Is investing in mid cap funds a prudent choice?

The choice of investing in a mid cap mutual fund will depend on your investment goals, risk tolerance level and investment horizon. If you are a risk taker with a long term tenure and seek exposure to mid cap companies, you can invest in mid cap mutual funds. On the contrary, if you are not a risk taker and prefer more stable investments, then mid cap funds may not suit your investment portfolio.

Is it a secure decision to put money into a mid cap mutual fund?

Mutual funds are market linked instruments and thus do not guarantee any returns. Thus, mutual funds are not secure investment options. They are risky. And, mid cap funds are high risk investment options.

What minimum capital is advisable for mid cap fund investments?

The minimum investment amount for a fund varies based on the fund house. The minimum monthly SIP and lumpsum amount can range between INR 500 to INR 5,000. Thus, depending on your financial situation you can invest an amount that can help you reach your target amount.

Do mid cap mutual funds offer dividend payouts?

Yes, mid cap funds offer dividend payouts. If you seek dividend payout, you must opt for Income Distribution Cum Capital Withdrawal (IDCW) option. Growth options in mutual funds will reinvest the dividends back into the fund.

What is the optimal duration for staying invested in mid cap funds?

Since mid cap equity mutual funds are high risk investments, a long term investment horizon of more than five years is necessary.

What percentage of the market is mid-cap?

Mid-cap equities are companies that rank between 101 and 250, with a market cap between Rs 5000 crores and Rs 20,000 crores. This represents around 30% of the Indian stock market.

What is considered mid-cap?

Mid cap stocks or mid cap companies are those companies that rank 101st to 250th in terms of market capitalization. Mid cap companies have the potential to grow into large cap companies. Such companies have a capital ranging between Rs 5000 crores and Rs 20,000 crores.

How do you know if a stock is mid cap?

You can know if a company is a mid cap or not from the value of the company. According to the Indian stock market categorization, mid-cap companies are the ones with a capital between Rs 5000 crores and Rs 20,000 crores.

Mid Cap Mutual Funds

Fund name	AUM	1Y CAGR	3Y CAGR	Till Date CAGR
Motilal Oswal Midcap Fund Direct (G)	₹ 23,703 Cr	20%	29.7%	23.7%
HDFC Mid-Cap Opportunities Fund Direct (G)	₹ 67,578 Cr	12.2%	25.2%	20.8%
Nippon India Growth Fund Direct (G)	₹ 30,276 Cr	14.9%	23.7%	18.4%
Sundaram Mid Cap Fund Direct (G)	₹ 10,450 Cr	13.6%	22.5%	18.3%
Mahindra Manulife Mid Cap Fund Direct (G)	₹ 3,067 Cr	12%	23%	18.7%
Edelweiss Mid Cap Fund Direct (G)	₹ 7,729 Cr	19.6%	24.2%	21.9%
Kotak Emerging Equity Fund Direct (G)	₹ 43,941 Cr	16.2%	20.2%	20.3%
Invesco India Mid Cap Fund Direct (G)	₹ 5,246 Cr	20.7%	23.2%	20.9%
Motilal Oswal Nifty Midcap 150 Index Fund Direct (G)	₹ 1,800 Cr	8.5%	20.9%	24.9%
Quant Mid Cap Fund Direct (G)	₹ 7,615 Cr	-1.6%	20.1%	17.8%
SBI Magnum Midcap Fund Direct (G)	₹ 19,391 Cr	10.9%	19.2%	19.5%
Tata Midcap Growth Fund Direct (G)	₹ 3,954 Cr	9.1%	19.3%	19.6%
HSBC Midcap Fund Direct (G)	₹ 9,540 Cr	8.8%	20.2%	19.5%
Mirae Asset Midcap Fund Direct (G)	₹ 13,830 Cr	6.2%	16.9%	23.9%
ICICI Prudential Midcap Fund Direct (G)	₹ 5,393 Cr	9.1%	19.3%	18.9%
Baroda BNP Paribas Midcap Fund Direct (G)	₹ 1,857 Cr	11.7%	19.1%	19.5%
Aditya Birla Sun Life Mid Cap Fund Direct (G)	₹ 5,055 Cr	13.1%	16.7%	16.6%
UTI Mid Cap Fund Direct (G)	₹ 9,899 Cr	8.4%	15.7%	18.7%
Franklin India Prima Fund Direct (G)	₹ 10,594 Cr	17.6%	22.2%	19%
Union Midcap Fund Direct (G)	₹ 1,195 Cr	11.5%	18.6%	35%

Top 10 Mid Cap Mutual Funds to invest in 2025

Below are the mid cap mutual funds in india:

1. Motilal Oswal Midcap Fund Direct (G)

Motilal Oswal Midcap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 20.0%, a 3 Years return of 29.7% and a 5 Years return of 38.0%. The fund has an expense ratio of 0.7% and an AUM of ₹23704 crores as of 2025-03-29. It was Launched on 2014-02-24. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 71.67% to equities, 9.57% to debt and 18.76% to other assets.

2. HDFC Mid-Cap Opportunities Fund Direct (G)

HDFC Mid-Cap Opportunities Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 12.2%, a 3 Years return of 25.2% and a 5 Years return of 35.6%. The fund has an expense ratio of 0.8% and an AUM of ₹67579 crores as of 2025-03-29. It was Launched on 2013-01-01. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 92.47% to equities and 7.53% to other assets.

3. Nippon India Growth Fund Direct (G)

Nippon India Growth Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 14.9%, a 3 Years return of 23.7% and a 5 Years return of 35.1%. The fund has an expense ratio of 0.8% and an AUM of ₹30276 crores as of 2025-03-29.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 99.39% to equities, 0.00% to debt and 0.61% to other assets.

4. Sundaram Mid Cap Fund Direct (G)

Sundaram Mid Cap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 13.6%, a 3 Years return of 22.5% and a 5 Years return of 31.3%. The fund has an expense ratio of 0.9% and an AUM of ₹10451 crores as of 2025-03-29.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 94.37% to equities, 0.47% to debt and 5.16% to other assets.

5. Mahindra Manulife Mid Cap Fund Direct (G)

Mahindra Manulife Mid Cap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 12.0%, a 3 Years return of 23.0% and a 5 Years return of 33.4%. The fund has an expense ratio of 0.5% and an AUM of ₹3067 crores as of 2025-03-29. It was Launched on 2018-01-30. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 93.58% to equities and 6.42% to other assets.

6. Edelweiss Mid Cap Fund Direct (G)

Edelweiss Mid Cap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 19.6%, a 3 Years return of 24.2% and a 5 Years return of 36.9%. The fund has an expense ratio of 0.4% and an AUM of ₹7729 crores as of 2025-03-29. It was Launched on 2013-01-01. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 96.64% to equities, 5.90% to debt and -2.54% to other assets.

7. Kotak Emerging Equity Fund Direct (G)

Kotak Emerging Equity Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 16.2%, a 3 Years return of 20.2% and a 5 Years return of 33.2%. The fund has an expense ratio of 0.5% and an AUM of ₹43941 crores as of 2025-03-29.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 97.78% to equities, 0.25% to debt and 1.97% to other assets.

8. Invesco India Mid Cap Fund Direct (G)

Invesco India Mid Cap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 20.7%, a 3 Years return of 23.2% and a 5 Years return of 32.8%. The fund has an expense ratio of 0.7% and an AUM of ₹5247 crores as of 2025-03-29.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 99.65% to equities and 0.35% to other assets.

9. Motilal Oswal Nifty Midcap 150 Index Fund Direct (G)

Motilal Oswal Nifty Midcap 150 Index Fund Direct (G) is a Equity fund that has delivered a 1 Year return of 8.5%, a 3 Years return of 20.9% and a 5 Years return of 33.7%. The fund has an expense ratio of 0.3% and an AUM of ₹1801 crores as of 2025-03-29. It was Launched on 2019-09-06. The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 99.67% to equities, 0.24% to debt and 0.09% to other assets.

10. Quant Mid Cap Fund Direct (G)

Quant Mid Cap Fund Direct (G) is a Equity fund that has delivered a 1 Year return of -1.6%, a 3 Years return of 20.1% and a 5 Years return of 39.2%. The fund has an expense ratio of 0.6% and an AUM of ₹7616 crores as of 2025-03-29.The minimum SIP investment is ₹1000 and the minimum lump sum investment is ₹5000. The fund allocates 93.70% to equities, 1.62% to debt and 4.69% to other assets.