3-6%
Historical growth
7-180 days
Recommended duration
No lock-in
What is this plan good for?
Use this plan to hold your funds for any big use such as downpayment of your home loan, any capital gains from an asset sale, or to simply hold till you figure out what you plan to use the money for.
Discover the Scripbox science behind this plan, and how our automated best practices work for you
Optimise for Liquidity and Security
We build the right portfolio with appropriate asset allocation (fund category) to achieve liquidity and security
We recommend the following asset allocation for Cash Management:
Liquid funds for security
These funds ensure high liquidity for quick withdrawals (1 working day) while also keeping your investment secure.
How is my money secure here?
Liquid funds invest in short duration fixed income instruments that mature in 90 days or less. These instruments largely include GOI T-Bills, Certificate of Deposits ,Commercial Papers etc. These are some of the most liquid and secure instruments in the country. All this translates into high security and liquidity for your investment.
Fund Selection
Based on the asset allocation, Scripbox Fund Ranking Algorithm™ recommends the top funds in each asset class
Debt · Liquid
ICICI Prudential Liquid Fund (G)
Debt · Overnight
HDFC Overnight Fund (G)
Debt · Arbitrage
Nippon India Arbitrage Fund (G)
Focus on growth options only
Most suitable from a tax-efficiency perspective
Eliminate small funds
Less flexibility as they are susceptible to redemption pressure
Eliminate funds without minimum 4-year track record
Recent short term performance may be misleading
Active Portfolio Management
After investing, a professional team of experts manage and monitor the portfolio
YEARLY TIMELINE
Scripbox Portfolio Audit™
Runs periodically to recommend switches, exits and asset allocation rebalance
Scripbox Annual Portfolio Review™
We review the performance of the portfolio and the funds on an annual basis and recommend changes to the basket, if any.
Our game-changing technology solution executes both of the above through a single click!
Tax Optimised Withdrawal
Scripbox Smart Withdraw™ powers tax-efficient withdrawal from the portfolio, whenever you need to.