• Mutual Funds
  • UTI Mutual Fund
  • UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M)

Formerly UTI S/T Income Reg HY DR

UTI Mutual Fund

UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M)

DebtShort Term

Top Ranked

11.2515

NAV (Dec 03)

4.7%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

5 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

4,108 Cr. Large within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

11.2515

NAV (Dec 3)

Fund Returns

Last 1Y

8.6%

Last 3Y

4.7%

Last 5Y

4.4%

Last 10Y

NA

Since Inception

5.3%

6 Month CAGR

6.8%

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Scheme Information

Investment Objective

The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Low to Moderate Risk

Expense Ratio

0.95

Launched (5y ago)

Jan 18, 2016

AUM in Crores

4107.050

ISIN

INF789FA1Q83

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Bond Fund TR INR

SIP Minimum

1000

Lumpsum Min.

20000

Fund Managers
user-avatar

Sudhir Agarwal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 27,296 cr

5

₹ 31,118 cr

5

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About the AMC

UTI Asset Management Company Ltd

UTI Asset Management Co Ltd manages assets worth 185,381 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 60 equity,485 debt and 34 hybrid funds.

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  • tel-amc-about
    022-62278000
  • mail-amc-about
    invest@utico.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    17.4%

    11.9%

    17.4%

    11.9%

    17.4%

    11.9%

    4.6%

    7.2%

    4%

    7.4%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

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    About UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M)

    About UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M)

    UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) is a Short Term Debt fund and has delivered an annualised return of 5.3% over a period of 5 years. The fund was previously known as UTI S/T Income Reg HY DR . The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Sudhir Agarwal

    UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Investment Objective

    The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. . However, there is no assurance that the objective of the scheme will be realized.

    UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) NAV,AUM,Risk

    The UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) fund was launched on Jan 18, 2016. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-12-03 is ₹11.25. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹4107.05. The category risk of the UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) fund is Low to Moderate Risk. The fund charges 0.95 % as expense ratio.

    UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Holdings

    The fund’s highest allocation is towards Debt and has invested 67.7% in this asset class. The top three holdings of the fund are , net current assets , govt stock , 182 dtb 02122021 , axis finance limited , national bank for agriculture and rural development , housing development finance corporation limited , housing and urban development corporation limited (hudco) , hindustan petroleum corporation limited , power finance corporation ltd. , 8.24% tamil nadu sdl 2025 , piramal capital & housing finance ltd , india grid trust , bajaj finance limited , mahindra rural housing finance limited , 182 dtb 16122021 , tata motors finance limited , 7.68% govt stock 2023 , rural electrification corporation limited , rural electrification corporation limited , reliance ports and terminals limited , icici bank limited , 7.16% govt stock 2023 , 08.27% rj sdl spl 2022 , national bank for agriculture and rural development , aditya birla finance limited , punjab national bank , national bank for agriculture and rural development , food corporation of india , housing development finance corporation limited , housing development finance corporation limited , 05.82 br sdl 2026 , shriram transport finance company limited , indian railway finance corporation limited , bank of baroda , shining metal trust ii , indian railway finance corporation limited , mahindra & mahindra financial services limited , rural electrification corporation limited , muthoot finance limited , bajaj finance limited , 7.68% mp sdl spl 2023 , 05.39 gj sdl 2024 , indian oil corporation limited , 8.15% govt stock 2022 , 8.18% hr sdl spl 2022 , food corporation of india , sundaram home finance limited , the indian hotels company limited , 8.35% govt stock 2022 , cholamandalam investment and fin. co. ltd (cholamandalam dbs finance ltd) , export-import bank of india , sikka port and terminal limited , state bank of india , 5.15% govt stock 2025 , rec limited , larsen and toubro limited , clearing corporation of india ltd. std - 91 daysmargin deposit , housing and urban development corporation limited (hudco)

    UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 20000.

    UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) Review

    UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, UTI Short Term Income Fund Inc Dist cum Cap Wdrl (RIDCW-6M) has a score of 4out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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