• Mutual Funds
  • UTI Mutual Fund
  • UTI Short Term Income Fund (Growth)

Formerly UTI S/T Income Instl Gr

UTI Mutual Fund

UTI Short Term Income Fund (Growth)

DebtShort Term

26.2342

NAV (Dec 02)

7.4%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in short term mutual funds.

Short term funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

The category is one of the largest categories within the Debt Segment (9% of the total assets).

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

Scripbox Recommended Debt Funds

Want the Debt funds that are right for your short term investment needs?

Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

26.2342

NAV (Dec 2)

Fund Returns

Last 1Y

3.5%

Last 3Y

7.4%

Last 5Y

4.7%

Last 10Y

6.9%

Since Inception

6.5%

6 Month CAGR

2.7%

Scheme Information

Investment Objective

The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Expense Ratio

0.96

Launched (15y ago)

Sep 19, 2007

AUM in Crores

2114.257

ISIN

INF789F01QA4

Lock-in

No Lock-in

Benchmark

CRISIL Short Duration Fund TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Standard Deviation (3yr)

3

Standard Deviation (5yr)

5.8

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

1.004

Sharpe Ratio (5yr)

-0.031

YTM

7.6

Fund Managers

Sudhir Agarwal

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-12-02

Top Debt Holdings

182 Days Treasury Bill 23-03-2023

7.8%
7.8%

axis finance limited

7.6%
7.6%

icici bank limited

7.4%
7.4%

net current assets

6.7%
6.7%

small industries development bank of india

5.7%
5.7%
See all holdings

Compare UTI Short Term Income Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

UTI Asset Management Company Ltd

UTI Asset Management Co Ltd manages assets worth 190,891 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 60 equity,488 debt and 31 hybrid funds.

amc-img

  • 022-62278000
  • invest@utico.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    4%

    6.8%

    16.9%

    11.8%

    3.9%

    6.7%

    17.6%

    14.7%

    16.9%

    15.7%

    UTI Short Term Income Fund (G) Review

    UTI Short Term Income Fund (G) is a Short Term Debt fund and has delivered an annualised return of 6.5% over a period of 15 years. The fund was previously known as UTI S/T Income Instl Gr. The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Sudhir Agarwal.

    Nav of UTI Short Term Income Fund (G) as of 12/2/2022 is ₹26.23 with the total AUM as of 12/3/2022 is ₹2114.257. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Short Term Income Fund (G) was launched on Sep 19, 2007. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for UTI Short Term Income Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    UTI Short Term Income Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Duration Fund TR INR.

    UTI Short Term Income Fund (G) is rated as a 1 fund in Debt and delivered 3.5% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Short Term Income Fund (G).

    Frequently Asked Questions

    What is UTI Short Term Income Fund (G)?

    UTI Short Term Income Fund (G) is a Short Term Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in UTI Short Term Income Fund (G)?

    You can invest in UTI Short Term Income Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of UTI Short Term Income Fund (G)?

    The minimum sip amount for UTI Short Term Income Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is UTI Short Term Income Fund (G) good to invest in?

    As per Scripbox experts, UTI Short Term Income Fund (G) is a Not Recommended fund. You can investUTI Short Term Income Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the UTI Short Term Income Fund (G)?

    The expense ratio of the UTI Short Term Income Fund (G) is 0.96% for regular plan.