Capital Small Finance Bank Fixed Deposit (FD) Interest Rates 2026
DICGC7%
Interest for 3 years
Capital Small Finance Bank FD Interest Rates 2026
| Tenure | Normal Citizen FD Rate | Senior Citizen FD Rate |
|---|---|---|
| 15 days - 1 month 15 days | 3.5% | 4% |
| 1 month 16 days - 2 months 28 days | 4% | 4.5% |
| 2 months 29 days - 5 months 26 days | 4.75% | 5.25% |
| 5 months 27 days - 11 months 30 days | 5.5% | 6% |
| 1 year - 1 year | 7.15% | 7.65% |
| 1 year 1 day - 1 year 1 month 4 days | 7% | 7.5% |
| 1 year 1 month 5 days - 1 year 1 month 5 days | 7.1% | 7.6% |
| 1 year 1 month 6 days - 1 year 7 months 21 days | 7% | 7.5% |
| 1 year 7 months 22 days - 1 year 7 months 22 days | 7.25% | 7.75% |
| 1 year 7 months 23 days - 2 years 5 months 15 days | 7% | 7.5% |
| 2 years 5 months 16 days - 2 years 5 months 16 days | 7.25% | 7.75% |
| 2 years 5 months 17 days - 9 years 11 months 28 days | 7% | 7.5% |
Note: All interest rates shown above are as on 6th Aug 2026
About Capital Small Finance Bank FD
Capital Small Finance Bank Limited started operations as India's first small finance bank on 24 April 2016, after a conversion from a capital local area bank. The bank received an in-principal approval from the RBI to set-up a small finance bank in September 2015 and it received the regular license on 4 March 2016. The bank got listed in the Schedule II of the Reserve Bank of India Act on 8 November 2016 and has also received the Authorized Dealer II license. Prior to the conversion to a small finance bank, the “capital local area bank” was operating as India's largest local area bank since 14 January 2000. The bank transitioned from a local area bank to small finance bank with 47 branches.
3.5% - 7.25%
FD Rate
4% - 7.75%
FD Rate for Seniors
₹ 100
Minimum Deposit
-
Maximum Deposit
-
Lock-in
-
FD Tenure
-
Loan against FD
NA
CRISIL Rating
Capital Small Finance Bank FD Returns Based on Investment Amount
| Investment Amount | For 3 years with interest of 7% | For 5 years with interest of 7% |
|---|---|---|
| ₹ 50,000 | ₹ 61,646 | ₹ 70,881 |
| ₹ 1 lakh | ₹ 1,23,293 | ₹ 1,41,763 |
| ₹ 2 lakh | ₹ 2,46,585 | ₹ 2,83,525 |
| ₹ 5 lakh | ₹ 6,16,463 | ₹ 7,08,813 |
| ₹ 10 lakh | ₹ 12,32,926 | ₹ 14,17,625 |
Compare Capital Small Finance Bank Fixed Deposit Returns with Top Banks
Use FD calculator to change values and compare your returns from top banks.
 | | |
|---|---|---|
| Maturity Amount | ₹ 1,07,389 | ₹ 1,08,300 |
| Total Investment Amount | ₹ 1,00,000 | ₹ 1,00,000 |
| Total Interest Gained | ₹7,389 | ₹ 8,300 |
Compare Capital Small Finance Bank Fixed Deposit Rates with Top Banks
| Bank Name | FD Interest Rates |
|---|---|
 | 8% - 8.2% |
 | 6.3% - 6.8% |
 | 5.85% - 6.35% |
 | 7.4% - 7.9% |
 | 6.35% - 6.85% |
 | 7% - 7% |
 | 6.5% - 7% |
 | 6.8% - 7.3% |
 | 7.4% - 7.75% |
 | 6.25% - 6.75% |
Calculate Capital Small Finance Bank FD Returns
₹1,00,000
Total Investment
7,389
Wealth Gained
₹1,07,389
Maturity Amount
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Frequently Asked Questions
The interest from the Capital Small Finance Bank FD calculator for 10 lakh deposit for 1 year will be INR 73,890. The maturity value will be INR 10,73,890. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.