Cash Management
Park your cash until you decide what to do next
3-6%
Historical growth
7-180 days
Recommended duration
No lock-in

What is this plan good for?

Use this plan to hold your funds for any big use such as downpayment of your home loan, any capital gains from an asset sale, or to simply hold till you figure out what you plan to use the money for.

Discover the Scripbox science behind this plan, and how our automated best practices work for you

Optimise for Liquidity and Security

We build the right portfolio with appropriate asset allocation (fund category) to achieve liquidity and security

We recommend the following asset allocation for Cash Management:
Liquid
35%
Overnight
35%
Arbitrage
30%
Liquid funds for security
These funds ensure high liquidity for quick withdrawals (1 working day) while also keeping your investment secure.
How is my money secure here?
Liquid funds invest in short duration fixed income instruments that mature in 90 days or less. These instruments largely include GOI T-Bills, Certificate of Deposits ,Commercial Papers etc. These are some of the most liquid and secure instruments in the country. All this translates into high security and liquidity for your investment.

Fund Selection

Based on the asset allocation, Scripbox Fund Ranking Algorithm™ recommends the top funds in each asset class

Debt  ·  Liquid
portfolio timeline
ICICI Prudential Liquid Fund (G)
Debt  ·  Overnight
portfolio timeline
HDFC Overnight Fund (G)
Debt  ·  Arbitrage
portfolio timeline
Nippon India Arbitrage Fund (G)
Focus on growth mutual funds only
Most suitable from a tax-efficiency perspective
Eliminate small funds
Less flexibility as they are susceptible to redemption pressure
Eliminate funds without minimum 4-year track record
Recent short term performance may be misleading

Tax Optimised Withdrawal

Scripbox Smart Withdraw™ powers tax-efficient withdrawal from the portfolio, whenever you need to.