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Odisha Gramya Bank Fixed Deposit (FD) Interest Rates 2025

Odisha Gramya Bank Fixed Deposit (FD) Interest Rates 2025

Public SectorNA 
Shield CheckDICGC

6.2%

Interest for 3 years

Odisha Gramya Bank FD Interest Rates 2025

TenureNormal Citizen FD RateSenior Citizen FD Rate
7 days - 29 days2.8%2.8%
1 month - 2 months 29 days3%3%
3 months - 5 months 26 days4%4%
5 months 27 days - 8 months 26 days4.5%5%
8 months 27 days - 11 months 30 days4.7%5.2%
1 year - 1 year6.3%6.8%
1 year 1 day - 1 year 1 month 4 days6.3%6.8%
1 year 1 month 5 days - 1 year 1 month 5 days7%7.5%
1 year 1 month 6 days - 1 year 11 months 30 days6.3%6.8%
2 years - 2 years 11 months 29 days6.4%6.9%
2 years 11 months 30 days - 4 years 11 months 29 days6.2%6.7%
4 years 11 months 30 days - 7 years 11 months 28 days6.1%6.6%
7 years 11 months 29 days - 9 years 11 months 29 days6%6.5%

Note: All interest rates shown above are as on 4th Apr 2025

About Odisha Gramya Bank FD

Odisha Gramya Bank was established since 7th January 2013 with the amalgamation of Neelachal Gramya Bank, Kalinga Gramya Bank and Baitarani Gramya Bank as per Government of India. The share capital of the Bank is contributed in the ratio of 50:15:35 respectively by the Government of India, Government of Odisha and Indian Overseas Bank, the Sponsor Bank.

Odisha Gramya Bank FD

2.8% - 7%

FD Rate

2.8% - 7.5%

FD Rate for Seniors

₹ 100

Minimum Deposit

-

Maximum Deposit

-

Lock-in

-

FD Tenure

-

Loan against FD

NA

CRISIL Rating

Odisha Gramya Bank FD Returns Based on Investment Amount

Investment AmountFor 3 years with interest of 6.2%For 5 years with interest of 6.1%
₹ 50,000₹ 60,192₹ 67,779
₹ 1 lakh₹ 1,20,385₹ 1,35,558
₹ 2 lakh₹ 2,40,769₹ 2,71,115
₹ 5 lakh₹ 6,01,923₹ 6,77,789
₹ 10 lakh₹ 12,03,846₹ 13,55,577

Compare Odisha Gramya Bank Fixed Deposit Returns with Top Banks

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Odisha Gramya Bank FD
Odisha Gramya Bank FD
Maturity Amount₹ 1,06,485₹ 1,05,326
Total Investment Amount₹ 1,00,000₹ 1,00,000
Total Interest Gained₹6,485₹ 5,326

Compare Odisha Gramya Bank Fixed Deposit Rates with Top Banks

Bank NameFD Interest Rates
uttarbanga-kshetriya-gramin-bank.png
Uttarbanga Kshetriya Gramin Bank FD		5.2% - 5.2%
bank-of-maharashtra.png
Bank of Maharashtra FD		6.5% - 7%
uco-bank.png
UCO Bank FD		6.3% - 6.8%
arunachal-pradesh-rural-bank.png
Arunachal Pradesh Rural Bank FD		6.75% - 7.25%
esaf-small-finance.png
ESAF Small Finance Bank FD		6.75% - 7.25%
sbi.png
State Bank of India FD		6.75% - 7.25%
baroda-gujarat-gramin-bank.png
Baroda Gujarat Gramin Bank FD		6.75% - 7.25%
aryavart-bank.png
Aryavart Bank FD		6.5% - 7%
idbi.png
IDBI Bank FD		7% - 7.5%
punjab-sind-bank.png
Punjab and Sind Bank FD		6% - 6.5%

Calculate Odisha Gramya Bank FD Returns

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₹1,00,000

Total Investment

6,485

Wealth Gained

₹1,06,485

Maturity Amount

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Frequently Asked Questions

What is the highest Odisha Gramya Bank FD rate today?

The highest Odisha Gramya Bank FD rates for general citizens is 7% p.a. and 7.5% p.a. for senior citizens.

What is the highest interest rate on Odisha Gramya Bank 1 year FD scheme?

The highest interest rate on Odisha Gramya Bank 1 year FD scheme is 6.3% p.a.

What is Odisha Gramya Bank FD scheme interest rate for 5 years?

6.1% p.a is the interest rate for 5 years on Odisha Gramya Bank FD scheme.

How many years FD will double in Odisha Gramya Bank?

To know in how many years Odisha Gramya Bank Bank FD will double, we can follow the 72 rule. We have to divide 72 by the interest rate, and the result will be the number of years Odisha Gramya Bank Bank FD will double. The current highest Odisha Gramya Bank FD interest rate is 7% so investors will double the investment in 10.29 years. Similarly, senior citizen depositors will double their FD investment in 9.60 years, where the highest FD rate for senior citizens is 7.5%.

What is Odisha Gramya Bank FD minimum deposit amount?

The minimum investment in Odisha Gramya Bank FD is INR 100. However, there is no limit on the maximum amount of investment in Odisha Gramya Bank FD.

What is senior citizen fixed deposit interest rates in Odisha Gramya Bank?

The senior citizen fixed deposit interest rates in Odisha Gramya Bank range between 2.8% to 7.5% p.a. for an available minimum and maximum investment duration.

What are the available FD tenures in Odisha Gramya Bank?

Odisha Gramya Bank FD tenure ranges from 7 days to 9 years 11 months 29 days

What is Odisha Gramya Bank FD ROI for 10 lakh deposit for 1 year?

The interest from the Odisha Gramya Bank FD calculator for 10 lakh deposit for 1 year will be INR 64,851. The maturity value will be INR 10,64,851. You can use Scripbox’s FD Calculator to determine the maturity value of your investment.

How to check the fixed deposit balance in Odisha Gramya Bank?

You can check Odisha Gramya Bank FD balance either online or offline mode. For online mode, log in to the Odisha Gramya Bank internet banking portal. Alternatively, you can visit the nearest Odisha Gramya Bank bank to update your passbook for FD balance enquiry.

How many FDs can be opened in Odisha Gramya Bank?

There is no restriction on the number of FDs you can open with Odisha Gramya Bank.