These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.
The category is one of the largest categories within the Debt Segment (9% of the total assets).
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
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Historical NAV
₹ 25.2778
NAV (Oct 25)
Fund Returns
Last 1Y
9.1%
Last 3Y
5.2%
Last 5Y
5.6%
Last 10Y
7.7%
Since Inception
6.8%
6 Month CAGR
7.3%
Scheme Information
Investment Objective
The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
UTI Asset Management Co Ltd manages assets worth 186,049 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 59 equity,485 debt and 34 hybrid funds.
We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.
What Scripbox recommendations mean?
Recommended
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Top Ranked
Neutral
Not Recommended
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Sub-asset Class View
We check if the sub-category of the fund is recommended by us.
Fund Performance
Consistency of performance over various tenures is analysed for a relative performance stack.
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Impact of Interest Rates
We check the relative interest rate risk of the sub-category of the fund. Lower the better.
Credit Attractiveness
We check the credit quality of the underlying instruments present in the fund. Higher the better.
Equity Funds
Debt Funds
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About UTI Short Term Income Fund (G)
About UTI Short Term Income Fund (G)
UTI Short Term Income Fund (G) is a Short Term Debt fund and has delivered an annualised return of 6.8% over a period of 14 years. The fund was previously known as UTI S/T Income Instl Gr . The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Sudhir Agarwal
UTI Short Term Income Fund (G) Investment Objective
The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. . However, there is no assurance that the objective of the scheme will be realized.
UTI Short Term Income Fund (G) NAV,AUM,Risk
The UTI Short Term Income Fund (G) fund was launched on Sep 19, 2007. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-10-25 is ₹25.28. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹3836.499. The category risk of the UTI Short Term Income Fund (G) fund is Low to Moderate Risk. The fund charges 0.95 % as expense ratio.
UTI Short Term Income Fund (G) Holdings
The fund’s highest allocation is towards Debt and has invested 75.3% in this asset class. The top three holdings of the fund are , net current assets , govt stock , axis finance limited , national bank for agriculture and rural development , housing development finance corporation limited , housing and urban development corporation limited (hudco) , hindustan petroleum corporation limited , power finance corporation ltd. , 6.10% govt stock 2031 , 8.24% tamil nadu sdl 2025 , piramal capital & housing finance ltd , india grid trust , mahindra rural housing finance limited , 182 dtb 16122021 , tata motors finance limited , 7.68% govt stock 2023 , reliance ports and terminals limited , icici bank limited , 7.16% govt stock 2023 , 05.82 br sdl 2026 , rural electrification corporation limited , 08.27% rj sdl spl 2022 , national bank for agriculture and rural development , food corporation of india , housing development finance corporation limited , housing development finance corporation limited , bank of baroda , rural electrification corporation limited , national bank for agriculture and rural development , punjab national bank , indian railway finance corporation limited , shriram transport finance company limited , indian railway finance corporation limited , mahindra & mahindra financial services limited , shining metal trust ii , rural electrification corporation limited , muthoot finance limited , bajaj finance limited , 7.68% mp sdl spl 2023 , indian oil corporation limited , 8.15% govt stock 2022 , 8.18% hr sdl spl 2022 , 8.35% govt stock 2022 , the indian hotels company limited , 05.39 gj sdl 2024 , food corporation of india , sundaram home finance limited , cholamandalam investment and fin. co. ltd (cholamandalam dbs finance ltd) , sikka port and terminal limited , state bank of india , export-import bank of india , housing and urban development corporation limited (hudco) , 5.15% govt stock 2025 , rec limited , larsen and toubro limited , clearing corporation of india ltd. std - 91 daysmargin deposit
UTI Short Term Income Fund (G) Sip
The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
UTI Short Term Income Fund (G) Investment volatility and Horizon
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.
UTI Short Term Income Fund (G) Review
UTI Short Term Income Fund (G) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, UTI Short Term Income Fund (G) has a score of 4out of 5
The credit risk of the fund is 4 out of 5 as compared to other debt funds.
