3-6%
Historical growth
0-12 months
Recommended duration
No lock-in
Discover the Scripbox science behind this plan, and how our automated best practices work for you
Optimise for Liquidity and Security
We build the right portfolio with appropriate asset allocation (fund category) to achieve liquidity and security
We recommend the following asset allocation for Emergency Fund:
Liquid funds for security
These funds ensure high liquidity for quick withdrawals (1 working day) while also keeping your investment secure.
Fund Selection
Based on the asset allocation, Scripbox Fund Ranking Algorithm™ recommends the top funds in each asset class
Focus on growth options only
Most suitable from a tax-efficiency perspective
Eliminate small funds
Less flexibility as they are susceptible to redemption pressure
Eliminate funds without minimum 4-year track record
Recent short term performance may be misleading
Active Portfolio Management
After investing, a professional team of experts manage and monitor the portfolio
YEARLY TIMELINE
Scripbox Portfolio Audit™
Runs periodically to recommend switches, exits and asset allocation rebalance
Scripbox Annual Portfolio Review™
We review the performance of the portfolio and the funds on an annual basis and recommend changes to the basket, if any.
Our game-changing technology solution executes both of the above through a single click!
Tax Optimised Withdrawal
Scripbox Smart Withdraw™ powers tax-efficient withdrawal from the portfolio, whenever you need to.
What is this plan good for?
I am in my
Defend against uncertainty
High priority investment! Use this to create a stable emergency fund which should be worth about 4 months of your salary. Allocate your savings to this first before anything else.
Plan for contingencies
High priority investment! Use this stable and secure plan to create an emergency fund. Allocate maximum savings here till you reach the target amount worth at least 6-12 months of expenses.
Protect your responsibilities
High priority investment! As your responsibilities would have increased, use this fund to ensure you can always fulfil them no matter what. Allocate maximum savings here till you reach the target amount worth at least 6-12 months of expenses.
Your friend in the face of uncertainties
Use this stable and secure plan to create an emergency fund to ensure your security leading up to your retirement years. Allocate maximum savings here till you reach the target amount worth at least 6-12 months of expenses.