Frugality For The Salaried During COVID

[{"selector":"#anim-e70dedda-3735-4dc0-bac7-c458ac4f91b0","keyframes":{"transform":["translate3d(-115.03268%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98471555-29d4-4a88-9a6e-de161d5b0f8d","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-672f6d36-db0b-445f-b183-a445c288ebd0","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-3e72a1af-7b37-4e0f-87a9-8e1c364ab69f","keyframes":{"transform":["translate3d(115.38461%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2cea52e0-056a-4d8e-a558-8cae5dff7dac","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a35b327f-3b45-46a6-badf-fe47db291fde","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] The COVID-19 Upheaval The past year saw a complete upheaval in the job market. Shelter in place issues were announced, work from home became the norm and many sectors saw massive layoffs.

[{"selector":"#anim-c3901bab-3cc2-4ce9-a73e-7c04ac189b89","keyframes":{"transform":["translate3d(-118.82354%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92a92b42-4b60-4879-bbbd-15bf0b9b74f5","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6ef5b871-abaa-4915-baed-7f4c715c01a0","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-aef3a119-9ac9-4e42-8fec-e0c8e5a7e80e","keyframes":{"transform":["translate3d(116.66665%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c8838e53-1a50-4782-b6be-938868eebb42","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-645f40c6-33fe-47f4-8ce4-496407d01e8d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] How Income Was Affected Manufacturing units were shut, service and hospitality came to a standstill and payments dried up. Many salaried individuals experienced pay cuts and delays.

[{"selector":"#anim-8899c652-c94c-4ddb-b6c4-c21d2cd787e5","keyframes":{"transform":["translate3d(-118.82354%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-be0961ee-bf18-414d-9ec8-b68adf40ca6d","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a92ecadf-fb23-426e-ae0d-3a79268a94dc","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-bc9e4e61-e30e-45ea-9775-1022280479e8","keyframes":{"transform":["translate3d(116.66665%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04cb06b5-a227-49db-ba19-baa2e11905cf","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ad9cc9d1-a46c-4c0c-addd-e27846b11fa6","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] We’re Not Out Of The Woods Yet Just as we thought we beat the pandemic - we’re now in the midst of a second deadly wave. And it looks like there may be more financial strain in the days ahead.

[{"selector":"#anim-ceaf4167-786c-4894-beb7-8d987a716cda","keyframes":{"transform":["translate3d(-118.82354%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ee870612-605c-4cb3-94b6-c1aa7dc3a722","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-63c1c35f-5970-4706-b6e4-166420240541","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-024a3f01-854b-4316-ab12-acf65f04ec42","keyframes":{"transform":["translate3d(116.66665%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f9edb502-a386-47a8-9c67-8159428b9449","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-70d5655b-e6a0-42fc-b30f-b9de41e3c9db","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Spending Wisely Is Imperative Whether you are single, married, or paying off a loan, you need to make sure you are spending wisely and only on things that are absolutely necessary.

[{"selector":"#anim-16e590cf-769b-4a21-9cb1-88d4fc0f1f43","keyframes":{"transform":["translate3d(-116.27906%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5d43cab4-4297-4c66-8d39-4a2c71ff6d22","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-71176009-55fe-44f5-9d9c-0f8e8b6d3d8c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-12caf855-799d-42fa-9aef-3c18fb8b6fc3","keyframes":{"transform":["translate3d(116.66665%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-adf1ad8f-2397-49d5-96a1-0e86c59c2b31","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9c985678-e664-4f51-a6cf-11c8c8e9a5a5","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Review Subscriptions And Memberships You likely have magazine, app and streaming subscriptions you don’t really use. Unsubscribe - it amounts to quite a bit annually.

[{"selector":"#anim-5a035841-2922-42a9-9323-fa4ed3a781a1","keyframes":{"transform":["translate3d(-115.94685%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d7aeebf5-e7b9-41e3-86b5-d8ef21816669","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f8fd53a0-54a8-4f6c-8dec-c00132da8efc","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-f5d6111a-f517-408e-a4e0-050e06966971","keyframes":{"transform":["translate3d(116.66665%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-62ba08dd-e480-432d-8ff8-733f59966a84","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-01f91058-00ec-466c-a700-ce9f5537584a","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Automate Payments Instead of waiting to pay manually, automate payments for electricity, phone, credit cards etc. This way you won’t end up paying late fees.

[{"selector":"#anim-56d00b38-2dc8-4fed-9849-f5e92c1e9d49","keyframes":{"transform":["translate3d(-138.09526%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-14833db0-9e89-48b4-a619-1f3352635e92","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b4634b6e-44b1-4402-b6be-7e2a708690aa","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-585abd60-4c7d-4386-a65e-353c5997a54c","keyframes":{"transform":["translate3d(116.34615%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fceb0dbc-6cb7-4c69-847c-91065c3bbf22","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0e21a521-7dff-4033-8fd6-ccfd2ef20736","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Invest Direct equity investing isn’t everyone’s cup of tea - but mutual funds are a great way to invest, with a fund manager doing the research so you get the best results. A little goes a long way each month.

[{"selector":"#anim-c74f0410-9327-449a-833b-e7c7b83bf981","keyframes":{"transform":["translate3d(-122.22223%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9ec1ba26-fd89-40fe-99b9-0759abcdd446","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-95a51a82-d52d-4d67-8c86-9b994ec5f39b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-eb5843f4-2560-40cf-b108-848ce3d32cc7","keyframes":{"transform":["translate3d(116.34615%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4b96fe0b-3dda-4aa3-9dc9-f6fc1ec18268","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fc1d45d0-6788-4ea0-901c-afad1f18a000","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Try Scripbox No investment is too early or too small. Browse through a range of funds suited to every budget and financial goal at Scripbox.

[{"selector":"#anim-82d58e6b-6300-4222-bdb8-5f847d053d1f","keyframes":{"transform":["scale(0.05)","scale(1)"]},"delay":101,"direction":"normal","duration":1401,"easing":"cubic-bezier(0.77, 0, 0.175, 1)","fill":"both"}] Mutual Fund investments are subject to market risks, read all scheme related documents carefully.