A portfolio is better aligned to a holistic planning approach rather than a single fund
A single mutual fund simply can’t achieve needs for both long -term and short-term goals efficiently.
Exposure across sectors within equity
Having at least one large-cap and one multi-cap equity fund in your portfolio ensures exposure to growth opportunities from all angles.
Hedging your investments across funds and AMCs
You need to spread out your investments reasonably across funds and asset management companies, so you are not over-dependent on any 1 fund.
Funds can become misaligned with your investment objectives
Few funds have remained consistent outperformers over a multiple decades. You will often need to shift to a fund that is more aligned with your plans and objectives.