification issued by Government of India, Ministry of Finance, Department of Financial Services ref No F.No. 1/4/2006-RRB(II) dated 20 July 2009 with its head office at Aurangabad. The Bank is sponsored by Bank of Maharashtra. The share capital of the Bank is contributed by Government of India, Government of Maharashtra and Bank of Maharashtra in proportion of 50:15:35

Maharashtra Gramin Bank FD

3.25% - 6.5%

FD Rate

3.25% - 6.5%

FD Rate for Seniors

₹ 100

Minimum Deposit

₹ 2 Crores

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Maharashtra Gramin Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.1%For 5 years with interest of 6.1%
₹ 50,000₹ 60,013₹ 67,779
₹ 1 lakh₹ 1,20,026₹ 1,35,558
₹ 2 lakh₹ 2,40,052₹ 2,71,115
₹ 5 lakh₹ 6,00,129₹ 6,77,789
₹ 10 lakh₹ 12,00,258₹ 13,55,577

Compare Maharashtra Gramin Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

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Maharashtra Gramin Bank FD
Maharashtra Gramin Bank FD
Maturity Amount₹ 1,06,432₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹6,432₹ 6,432

Compare Maharashtra Gramin Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
bihar-gramin-bank.png
Bihar Gramin Bank FD		6.5% - 6.5%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%

Calculate Maharashtra Gramin Bank FD Returns

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₹1,00,000

Total Investment

6,432

Wealth Gained

₹1,06,432

Maturity Amount

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Frequently Asked Questions

The highest Maharashtra Gramin Bank FD rates for general citizens is 6.5% p.a. and 6.5% p.a. for senior citizens.

The highest interest rate on Maharashtra Gramin Bank 1 year FD scheme is 6.25% p.a.

6.1% p.a is the interest rate for 5 years on Maharashtra Gramin Bank FD scheme.

To know in how many years Maharashtra Gramin Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Maharashtra Gramin Bank Bank FD will double. The current highest Maharashtra Gramin Bank FD interest rate is 6.5% so investors will double the investment in 11.08 years. Similarly, senior citizen depositors will double their FD investment in 11.08 years, where the highest FD rate for senior citizens is 6.5%.

The minimum investment in Maharashtra Gramin Bank FD is INR 100. However, there is no limit on the maximum amount of investment in Maharashtra Gramin Bank FD.

The senior citizen fixed deposit interest rates in Maharashtra Gramin Bank range between 3.25% to 6.5% p.a. for an available minimum and maximum investment duration.

Maharashtra Gramin Bank FD tenure ranges from 7 days to 9 years 11 months 28 days

The interest from the Maharashtra Gramin Bank FD calculator for 10 lakh deposit for 1 year will be INR 64,322. The maturity value will be INR 10,64,322. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check Maharashtra Gramin Bank FD balance either online or offline mode. For online mode, log in to the Maharashtra Gramin Bank internet banking portal. Alternatively, you can visit the nearest Maharashtra Gramin Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with Maharashtra Gramin Bank.