Based on your willingness to take risks and your ability to absorb risk.
What is this plan for?
Long term investing
If you want to stay invested for 7 to 10 years or more.
Investing for multiple needs
If you are investing without a specific goal in mind or if you are investing for multiple goals combined.
Stability and growth
If you want a balance between inflation-beating growth and stability.
Frequently asked questions.
How is Long Term Portfolio different from other offerings?
Long Term Portfolio helps you get started on your wealth building journey when you are not very sure of your goal. Or you may simply want to invest for all your long term needs like retirement, child’s education, etc., under one plan. This plan helps you invest in equity mutual funds to grow your wealth over a longer term (7+ years) with annual growth of 12-14%.
Is there any lock-in period for Long Term Portfolio?
No, Long Term Portfolio does not have any lock-in period. You have the flexibility to start, stop, skip, or withdraw your investments at any time. However, we highly recommend continuing your investments for a duration of 7+ years to maximise the benefits of this plan. For short-term goals, we offer alternative plans such as the Short Term Portfolio and Cash Management.
What is the growth rate that I can expect from Long Term Portfolio?
Based on historical data, Long Term Portfolio has demonstrated a growth rate of 11.2% over a 10-year period ending in January 2023. By remaining invested for a duration of more than 5 years, you have the potential to experience growth similar to this rate.