10-12%
Historical growth
5+ Years
Recommended duration
No lock-in
Discover the Scripbox science behind this plan, and how our automated best practices work for you
Optimise for Growth and Stability
We build the right portfolio with appropriate asset allocation (fund category) to achieve growth and stability
We recommend the following asset allocation for Long Term Wealth plan:
Large Cap funds for stability
These funds are chosen for ensuring stable returns in the long term
Diversified funds for growth
These funds provide a growth boost to the portfolio along with stability
Fund Selection
Based on the asset allocation, Scripbox Fund Ranking Algorithm™ recommends the top funds in each asset class
Equity · Large Cap
Canara Robeco Bluechip Equity Fund (G)
Equity · Flexi Cap
Parag Parikh Flexi Cap fund (G)
Equity · Large & Mid Cap
Canara Robeco Emerging Equities fund (G)
Equity · Value
Nippon India Value Fund (G)
Focus on growth options only
Most suitable from a tax-efficiency perspective
Eliminate small funds
Less flexibility as they are susceptible to redemption pressure
Eliminate funds without minimum 4-year track record
Recent short term performance may be misleading
Active Portfolio Management
After investing, a professional team of experts manage and monitor the portfolio
YEARLY TIMELINE
Scripbox Portfolio Audit™
Runs periodically to recommend switches, exits and asset allocation rebalance
Scripbox Annual Portfolio Review™
We review the performance of the portfolio and the funds on an annual basis and recommend changes to the basket, if any.
Our game-changing technology solution executes both of the above through a single click!
Tax Optimised Withdrawal
Scripbox Smart Withdraw™ powers tax-efficient withdrawal while optimising for lowest capital gains & exit loads.
When you decide to withdraw, we find the most tax-efficient way to withdraw by optimising for long-term capital gains.
What is this plan good for?
I am in my
Perfect time to start
You have time in your hands, so even small savings can grow a lot with this plan. You can allocate what you have left after you have planned for your emergency fund.
Time to build wealth
To fulfill your long-term responsibilities, this plan will help you build wealth over the coming decades.You can allocate what you have left after you have planned for your emergency fund.
Give a boost to your retirement fund
You still have over a decade till retirement, enough to grow wealth substantially with this equity based plan. Allocate at least 50% or more of your savings here provided you have catered for an emergency fund and any short term requirements.
Keep your retirement ahead of inflation
This plan can help you keep, at least a part of your retirement savings ahead of inflation and keep growing your wealth. While you are nearing retirement a certain percentage of your savings should be invested in equity for which this plan works.