8 Tips For A Secure Financial Future 

Financial Security Is A Must

Whether you are a salaried individual or an entrepreneur, you can never expect when turbulence may hit - which is why it’s important to be secure in your financial future.

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Not everyone has a trust fund - and not everyone magically comes into a lump sum which they can invest or save directly.

Here are a few small changes you can make now for a secure future.

Financial Literacy

Financial literacy is knowing how much money you have and how to invest it wisely, gain tax benefits and grow your wealth.

Read books, attend webinars, stay up to date on trends.



We all want to grow our wealth so we can live a better life later.

Set realistic goals in line with your income, outgoing, risk appetite & factoring in inflation, & work towards them.


Save More

This is not an easy task if you’re dealing with reduced income or have lost your job due to the pandemic.

But whatever you do earn, you need to put more of that money into savings.


 Mindful Spending

This goes hand in hand with saving. Spend only on what’s absolutely necessary, and not on things you really don’t need.

Distinguish between frivolous wants and practical needs.


Make A Budget

There are certain non-negotiable payments each month, like bills, groceries and school fees. 

Create a budget with this in mind, setting aside 20-30% of your salary as savings. 


Automate Payments

When we pay bills manually, we tend to forget and overshoot the deadline, racking up late fees. 

Use the auto-payment option so that the money is debited as the bill is generated. 


Cut Subscriptions

How many of those magazines & streaming services do you actually read/watch?

What about that gym membership? Cutting out subscriptions you don’t use can save you big bucks.



You need both active and passive income (money you earn without actually having to work for it).

Investing in mutual funds is a great option - and you can get started at scripbox.com 


 Mutual Fund investments are subject to market risks, read all scheme related documents carefully.