Plan Your 2021 Investment Journey

[{"selector":"#anim-61d0120a-6633-4227-91fb-50635d5a1a9f","keyframes":{"transform":["translate3d(-115.38462%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-32ecf8eb-1167-444a-9c17-f004ecd7c0c7","keyframes":{"transform":["translate3d(117.03469%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b8fcb447-c8a0-4fd1-8e71-7617469dfc1c","keyframes":{"transform":["translate3d(0px, 233.68621%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Investing: Start Now 2020 taught us that we should all plan for the unexpected and the inevitable. And having your finances in order is a must. Here’s how to plan your 2021 investment journey.

[{"selector":"#anim-3b95e1d2-79a6-45ca-a5ec-86739d25cda3","keyframes":{"transform":["translate3d(-119.31036%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-32cd4d9e-ddb4-4675-8f57-42afbcd20137","keyframes":{"transform":["translate3d(116.76830%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6cc8a953-e57e-4a40-bebd-f83f0740dcbb","keyframes":{"transform":["translate3d(0px, 224.39607%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Set Goals Before investing, take stock of your goals. Do you want to buy a house? Retire early? Save for your kid’s education? Based on this, set a time frame and choose a short or long term plan.

[{"selector":"#anim-2769b89a-db78-4630-9e4f-dc0a4216ee2c","keyframes":{"transform":["translate3d(-124.13795%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aeabd554-8856-4b3f-9020-8112fa44b5c1","keyframes":{"transform":["translate3d(110.23391%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c39dc892-8674-4ce3-832b-402f87e2a7d1","keyframes":{"transform":["translate3d(0px, 140.02059%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Start Now The earlier you start investing, the better the returns will be. When you start early, your money has a chance to compound and you will need to invest less to reach your financial goals.Retire early? Save for your kid’s education?

[{"selector":"#anim-2b739d16-9943-40ed-8245-4729f191b3e8","keyframes":{"transform":["translate3d(-125.51724%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-beb4cfcd-1619-4c52-aaa9-89acfd7e8af4","keyframes":{"transform":["translate3d(109.94152%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-517c1313-5dac-491f-9245-9f941e7e4e59","keyframes":{"transform":["translate3d(0px, 240.03543%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Diversify There are many investment tools to choose from: stocks, mutual funds, bonds, etc. Don’t put all your eggs in one basket - spread out your investments to avoid losing out when the market dips.

[{"selector":"#anim-063d49f3-6fb3-408b-bd24-703c07a27658","keyframes":{"transform":["translate3d(-126.2069%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0d200b76-2f64-4837-bc33-f0df85b5c8ab","keyframes":{"transform":["translate3d(109.35672%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2264f63f-1d24-4e24-ae53-c9eac1fc1347 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(28.94886350862616%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"fill":"both"}] Stocks Stocks can provide good returns if you buy at the right price..

[{"selector":"#anim-fa35cdf1-91b6-43fc-bbc1-801b1b2a4be8","keyframes":{"transform":["translate3d(-133.10347%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-68f6838f-8e7e-4c7d-93fa-02ed93e41966","keyframes":{"transform":["translate3d(106.43274%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4a1d9413-af62-4bae-9e69-abdf26572159","keyframes":{"transform":["translate3d(128.07019%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] MFs MFs are handled by a fund manager who is an expert at keeping track of market trends and other key factors. They are linked to equities or debt and are a reliable tool to grow your wealth.

[{"selector":"#anim-b641e81f-e53d-433b-b3f8-2320bdd0a4ea","keyframes":{"transform":["translate3d(-133.10347%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-87f50e92-887a-4739-91c0-dfde245d83e0","keyframes":{"transform":["translate3d(106.43274%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-298ea614-c91a-4446-81fd-6bc680a2fe23","keyframes":{"transform":["translate3d(109.91253%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] NPS The National Pension Scheme makes it easy to plan for retirement. You can start with just Rs. 1000 per year, and avail tax benefits of up to 1.5 lakh as well, under section 80CCD.

[{"selector":"#anim-ab835563-ed4a-49f2-81ca-5a51fc5e4111","keyframes":{"transform":["translate3d(-111.90477%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d87a8ae1-eff7-4aa0-b61b-aa8389e6634b","keyframes":{"transform":["translate3d(110.23391%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4429e7a4-4402-4501-8cdf-57befa656722","keyframes":{"transform":["translate3d(109.91253%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Sovereign Gold Bonds Gold bonds allow you to invest in gold without physical possession, in Demat form. It is a reliable investment option that gives returns of 2.5% per annum interest.

[{"selector":"#anim-2cf631fd-36e6-4cdd-853a-2ce5a758b61b","keyframes":{"transform":["translate3d(-113.91305%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5abb9b6c-a414-42de-bfcc-cd01d7bbc911","keyframes":{"transform":["translate3d(114.82649%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fda7f541-1dee-41d9-b931-10f3240be10d","keyframes":{"transform":["translate3d(114.82649%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Fixed Income Investments These consist of investment tools like debt funds, CDs, and bonds. Choose one that actually makes sense for your goals and needs.

[{"selector":"#anim-da041b81-d547-428a-a05e-35822fe0f744","keyframes":{"transform":["translate3d(-113.91305%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0f66eceb-d680-4192-b77f-9c1d79b96b0d","keyframes":{"transform":["translate3d(114.82649%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Start Your Investment Journey Today Now that you know the importance of investing and some of the options available to you, you can get on track to wealth creation!

[{"selector":"#anim-4105b367-3733-4b26-aa31-b2b1924c166c","keyframes":{"transform":["scale(0.05)","scale(1)"]},"delay":101,"direction":"normal","duration":1401,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] Mutual Fund investments are subject to market risks, read all scheme related documents carefully.