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Odisha Grameen Bank Fixed Deposit (FD) Interest Rates 2026

Odisha Grameen Bank Fixed Deposit (FD) Interest Rates 2026

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5.95%

Interest for 3 years

Odisha Grameen Bank FD Interest Rates 2026

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 14 days2.65%2.65%
15 days - 2 months 29 days2.75%2.75%
2 months 30 days - 3 months 28 days3.75%3.75%
3 months 29 days - 5 months 26 days4%4%
5 months 27 days - 8 months 25 days4.5%5%
8 months 26 days - 11 months 29 days4.75%5.25%
1 year - 1 year6.05%6.55%
1 year 1 day - 1 year 11 months 28 days6%6.5%
1 year 11 months 29 days - 2 years 11 months 28 days5.9%6.4%
2 years 11 months 29 days - 4 years 11 months 29 days5.95%6.45%
5 years - 7 years 11 months 28 days5.85%6.35%
7 years 11 months 29 days - 9 years 11 months 27 days5.75%6.25%

Note: All interest rates shown above are as on 5th Feb 2026

About Odisha Grameen Bank FD

Odisha Gramya Bank was constituted on 7th January, 2013 through the amalgamation of Neelachal Gramya Bank, Kalinga Gramya Bank and Baitarani Gramya Bank. The Bank’s operational footprint covers 13 districts in the state of Odisha. Odisha Gramya Bank delivers services through 549 branches and additional service units, playing a pivotal role in advancing financial inclusion and supporting rural economic growth in the region.

Odisha Grameen Bank FD

2.65% - 6.05%

FD Rate

2.65% - 6.55%

FD Rate for Seniors

₹ 100

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

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Odisha Grameen Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 5.95%For 5 years with interest of 5.95%
₹ 50,000₹ 59,745₹ 67,275
₹ 1 lakh₹ 1,19,490₹ 1,34,550
₹ 2 lakh₹ 2,38,979₹ 2,69,100
₹ 5 lakh₹ 5,97,448₹ 6,72,749
₹ 10 lakh₹ 11,94,896₹ 13,45,499

Compare Odisha Grameen Bank Fixed Deposit Returns with Top Banks

Use FD calculator to change values and compare your returns from top banks.

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Odisha Grameen Bank FD
Odisha Grameen Bank FD
Maturity Amount₹ 1,06,221₹ 1,06,432
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹6,221₹ 6,432

Compare Odisha Grameen Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
ellaquai-dehati-bank.png
Ellaquai Dehati Bank FD		6.25% - 6.75%
utkarsh-small-finance-bank.png
Utkarsh Small Finance Bank FD		7.5% - 8%
rbl-bank.png
RBL Bank FD		7.2% - 7.7%
sarva-haryana-gramin-bank.png
Sarva Haryana Gramin Bank FD		6.25% - 6.75%
kotak-bank.png
Kotak Mahindra Bank FD		6.4% - 6.9%
bihar-gramin-bank.png
Bihar Gramin Bank FD		6.5% - 6.5%
au-small-bank.png
AU Small Finance Bank FD		7.1% - 7.6%
dakshin-bihar-gramin-bank.png
Dakshin Bihar Gramin Bank FD		7% - 7%
jammu-and-kashmir-grameen-bank.png
Jammu And Kashmir Grameen Bank FD		6.75% - 7.25%
punjab-sind-bank.png
Punjab and Sind Bank FD		5.85% - 6.35%

Calculate Odisha Grameen Bank FD Returns

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₹1,00,000

Total Investment

6,221

Wealth Gained

₹1,06,221

Maturity Amount

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Frequently Asked Questions

The highest Odisha Grameen Bank FD rates for general citizens is 6.05% p.a. and 6.55% p.a. for senior citizens.

The highest interest rate on Odisha Grameen Bank 1 year FD scheme is 6.05% p.a.

5.95% p.a is the interest rate for 5 years on Odisha Grameen Bank FD scheme.

To know in how many years Odisha Grameen Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Odisha Grameen Bank Bank FD will double. The current highest Odisha Grameen Bank FD interest rate is 6.05% so investors will double the investment in 11.90 years. Similarly, senior citizen depositors will double their FD investment in 10.99 years, where the highest FD rate for senior citizens is 6.55%.

The minimum investment in Odisha Grameen Bank FD is INR 100. However, there is no limit on the maximum amount of investment in Odisha Grameen Bank FD.

The senior citizen fixed deposit interest rates in Odisha Grameen Bank range between 2.65% to 6.55% p.a. for an available minimum and maximum investment duration.

Odisha Grameen Bank FD tenure ranges from 7 days to 9 years 11 months 27 days

The interest from the Odisha Grameen Bank FD calculator for 10 lakh deposit for 1 year will be INR 62,206. The maturity value will be INR 10,62,206. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

You can check Odisha Grameen Bank FD balance either online or offline mode. For online mode, log in to the Odisha Grameen Bank internet banking portal. Alternatively, you can visit the nearest Odisha Grameen Bank bank to update your passbook for FD balance enquiry.

There is no restriction on the number of FDs you can open with Odisha Grameen Bank.